In theory, the system is supposed to discourage lawsuits by allowing policyholders to recover financial losses from their own insurance company without having to prove that
anyone is at fault in an accident.
Business auto liability insurance helps cover the financial responsibility if you or an
employee is at fault in an accident and people are injured or their property is damaged.
Known as «bodily injury and property damage liability,» your motorcycle liability insurance covers the cost of liability claims and legal fees, up to the limits of your policy,
if are at fault in an accident.
For example, if you were to
be at fault in an accident where 4 people were injured, one of the people injured quite seriously, then a $ 20,000 Bodily Injury coverage would be drained in no time; leaving you the responsibility for paying any additional medical costs yourself.
For example, if you are found to
be at fault in an accident with several injuries, the minimal bodily injury coverage can be exhausted very quickly, leaving you responsible for the remaining costs out of your own pocket.
The Law Offices of J. Kent McAfee, P.C. also helps you determine who or
what was at fault in your accident and the proper amount of damages you should seek from the responsible parties and their insurance companies.
While personal liability coverage largely protects the policy holder from financial harm while providing the other driver with compensation if the policy
holder is at fault in an accident, collision insurance pays regardless of fault, and pays out on damage to the policy holder's own vehicle.
Non-owner car insurance protects you in the event you're determined to
be at fault in an accident while driving a vehicle not owned by you, such as a rental car.
As many Minot car insurance agents will tell you, just having the minimum can still mean serious financial burdens if you were to
ever be at fault in an accident.
Known as «bodily injury and property damage liability,» your motorcycle liability insurance covers the cost of liability claims and legal fees, up to the limits of your policy,
if are at fault in an accident.
However, if you try to drive safely from the day you obtain the driving license, then you would be able to explain to the insurance company that you had
not been at fault in the accidents involved in your driving history.
Michigan is a no - fault auto insurance state, which means each insurance company compensates its own policyholders for the cost of injuries no matter
who's at fault in the accident.
A Kansas City personal injury attorney will help find out exactly who
was at fault in your accident in Kansas City If you have been injured by a faulty product then you should contact a personal injury lawyer If you have suffered an injury due to a faulty product — whether you were poisoned, burnt or physically injured — then it will probably be a good idea to contact a personal injury lawyer in Kansas City.
If
you are at fault in an accident, the law says you are responsible for the damages you cause.
Also, your state will require a minimum liability amount to pay for any damages you cause if
you're at fault in an accident.
If
you are at fault in an accident and the damages exceed your liability coverage, you may be on the hook for the difference.
But be warned — if
you're at fault in an accident, you're still obligated to share the footage with the police and insurance companies.
Uninsured / underinsured motorists coverage, in the event that another driver
is at fault in an accident and does not have adequate insurance to pay your costs
This type of insurance helps protect against injury claims and property - damage suits (up to policy limits) brought by other drivers, pedestrians, or property owners if
you are at fault in an accident.
Collision coverage pays to repair or replace your car if you have an accident and fault is disputed, if
you are at fault in an accident, if you are not in fault in an accident and the other driver is uninsured or if you are the victim of a hit and run accident.
If
you are at fault in an accident that injures another person, your auto liability insurance would cover up to $ 250,000 for that person's injuries.
If
you're at fault in an accident, you could be held legally responsible for injury or damage caused by the accident.
RV insurance protects you, as a recreational vehicle owner, from excessive out of pocket costs in the event of a loss or if
you are at fault in an accident that causes bodily injury or property damage.
The number of uninsured drivers in Texas is a bit higher than the national figures, and there is always a chance that an uninsured motorist will
be at fault in an accident.
The number of uninsured drivers in Texas is higher than the national figure, and there is always a chance that an uninsured motorist will
be at fault in an accident.
Surcharge Additional charges to your auto insurance policy that incur after
your are at fault in an accident.
When you file a claim, your auto insurer will pay for the repairs to your vehicle and, if
you are at fault in the accident, whatever repairs are needed for other vehicles involved in the collision.