Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the
timing, execution, and profitability
of new and maturing programs; 2) our ability to perform our obligations under our
new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on
new and maturing programs; 5) our ability to accommodate, and the cost
of accommodating, announced increases in the build rates
of certain aircraft; 6) the effect on aircraft demand and build rates
of changing customer preferences for business aircraft, including the effect
of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result
of global economic uncertainty or otherwise; 8) the effect
of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution
of key milestones such as the receipt
of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation
of our announced acquisition
of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability
of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk
of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production
of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts
of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak
of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact
of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition
of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect
of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect
of changes in tax law, such as the effect
of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations
of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect
of such changes; 21) any reduction in our
credit ratings; 22) our dependence on our suppliers, as well as the cost and availability
of raw materials and purchased components; 23) our ability to recruit and retain a critical mass
of highly - skilled employees and our relationships with the unions representing many
of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our
credit facility may not be adequate for our additional capital needs or for payment
of interest on, and principal
of, our indebtedness; 26) our exposure under our revolving
credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness
of any interest rate hedging programs; 28) the effectiveness
of our internal control over financial reporting; 29) the outcome or impact
of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition
of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result
of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks
of doing business internationally, including fluctuations in foreign current exchange rates, impositions
of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
This category takes into account your
credit inquiries or the reports that FICO receives each
time you apply for a
new kind
of credit.
Topics included: early reporting on inaccuracies in the articles
of The
New York
Times's Judith Miller that built support for the invasion
of Iraq; the media campaign to destroy UN chief Kofi Annan and undermine confidence in multilateral solutions; revelations by George Bush's biographer that as far back as 1999 then - presidential candidate Bush already spoke
of wanting to invade Iraq; the real reason Bush was grounded during his National Guard days — as recounted by the widow
of the pilot who replaced him; an article published throughout the world that highlighted the West's lack
of resolve to seriously pursue the genocidal fugitive Bosnian Serb leader Radovan Karadzic, responsible for the largest number
of European civilian deaths since World War II; several investigations
of allegations by former members concerning the practices
of Scientology; corruption in the leadership
of the nation's largest police union; a well - connected humanitarian relief organization operating as a cover for unauthorized US covert intervention abroad; detailed evidence that a powerful congressional critic
of Bill Clinton and Al Gore for financial irregularities and personal improprieties had his own track record
of far more serious transgressions; a look at the practices and values
of top Democratic operative and the clients they represent when out
of power in Washington; the murky international interests that fueled both George W. Bush's and Hillary Clinton's presidential campaigns; the efficacy
of various proposed solutions to the failed war on drugs; the poor - quality televised news program for teens (with lots
of advertising) that has quietly seeped into many
of America's public schools; an early exploration
of deceptive practices by the
credit card industry; a study
of ecosystem destruction in Irian Jaya, one
of the world's last substantial rain forests.
With the
new $ 600 million line
of credit, observers say it's just a matter
of time before a Dropbox offering is making headlines.
The confluence
of easy
credit, low interest rates and smart,
new models are driving auto sales sharply higher this year but analysts who follow the industry don't see that changing any
time soon.
Such risks, uncertainties and other factors include, without limitation: (1) the effect
of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels
of end market demand in construction and in both the commercial and defense segments
of the aerospace industry, levels
of air travel, financial condition
of commercial airlines, the impact
of weather conditions and natural disasters and the financial condition
of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization
of the anticipated benefits
of advanced technologies and
new products and services; (3) the scope, nature, impact or
timing of acquisition and divestiture or restructuring activity, including the pending acquisition
of Rockwell Collins, including among other things integration
of acquired businesses into United Technologies» existing businesses and realization
of synergies and opportunities for growth and innovation; (4) future
timing and levels
of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability
of credit and factors that may affect such availability, including
credit market conditions and our capital structure; (6) the
timing and scope
of future repurchases
of United Technologies» common stock, which may be suspended at any
time due to various factors, including market conditions and the level
of other investing activities and uses
of cash, including in connection with the proposed acquisition
of Rockwell; (7) delays and disruption in delivery
of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9)
new business and investment opportunities; (10) our ability to realize the intended benefits
of organizational changes; (11) the anticipated benefits
of diversification and balance
of operations across product lines, regions and industries; (12) the outcome
of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact
of the negotiation
of collective bargaining agreements and labor disputes; (15) the effect
of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect
of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect
of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act
of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability
of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition
of conditions that could adversely affect the combined company or the expected benefits
of the merger) and to satisfy the other conditions to the closing
of the pending acquisition on a timely basis or at all; (18) the occurrence
of events that may give rise to a right
of one or both
of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee
of $ 695 million to United Technologies or $ 50 million
of expense reimbursement; (19) negative effects
of the announcement or the completion
of the merger on the market price
of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation
of their businesses while the merger agreement is in effect; (21) risks relating to the value
of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability
of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
To develop your
credit score, FICO analyzes your debts against your limits, your history
of on -
time and late payments, the number
of accounts you have, the various types
of accounts you have (such as revolving, installment and so on), the length
of your overall
credit history and the amount
of new credit you've been applying or.
