Sentences with phrase «timing of payments determine»

Not exact matches

Payment Management enables monitoring of customer accounts to accurately determine the best time to debit accounts for steady payment flow and lower NSPayment Management enables monitoring of customer accounts to accurately determine the best time to debit accounts for steady payment flow and lower NSpayment flow and lower NSF fees.
Your own miner fee is important in determining the confirmation time for your payment, which is a function of the Bitcoin network (and not something which BitPay controls).
Upon exercise of a stock appreciation right, the participant will receive payment from the Company in an amount determined by multiplying (a) the difference between (i) the fair market value of a share on the date of exercise and (ii) the exercise price times (b) the number of shares with respect to which the stock appreciation right is exercised.
«On - time payments are a huge aspect of having healthy credit,» says Joshua Eke, business development manager, Factor Funding Co. «Lenders will use this to determine whether or not you are a responsible borrower and evaluate your financial responsibility.»
I used Freddie Mac's weekly mortgage survey to get the current average mortgage rates (at the time of publication), and I used an accurate mortgage calculator provided by Bankrate.com to determine the monthly payments.
It determines the size of your monthly payments and the total amount of interest you'll pay over time.
If you've determined you will stay in your home beyond the breakeven horizon, then it's time to weigh the other costs of homeownership — beyond your monthly mortgage payment.
If you think you'll be using one or more of these loan programs to pay for college, it's a good idea to determine ahead of time approximately what your payments will be after you graduate.
We are currently working with the New York State Office of Temporary and Disability Assistance («OTDA»), the issuers of the benefit, to determine the number of Erie County residents affected by the one - time payment and the total amount of benefits issued.
In the event of dissolution or termination of the Association, the Board shall, after the payment of all of the liabilities of the Association, dispose of all of the assets of the Association exclusively for the objectives of the Association, in such manner, or to such organization or organizations organized exclusively for charitable, educational, or scientific purposes as shall at the time qualify as an exempt organization or organizations under Section 501 (c) 3 of the Internal Revenue Code of 1954 (or the corresponding provision of any future United States Internal Revenue Law) as the Board shall determine.
This in itself may pose problems for payroll departments trying to determine which scheme is applicable when a payment is made around the time of transition.
Teachers» retirement wealth is determined by their monthly payments and the length of time they expect to receive those payments.
Upon the dissolution of the association known as the New Jersey Association of School Librarians, Inc., the Board of Trustees will, after paying or making provision for the payment of all of the liabilities of the Association, distribute the remaining assets to such organization or organizations organized and operated exclusively for charitable, educational, religious, or scientific purposes as will at the time qualify as an exempt organization or organizations under section 501 (c)(3) of the Internal Revenue Code of 1954 (or the corresponding provisions of any future United States Internal Revenue Law), as the Board of Trustees will determine, or to a state, federal or local government for a public purpose.
I have some problems with the technical side of it, from some problems that Amazon refuses to address, and I dislike that Amazon had to look in on readers to see how far they read to determine that payment (I often delete a book after I finish it, since I have loads on my Kindle at any one time and I rarely sync the device; does someone doing that with a loan mean we don't get paid?).
I used Freddie Mac's weekly mortgage survey to get the current average mortgage rates (at the time of publication), and I used an accurate mortgage calculator provided by Bankrate.com to determine the monthly payments.
The calculator lets you determine monthly mortgage payments, find out how your monthly, yearly, or one - time pre-payments influence the loan term and the interest paid over the life of the loan, and see complete amortization schedules.
The Social Security website provides a benefits estimator that allows you to plug in current earnings or hypothetical earnings to determine what your benefit payments would be at the time of retirement.
Since FPDAs accept multiple and unscheduled premium contributions, the interest rate for each premium will be determined and guaranteed at the time of payment.
So, ask if the rate you are offered is «discounted,» and if so, find out how the rate will be determined at the end of the discount period and how much larger your payments could be at that time.
The underwriter must determine that the homeowners mortgage payment history during the 6 months prior to the reset showed no instances of making mortgage payments outside the month due and that other recurring obligations were paid on time.
Your APR and payment length will be determined upon creditworthiness at time of application.
Over 30 % of your credit score is determined by whether or not you make your payments on time every month.
Your DTI is not part of your credit risk score, but banks use the fraction to determine your ability to make future payments on time.
FICO has revealed that 35 % of your score is determined by your on - time payment history.
The length of time that you will be holding the mortgage will play a large part in determining whether it will make sense to incur the costs of a refi if you are attempting to lower your interest rate and monthly payment.
It will determine how much monthly payments are as well as the length of time needed to repay the loan in full.
Her credit score will go up over time naturally if she makes payments, but it will difficult to have an excellent score without a credit card, simply because credit mix is a big portion of how the score is determined.
• Make payments a priority — one of the most important factors in determining your personal and business credit scores is your payment history, so be diligent in making your credit card and loan payments on time each and every month.
Your overall score will de determined based on a number of factors, including debt to limit ratio, the length of time you've had credit, what kind of payment history you have, and whether or not you have a bankruptcy, charge off, or outstanding collections on your report.
And since 35 % of your credit score is determined by your payment history, it's important to automate your system so you pay your bill on time and in full each month.
There are five main factors that go into determining your credit score: payment history, credit indebtedness, time in file, pursuit of new credit and credit use / mix of credit.
For instance, if buying a recreational property is one of your goals, determine how much you'll need for a down payment and establish a reasonable time frame for putting that amount aside.
Payments will be determined by your combined family income, the amount of time you spend working or studying and the type of child care service.
