When applying for a credit card with a good credit score, it is important for consumers to utilize the credit card effectively to keep credit scores high and histories clear.
When considering
applying for a credit card as a student, you should be aware that certain requirements will need to be met if you are under the age of 21.
Some businesses may find more competitive interest rates and other features by
applying for a credit card at the bank where they have a checking account.
While applying for a credit card does generate a «hard» inquiry - the impact on your credit score is usually negligible, typically lowering your score by just a few points.