They also eventually will be shifted to
new,
time -
of - use power rates, which could result in lower
credits.
Sure, it has probably spent a lot
of time and energy trying to recruit
new customers but I can also see tangibly from my own
credit card statements how much
time Amazon has spent trying to get more money out
of me.
Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations
of the Company or its customers and suppliers; (2) the Company's
credit ratings and its cost
of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the
timing and market acceptance
of new product offerings; (6) the availability and cost
of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact
of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation
of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).
Immediately applying for a handful
of new credit cards, a
new car loan and / or a
new mortgage within a short period
of time after your divorce won't help to improve your
credit report and
credit score.
New Credit Suisse CEO Tidjane Thiam wasted little
time in making deep cuts to parts
of the fixed income business.
Sometimes it's people you know about — like a landlord or a potential mortgage lender — but a lot
of the
time it's people you've never heard
of who are trying to sell you a
new credit card, a gym membership, or a Caribbean cruise.
If you're paying your bills on
time, utilizing not too much
of your
credit limit, and only opening
new credit accounts when you need to, you'll be able to maintain a good score — no matter which bureau is reporting it and no matter which version
of the algorithm they use.
So if you have recently applied for several
new lines
of credit, or worse, failed to make on -
time payments to one or more
of your accounts, your
credit score will suffer and your application could be denied.
With little to no
credit history, you'll have a hard
time getting
new loans or lines
of credit.
Our funds may be affected by reduced opportunities to exit and realize value from their investments, by lower than expected returns on investments made prior to the deterioration
of the
credit markets and by the fact that we may not be able to find suitable investments for the funds to effectively deploy capital, all
of which could adversely affect the
timing of new funds and our ability to raise
new
Credited with «the rise
of contemporary Asian - American cuisine» by the
New York
Times and named the «most important restaurant in America» by Bon Appétit magazine, Momofuku has opened restaurants in the United States, Australia, and Canada.
Other ways to keep your
credit file in order include maintaining a long
credit history, having a good
credit mix, and reducing the number
of times you apply for
new credit.
The growing availability
of credit has also expanded the resources available to
new entrepreneurs launching businesses, and has given many families access to the funds they need to «smooth over» periods
of financial challenge.9 / At the same
time, competition among lenders for individuals with solid
credit histories has reduced the price
of credit for those consumers.10 /
The last
time it disappointed, in the third quarter
of last year, when it failed to meet its own prediction for
new subscriber adds, it gave a strange excuse: the transition from mag - stripe to chip - based
credit cards.
In February
of 2011, the
New York
Times and American Banker magazine both reported that Wells Fargo was lowering its
credit - score requirement for FHA home loans.
This is part
of a
new series in which we answered frequently asked questions from first -
time buyers across the U.S. Today's question comes from Rasheeda in Lansing, who asks: «What is the minimum
credit score for a first -
time home buyer 2017?»
The three - day convention features panel and keynote speakers highlighting various aspects
of financial services including alternative lending and
credit, B2B payments and finance, blockchain technology, data and algorithm - based innovation, digital banking and personal finance, economic inclusion and financial health, entrepreneurship and investing, real -
time cross-border payments, insurance tech, issuing innovations, legal and regulatory issues, marketing and customer experience, mobile wallets and payments,
new market research, next gen retail and commerce, PSO, as well as security and fraud.
The
New York
Times today describes Abadi giving a speech in Baghdad yesterday that was «carefully balanced» to
credit the help
of both the U.S. and Iran.
After Puerto Rico declared a form
of bankruptcy May 3, The
New York
Times used these words to describe the U.S. territory's fiscal woes: «borrowing to pay operating expenses, year after year»; «unable to provide its citizens effective services»; and «rising pension costs, crumbling infrastructure, departing taxpayers and
credit downgrades.»
Although there will still be some amount
of buying and selling in the portfolio during that
time (for instance, to deal with things like
new investors buying into the fund or selling a bond with a declining
credit profile), it should be less than what would be experienced in a traditional bond mutual fund.
Indeed, as reported by the
New York
Times, states have promoted these tax
credit programs to raise funds for private schools, even though the number
of AMT filers is relatively small, approximately five percent
of all filers.
German finance minister Wolfgang Schaeuble has softened his hard - line attitude in the direction
of Greece, declaring its
new Still left - wing Syriza govt wants «a little bit
of time» but appears to be ready to function in the direction
of resolving its
credit card debt disaster.
Credit Cole Wilson for The
New York Times America is getting a new stock exchange from the most prominent critics of high - frequency tradi
New York
Times America is getting a
new stock exchange from the most prominent critics of high - frequency tradi
new stock exchange from the most prominent critics
of high - frequency trading.
