Sentences with phrase «timing on the refinance»

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
The time spent in the work force before launching Swift helped Harris refinance his loans to a lower interest rate through SoFi, one of a few new marketplace lenders focusing on student - loan debt.
Roberts, the Toronto mortgage broker, is advising all of her existing clients that if they are currently locked in mortgages at rates of 3.59 % or higher, they need to consider breaking their contracts and refinancing, depending on the penalties and time to maturity.
Apollo's $ 184 million loan in November was aimed at refinancing the mortgage on a Chicago skyscraper, while Citigroup's $ 325 million amount in the spring of 2017 was directed at financing office buildings in Brooklyn, the Times said.
Our ability to restructure or refinance our debt will depend on the condition of the capital markets and our financial condition at such time.
This is because most private student loan lenders offer extended repayment plans and variable interest rates that seem lower at the onset of a loan refinance, saving borrowers money on their monthly payment as well as on the total cost of borrowing over time.
But whether you're looking to purchase a vacation home, a full - time residence or want to learn more about refinancing options, read our Delaware mortgage guide for information on rates and getting a mortgage in the First State.
Any such refinancing will reduce the demands on a borrower's cash flows for a time.
If you did not complete your degree, Citizen's Bank requires you to make at least 12 on - time payments on all the loans you want to refinance.
The program is designed to benefit homeowners who have made their mortgage payments on time, but who are unable to otherwise refinance because of the amount that they owe.
While refinancing federal or private student loan debt helps streamline the loan repayment process, borrowers are required to repay the loan based on the terms agreed upon at the time the funds are received.
The calculation is a weighted average dollar savings of CommonBond refinance loans and assumes interest rates will not change over time, members make all payments on time, members enroll in ACH, and they do not pre-pay their loans.
The government, for one, is perplexed — especially because it's Home Affordable Refinance Program (HARP) is in its last year and volume on the program has dropped to an all - time low.
Whether or not it's a good time to refinance your home will partly depend on your goals.
In order to qualify for a HARP loan, homeowners must a have a mortgage backed by Fannie Mae or Freddie Mac which predates June 2009; must show a 6 - month history of on - time payments; and, may not have already used the HARP loan to refinance.
The borrower must be current on the mortgage at the time of the refinance, with no late payment in the past six months and no more than one late payment in the past 12 months.
With still - low mortgage rates, along with home values on the rise nationwide, now is a great time to consider your cash - out refinance options.
To be eligible for a refinancing, you'll need to have solid credit, and a history of on time payments.
The FHA Streamline Refinance requires refinancing homeowners to save five percent or more on their mortgage payment; and, to show a history of on - time payments to their lender.
Via the program, so long as a homeowner's been making monthly payments on time; and, so long as those payments are dropping by five percent or more, the FHA will allow a no - verification refinance to today's current FHA mortgage rates.
While today's low rates make the monthly payments on a 15 - year fixed rate refinance lower than ever before, the payments are higher than with a 30 - year loan because you are paying off the loan in half the time.
There are never any prepayment penalties on FHA loans, so you can refinance any time you want.
With the recent increases in the Federal Reserve's short - term rate and the Treasury 10 - year note, all eyes are on mortgage rates to determine if this might be the last, best time to refinance.
As time goes by, it's less likely that you'll be able to refinance at a rate that's lower than what you pay on your mortgage today.
After what seemed like a lifetime of thirty - Year adjustable - rate mortgages, with monthly mortgage payments going up all the time, The «Mortgage Refinance 123» helped me to lock in a great low fixed rate of 3.16 %, helping me to guarantee myself the ability to always make my mortgage payment on time with money to spare.
How much the county still owes on the arena, however, is not as straightforward a question as it seems because the debt has been refinanced and added to several times since the civic center opened in 1991, County Comptroller Michael Conners said.
At the time, the bond industry news covered it in depth, California's Cash - Out Deals Stir Debate and so did the San Jose Mercury News School districts, including many in valley, on thin ice in refinancing bond debt.
While PMI costs can reduce your savings on a refinance, it's still worth your time to compare all of your options in the face of a new PMI requirement.
If mortgage rates have risen above your current interest rate, you may not want to spend the time and money on refinancing unless you specifically want to shorten your mortgage term or switch from one loan type to another.
Loyalty Discount Disclosure: You will be eligible for a 0.25 percentage point interest rate reduction on an Education Refinance Loan if you have a qualifying account in existence with Citizens One or Citizens Bank at the time you and your co-signer (if applicable) have submitted a completed application authorizing us to review your credit request for the Education Refinance Loan.
The general rule is that when the interest rate on your mortgage is at least two percentage points higher than the current market rate, then it may be time to refinance.
The weighted average savings calculation is based on the following assumptions: (1) The borrower's loan term selected for the refinancing is the same as the term of his / her original loan; (2) A 0.25 % interest rate reduction for enrolling in automatic payments (optional for borrowers); (3) On - time payments of all amounts that are due; and (4) A static interest rate (Note: variable interest rates may move lower or higher throughout the term of the loanon the following assumptions: (1) The borrower's loan term selected for the refinancing is the same as the term of his / her original loan; (2) A 0.25 % interest rate reduction for enrolling in automatic payments (optional for borrowers); (3) On - time payments of all amounts that are due; and (4) A static interest rate (Note: variable interest rates may move lower or higher throughout the term of the loanOn - time payments of all amounts that are due; and (4) A static interest rate (Note: variable interest rates may move lower or higher throughout the term of the loan).
During these times, it may take longer than 60 days to close on your condo refinance.
On the one hand, if your credit rating has deteriorated, you may have a hard time getting a better mortgage rate by refinancing.
Depending on how long ago you bought your home or the last time you refinanced, you may remember deciding with the help of your lender when to lock in your mortgage rate.
When you cash out of the equity in your home by refinancing, you have to pay refinancing closing costs and interest charges on the portion of the home you once owned for a second time.
If you have determined that refinancing your auto loan is the right move at the right time, it is wise to understand the impact an auto loan refinance will have on your credit report.
Refinancing a house can improve credit scores by ensuring on - time payment and by lowering the amount of revolving debt owed.
Specifically, the government - run Home Affordable Refinance Program (HARP) targets homeowners who have made their mortgage payments on time, but who have a high LTV due to declining home prices or some other factor.
If you continue making payments on time throughout the refinancing process, and your credit score continues to improve, you'll be in a much better position to ask for loan refinancing.
As time goes by, it's less likely that you'll be able to refinance at a rate that's lower than what you pay on your mortgage today.
You can call, text, chat, or email us at any time (we are on call 24/7) throughout the refinancing process.
If you recently paid fees on your last mortgage, you may lose out by refinancing again just a short time later.
It's been a failure the first two times as more than half of those that refinanced under HARP again went into default on their mortgage again.
Receive a cash back reward of 1.5 percent after initial 12 monthly principal and interest payments are made consecutively and on time if you refinance through U ‑ fi Student Loans.
The program is designed to benefit homeowners who have made their mortgage payments on time, but who are unable to otherwise refinance because of the amount that they owe.
This time, we are looking at the concrete effects that the shutdown is having on home purchase and refinance loans.
Knowing when it's the right time to refinance your mortgage depends on a number of factors.
For some people, mortgage refinancing can be a regular habit as there are no rules on how many times they can rearrange the mortgage on their home.
Most often you see this very best pricing on mortgage refinancing where the borrower has accumulated a lot of equity over time and through appreciation on the home.
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