The medical payments portion of your policy pays for
covered medical expenses up to policy limits for this coverage for anyone injured in your vehicle — regardless of who's at fault.
While insurance can cover the damages to the vehicle, often time's accident victims are
left covering medical expenses and have to take time off of work to recover.
A health insurance plan
mainly cover the medical expenses and hospitalization benefits during any major surgery or medical emergency covered by your insurance policy terms.
This leads to people only considering the premium amount without taking into account how useful the policy will actually be
towards covering medical expenses in times of real need.
A critical illness rider is often a standard add - on for a life insurance policy which will help
cover medical expenses if the insured suffers from a terminal health condition.
Medical payments coverage helps pay for
covered medical expenses up to policy limits for this coverage for anyone injured in your vehicle — regardless of who is at fault.