«Do we want to stick with the old
credit, which leaves fewer and fewer people behind, and helps one
time in your life, or do we go with the tax cuts that provide about $ 2,000 a year, and the
new family
credit that helps you with your child every year
of their life?»
With the tremendous success
of offers with easy
credit card approval there is no reason to think that they will not continue to grow as a percentage
of new business as
time goes by.
Examples
of these risks, uncertainties and other factors include, but are not limited to the impact
of: adverse general economic and related factors, such as fluctuating or increasing levels
of unemployment, underemployment and the volatility
of fuel prices, declines in the securities and real estate markets, and perceptions
of these conditions that decrease the level
of disposable income
of consumers or consumer confidence; adverse events impacting the security
of travel, such as terrorist acts, armed conflict and threats thereof, acts
of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in
new markets; breaches in data security or other disturbances to our information technology and other networks; the spread
of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment
of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount
of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion
of our assets pledged as collateral under our existing debt agreements and the ability
of our creditors to accelerate the repayment
of our indebtedness; volatility and disruptions in the global
credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty
credit risks, including those under our
credit facilities, derivatives, contingent obligations, insurance contracts and
new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss
of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price
of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different
times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability
of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
In the past two months, Congress has gone on a borrowing spree, racking up trillions
of dollars in
new debt on the national
credit card at a
time when the debt is already at post-war record highs.
(Unless one is prepared to
credit the apostolic church with a total lack
of perspicuity regarding the «signs
of the
times» in the Jewish community
of its own era, there is no compelling reason to accept Prof. Wilken's assessment that most
New Testament writings come from the period following the siege
of Jerusalem.)
It is, therefore, high
time for Christianity to retire from the stage and yield the floor to a
new religion which claims to have a better understanding
of human nature, and believes for that reason that it can produce results where Christianity has nothing more substantial to its
credit than a scrap - heap
of unfulfilled and unfulfillable ideals.
Last year, the
New York
Times reported on the growth
of Dominican vocations in Ireland, giving
credit to the habit: «Once, his medieval robes may have deterred some.
Other defendants include Gerald Zirnstein, a former U.S. Department
of Agriculture microbiologist
credited with coining the term «pink slime» in a 2002 email to colleagues later obtained by The
New York
Times.
I take your point about the letter from Ray Cortines but I do still wonder whether the «
new menu» (for which Jamie seems to take more than a bit
of credit in the season finale) was already in the works before he came to L.A. My guess is still yes, just because there's likely to be considerable lag
time in planning and procuring a
new menu for a district
of 700,000 kids.
By the
time the
credits rolled, I was almost guaranteed
new clients, freshly converted from planning a hospital birth to planning a birth center birth with me or one
of my partners as midwife.
«The measures laid out by the government last week will inevitably hit
new students from middle income families at a
time when they are struggling to cope with the impact
of the
credit crunch,» Mr Streeting said.
(
Credit Nathaniel Brooks for The
New York
Times) For decades, the cost
of renting a regulated apartment in
New York has been partly determined not just by annual increases approved by a city board, but also by the far bigger raises allowed when an apartment becomes vacant.
«He brought this to us as a legacy issue from his
time in Albany as an elected official... We all came together as a delegation to get this done, but
credit also goes to Collins as the
New York representative
of the committee
of jurisdiction, Energy and Commerce.»
Maximum pension benefits averaged $ 68,676 for the 2,495 members
of the
New York State Teachers Retirement System who retired in school year 2016 - 17 with at least 30 years
of credited service
time, according to data posted today on SeeThroughNY, the Empire Center's transparency website.
While the Rockland County
Times certainly can not claim
credit for our President's «change
of heart» on this vital issue, the many weeks
of articles that the Rockland County
Times devoted to explaining the critical nature
of this project, which will bring many thousands
of high - paying jobs into the
New York -
New Jersey Metropolitan Area as well as provide a much - needed «ONE - SEAT» train ride from Rockland County directly into Penn station, might have had some small influence on this favorable outcome!
«To his
credit, he kept the
time here very limited, and the disruption very limited,»
New York City Mayor Bill de Blasio, a Democrat, told reporters earlier this week
of Trump's previous trip.
Calling it an «oppressive unfunded mandate» that would impose $ 57 million in «near term obligations» on local governments across
New York State, Governor Cuomo has vetoed a bill that would have allowed public employees to claim up to three years worth
of pension service
credit for
time spent in military duty.
De Blasio has recommended giving a one -
time $ 183
credit this summer to
New York City water customers who own one - to - three - family homes, a plan he said would benefit nearly 80 %
of ratepayers.
New York City Councilman Joe Borelli, a Republican, also praised Molinaro's
time in office as the Dutchess county executive,
crediting him with revitalizing the city
of Poughkeepsie.
He added that businesses already servicing
credit facilities at the
time of the rate cut may not benefit from the lower interest, rather, those that that go in for
new facilities would benefit.