Remember, it's often helpful to
call your credit card company in advance to let them know you will be traveling outside the US so that they are less likely to decline purchases you make while traveling.
By taking the first steps
towards calling a credit card company that you are interested in or scheduling a meeting at a local branch — you will learn a lot about a company and make the decision process that much easier.
In some cases, the credit card company will decide to lower your interest rate because of a routine review of your credit card account, but in other cases the interest rate was lowered because the account
holder called the credit card company to request that their interest rate be lowered because of the length of time they have had the credit account and their ability to keep their account current.
Before leaving on a 10 - day family trip to France in September 2015, Chicago lawyer Jen
Aronoff called her credit card company to see if she could get a PIN for her Chase Southwest Airlines Rapid Rewards card, since she had heard that European card readers accepted chip cards with PINs.