Sentences with phrase «to approach retirement»

As individuals approach retirement age, portfolios should generally move to a more conservative asset allocation so as to help protect assets that have already been accumulated.
Many people approach retirement with the belief that will they will have far lower expenses in their golden years.
That's going to make our rapidly approaching retirement years a lot more comfortable.
Those who are approaching retirement in 10 to 15 years should be able to buy solid companies easily with dividend yields of 6 % or more.
Given our reduced risk tolerance and quickly approaching retirement date, the biggest shift we recently made was from stocks to cash.
As baby - boomers approach retirement, they seek to eliminate the hassle of active property management, and take advantage of a more passive income approach.
«Another proposed automatically investing contributions in an index fund that holds stocks and bonds, with the mix getting more conservative as workers approach retirement».
These stocks have the right stuff for investors approaching retirement or who are already there.
However, in my 30s I started my own business, and that meant I had to approach retirement savings in a different way.
«We often see same - sex clients approaching retirement who have been in a relationship for decades and are now making their bond official due to new law changes,» he says.
But investors approaching retirement need to protect their assets by being more heavily weighted in stable fixed income investments.
Four in five households approaching retirement hold debt, a ratio that has remained steady for several decades.
It's an excellent way for someone approaching retirement to get a feel for what type of annual distributions their various retirement accounts can support.
That generation of scientists is now approaching retirement age.
If you're fast approaching retirement or already there, you know firsthand how important guarantees are.
Most financial advisors will tell anyone approaching retirement to lower his / her exposure to the stock market and invest more in bonds.
Employees approaching retirement over age 50 should try to max out their contributions if possible to improve their retirement savings.
Each of the thousands of solo or small - firm estate planning lawyers approaching retirement nationwide has hundreds of wills sitting in a vault.
As seniors approach retirement, they have many difficult choices to make, one of the most important being where they want to spend their golden years.
People approaching retirement often focus on paying down their mortgages for that reason alone.
However, families with adult children, couples approaching retirement, and couples without traditional dependents may each have reasons to consider term life insurance policies.
He added that the nation's population is aging but that this generation of seniors, and those still approaching retirement age, are unlike those who came before.
As you do approach retirement, however, it does make sense to review whether you want to reduce the percentage of funds you have in the stock market.
The portfolios of retired baby boomers or those who are approaching retirement reflect a more conservative investment posture.
For those not immediately approaching retirement, account balances declined.
We are transforming the way individuals, plan sponsors and financial professionals approach retirement planning.
For women approaching retirement, there's good news and bad news.
Many of the players from the recent boom are older folks approaching retirement, if they haven't retired already.
Lastly, the 60/40 stock / bond mix held up fairly well for most of the target years, but particularly well for those cohorts approaching retirement first.
This is how you should approach retirement investing and start, even if in small amounts, so the stocks you're investing in can grow over time and help secure a suitable retirement.
As you begin approaching retirement, your portfolio allocation will consistently move into more conservative investments.
People approaching retirement face a new goal for their financial plan: Turning the savings they've accumulated into income to help cover living expenses.
The years approaching retirement also provide opportunities to make the most of changing rates.
If you can eliminate car payments approaching retirement, you'll strengthen your ability to save aggressively.
While millennials often find themselves weighed down by debt as young adults, many baby boomers who lacked financial education earlier in life are now approaching retirement without any savings.
Generally speaking, approaching retirement means a shift from equity investments to income investments.
Another consideration is the implications for parents approaching retirement age.
I know quite a few people who are approaching retirement right now.
Young grandparents approaching retirement could buy a retirement home as a vacation destination while they were still working.
If your organization is seeking consulting support and training for employees approaching retirement visit the consulting page.
On the other hand, the facts (school age children, a mother returning to work, a father approaching retirement) are far from unique.
Thus, anyone from a college student moving off campus for the first time to a senior citizen approaching retirement to someone who is facing divorce can get a renters insurance policy.
Your question is a common one brought to us, and we believe you're considering the correct term length to cover your must vulnerable years until your husband approaches retirement age.
Managing brokers who are approaching the retirement horizon are in a good position.
The government expects the extension of flexible working rights to be of particular interest to older workers approaching retirement and to young workers looking for additional training while they work.
The need to protect one's nest egg when approaching retirement is increasingly important.
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