Sentences with phrase «to buy a separate policy»

Check what your renters or homeowners insurance already covers before buying a separate policy for your phone.

If you're 17 and have a poor driving record, consider buying an older car — they're cheaper to insure — and buying a separate policy with only high liability protection.

There's also joint life insurance, which covers two people under one policy and is cheaper than buying a separate policy on each person.

If you live or work in two states, you may have to buy a separate policy in each state, depending on the state's minimum insurance coverage laws.

If you also want any property damage caused by uninsured or underinsured motorists to be covered, you'll need to buy a separate policy covering just the property damage from these drivers.

You can even buy a separate policy for children, so they have coverage for their entire lives.

But if you are a person who needs to travel often, say business trips every now and then to foreign lands, then buying separate policies for every trip will become a hassle.

His wife suggested that instead of buying a separate policy, maybe he can ask the insurance company if his policy has the option of including some of his requirements as additional covers.

However, it may be beneficial to you to consider buying a separate policy for your child to truly show him or her how to buy car insurance.

For riders you can easily buy a separate policy, no need to combine them with term plan.

You can, however, buy separate policies for flood and earthquake damage.

If you do buy a separate policy, you will want to make sure that you have liability coverage, collision coverage that will help you repair or replace your trailer after a collision, and comprehensive insurance to cover theft or damage from hail, wind or lightning.

«A parent's own driving record impacts their auto insurance costs, so comparison shopping to insure your teen should include looking into buying a separate policy for the teen versus adding them to your policy.

If you do buy a separate policy, you will want to make sure that you have liability coverage, collision coverage that will help you repair or replace your trailer after a collision, and comprehensive insurance to cover theft or damage from hail, wind or lightning.

Depending on where you live, you may need to buy these separate policies in order to cover hurricane damage:

Before this bill, those who didn't believe in training their large dogs properly could be forced to buy a separate policy for animal liability, with pricing that contemplated the amount of risk involved.

It's less expensive than buying separate policies, and insurers usually throw in other coverage, such as business interruption (see below), for a nominal cost.

If you run a small business, even from your home, you'll want to consider endorsing that coverage onto your policy or buying a separate policy for the business.

Because the insurance company pays nothing until both spouses die, the premium is significantly less expensive than buying separate policies for both people.

If you live in an area prone to floods or earthquakes, you'll need to buy a separate policy or a rider.

Buy a separate policy for your jewelry.

2 — Suggest you to buy separate policies for life and health.

You'll need to buy a separate policies to cover earthquake or flood damage.

Spouses can buy separate policies or one joint policy.

I can buy a separate policy, of course, but doubt it would save me a lot of money.

Each individual car owner may buy separate policies to insure up to two vehicles, per person under this program.

«Homeowners have to buy a separate policy for flood coverage.»

If you and your spouse both want Medigap coverage, you'll each have to buy separate policies.

However, with a universal life insurance policy, you have the flexibility to adjust the death benefit (within the plan limits) up or down - without having to buy a separate policy.

You'll need to buy a separate policies to cover earthquake or flood damage.

Spouses can buy separate policies or one joint policy.

On the one hand, it can help pay for funeral expenses and is typically a much better deal than buying a separate policy for your child, which is usually an expensive, unnecessary whole life insurance policy.

«Since the cover protects the entire family, there is no need to buy any separate policy,» the chief executive officer of general insurance company added.

Depending on how much the employers charge to add dependents, it may end up being less expensive to buy a separate policy for the baby.

Adding this rider is oftentimes less expensive and more affordable than buying a separate policy.

(For floods, you'll need to buy a separate policy, which is especially important for homeowners.)

Instead, think about getting a teen an older car, which is cheaper to insure, and buying a separate policy with only high liability protection.»

You will have to buy separate policies to insure your home against those risks.

Gorman points out that «you can assume that because of your good driving record, you're going to still pay less for auto insurance if you have your spouse on your policy than you would if you bought separate policies for each of you.»

To obtain coverage for these items plus any other unusual exposures, you will have to buy a separate policy or add a rider to the basic homeowners policy.

If the visitors have different travel plans (might be coming together but leaving on different dates, etc.) it is recommended to buy separate policies.

For example, in 1926, an insurance industry spokesman noted that a bakery would have to buy a separate policy for each of the following risks: manufacturing operations, elevators, teamsters, product liability, contractual liability (for a spur track connecting the bakery to a nearby railroad), premises liability (for a retail store), and owners» protective liability (for negligence of contractors hired to make any building modifications).

The premium is based on the joint life expectancy of a couple, and because it pays nothing until both spouses die, the premium is significantly less expensive than buying separate policies for both people with the same total dollar amount in benefits.

If you live in an area prone to floods or earthquakes, you'll need to buy a separate policy or a rider.

This way you aren't required to buy a separate policy for each member and can keep their health secured.

Some people who have a lot of expensive jewelry or costly electronic equipment opt, instead, to buy a separate policy for those types of items.

Home insurance does not cover earthquakes or floods — you'll need to buy separate policies for those if you want coverage for those disasters.

If you want to insure your summer home for what it's worth, you'll have to buy a separate policy.