In all other consumer credit transactions according to the rule of 78ths or sum of the digits method, meaning the amount of the refund or credit shall be as great a proportion of the finance charge originally contracted for as the sum of the periodic time balances of the debt scheduled to follow the date of prepayment bears to the sum of all the periodic time balances of the debt, both sums to be determined according to the scheduled payments originally contracted for.
The length of time will be determined by your choices: how aggressively you will cut your lifestyle, take on extra jobs, and place additional payments on your debt.
At the time a servicer provides the written notice pursuant to § 1024.41 (c)(2)(iii), if the servicer lacks information necessary to determine the amount of a specific payment due during the program or plan (for example, because the borrower's interest rate will change to an unknown rate based on an index or because an escrow account computation year as defined in § 1024.17 (b) will end and the borrower's escrow payment might change), the servicer complies with the requirement to disclose the specific payment terms and duration of a short - term payment forbearance program or short - term repayment plan if the disclosures are based on the best information reasonably available to the servicer at the time the notice is provided and the written notice identifies which payment amounts may change, states that such payment amounts are estimates, and states the general reason that such payment amounts might change.
To determine the monthly service fee, the provider must aggregate the number creditors in the plan — whether they are to receive regular payments or a one - time payment in settlement of the debt — and impose any per - creditor charge on that aggregate number (not to exceed a total of $ 50 in any month).
The primary consumer protection problem areas that have given rise to the States» actions include: (1) unsubstantiated claims of consumer savings; (2) deceptive representations about the length of time necessary to complete a debt relief program; (3) misleading or failing to adequately inform consumers that they will be subject to continued collection efforts, including lawsuits, and that their account balances will increase due to extended nonpayment under the program; (4) deceptive disparagement of consumer credit counseling; (5) deceptive disparagement of bankruptcy as an alternative for debtors; (6) lack of screening and analysis to determine suitability of debt relief programs for individual debtors; (7) the collection of substantial up - front fees so the debt relief company gains even if it fails to perform; (8) lack of transparency and information for consumers as to payment of fees, status of accounts, and communications with creditors; (9) significant delays in active negotiation or engagement with creditors, coupled with prohibitions on direct consumer communications with creditors; and (10), in the case of debt settlement companies, basing savings claims (and settlement fees) not on the original account balance, but on the inflated amount due (including late fees and default rates of interest) at the time of settlement.
If the borrower of a loan made under this part who has defaulted on the loan makes 12 on time, consecutive, monthly payments of amounts owed on the loan, as determined by the institution, or by the Secretary in the case of a loan held by the Secretary, the loan shall be considered rehabilitated, and the institution that made that loan (or the Secretary, in the case of a loan held by the Secretary) shall request that any credit bureau organization or credit reporting agency to which the default was reported remove the default from the borrower's credit history.
2For new business owner - occupied commercial real estate mortgages from $ 25,000 to $ 1,500,000: (a) a 0.5 % relationship rate discount may be available if your business either (i) has or opens at time of closing a Santander Business Checking Plus account, or (ii) has in its Santander business checking account (s) at the time of the application, a minimum balance, which required minimum balance is determined by Santander Bank in its sole discretion and is subject to change at any time at the sole discretion of Santander Bank; and (b) a 0.5 % electronic payment (E-Pay) rate discount may be available if your business has or opens at time of closing a Santander business checking account, and sets up monthly E-Pay payments for the closed loan, line of credit, or mortgage to be automatically deducted from that account.
With the fluctuating Canada / US rate, you may wish to take a closer look and determine which conversion method (actual vs. average) gives you the best tax result based on the timing of your payments.
You determine your premium amount and timing of your premium payments.
When you make a payment, we count the number of days since we processed your last payment to determine how much interest has accrued since that time.
«One's creditworthiness is determined by paying on time, length of payment history, late payments, and the time since the last payment was made.»
Lifetime benefits are determined by calculating the present values of the Social Security payments over time.
The Bank may, without prior notice, and from time to time: (1) renew, compromise, extend, accelerate or otherwise change the terms relating to the Debt; (2) take and hold security (other than the Collateral Account) for payment of the Debt and enforce, exchange and release the security in any manner that the Bank determines is proper; (3) release or substitute you, any guarantor, or any endorser of the Debt; and (4) increase or lower the Credit Limit on your Credit Account, and no such action shall change the fact that the Collateral Account at all times will be held by the Bank as security for the Debt.
Now that you're ready to jump into the housing market, it's time to get a sense of current mortgage rates to determine just how much your mortgage payment will be.
The advantage of a semi-annual interest payment is also more attractive to some investors, not to mention the fact that the yield at maturity is known at the time of purchase (if the bond is held until maturity and rates determined at the time of issuance).
(e) The Treasurer shall collect and receive all monies due or belonging to the Club; monies shall be deposited in a bank approved by the Board, in the name of the Club; the books shall at all times be open to inspection of the Board; at the annual meeting, there shall be a written and verbal account of all monies received and expended during the previous fiscal year including every item of receipt or payment not before reported; condition of the Club's finances shall be published quarterly in the newsletter; more frequent reports may be made to members of the Board by mail or other approved method of communication; send dues notices; maintain membership list; update Corresponding Secretary annually of members in good standing; the Board of Directors shall appoint a committee of three members (excluding the Treasurer) to audit the books annually, with the Treasurer available to answer questions; in case of resignation of the Treasurer during the year the books will be audited in the same manner; the Treasurer shall be bonded in such amount as the Board of Directors shall determine; and carry out such other duties as are prescribed in these by - laws.
Activision retains the discretion to determine the amount and the schedule of bonus payments for MW2 and has acted consistent with its rights and the law at all times.
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