Sentences with phrase «to generate retirement income»

Selling to employees instead of strangers can be a way of generating that retirement income while leaving your company in good hands.

Nevertheless, this is another tool for generating retirement income.

There are other ways to generate retirement income with a high level of comfort and security.

Similarly, 95 percent of those working with a financial advisor consider them to be important to their retirement planning and to successfully generating retirement income.

That would make generating retirement income relatively easy: You might spend 1 / 20th of your savings in year one, 1 / 19th in year two and so on.

Finding new ways to generate retirement income means you won't have to delay retirement quite so long, and it also will give you a little extra security after you retire.

Yet, the steady transition towards various types of capital accumulation options for generating retirement income is leaving growing numbers of retirees with insufficient longevity insurance.

How to Decumulate or drawdown and generate retirement income tax efficiently is a complex topic that is starting to get more attention.

Hosts Joe Anderson, CFP ® and «Big Al» Clopine, CPA break down key strategies on designing your investment portfolio, maximizing Social Security, generating a retirement income distribution plan, avoiding paying unnecessary taxes and so much more.

Retired (or soon will be) and looking for advice on Social Security or generating retirement income from your portfolio.

Everyone that was sold American Funds by a financial salesperson should do their homework with respect to performance, fees, commissions, asset class purity, and the ability to generate retirement income without selling large numbers of shares.

In addition to knowing that they are covered with a death benefit, policyholders of this policy can also have increased financial flexibility in case of a major illness, and they can also use the plan to help with supplementing savings and generating retirement income through loans and / or withdrawals.

If you're a history or biography buff, the bonus in this book is that Milevsky also provides some colorful profiles of the people who developed these formulae underpinning the theory of generating retirement income.

Let's say, for example, that someone who retired in 2007 just before the onset of the financial crisis decided that a mix 60 % stocks and 40 % bonds was appropriate for generating the retirement income he'd need.

Koesterich warns that, in a world where yield is already hard to find, generating retirement income may simply get harder.

As its name implies, an income annuity is a secure, dependable way to generate retirement income.

«Michael's done an amazing job of describing the different approaches to generating retirement income, and running careful comparison tests to demonstrate which approaches work best.»

You can get a sense of how different stocks - bonds mixes might perform long term by going to a retirement calculator that uses Monte Carlo analysis to estimate the probability that you'll be able to generate the retirement income you'll need.

For more on how to use a «total return» approach, see A better way to generate retirement income.

A lump sum is a one ‑ time payment, usually rolled into an IRA, and managed as an investment portfolio to generate retirement income.

These are strategies in which you sell shares to generate retirement income.

«Michael's done an amazing job of describing the different approaches to generating retirement income, and running careful comparison tests to demonstrate which approaches work best.»

As its name implies, an income annuity is a secure, dependable way to generate retirement income.

Rather, it uses Monte Carlo simulations to estimate the chance that you'll be able to generate the retirement income you'll need given your current savings rate, the amount you've already saved, your investing strategy and other assumptions.

Some experts say you'll need to save enough to generate a retirement income of 70 % of your current income.

This addresses the so - called «sequence of returns» risk with using invested assets to generate retirement income.

As the spend safely in retirement report says: «Professionals with expertise in investing tend to favor investing solutions that generate retirement income, while professionals with expertise in insurance products tend to favor annuities.

Whether it is generating retirement income, transferring wealth to future generations or leaving a charitable legacy, your goals come first in developing an investment strategy.

New York Life Clear Income Fixed Annuity — FP Series Video (6:22) Learn more about how New York Life Clear Income could help you generate a retirement income stream your can't outlive.

Portfolio Review Plug in information about your investments and financial goals (saving for retirement, generating retirement income, whatever) and you'll get a suggested portfolio of stocks and bonds, along with stats showing how that mix has performed.

If you find you have only a 60 % chance that your savings plus Social Security will generate the retirement income you'll need, you'll probably want to save more, retire later or make other adjustments to improve your chances of achieving a secure retirement.

The idea behind the rule creating QLACs is to give people a way to generate retirement income and hedge against the risk of outliving their nest egg while putting up less money than they would have to with an immediate annuity.

Using a fixed indexed annuity, or FIA, can be an ideal way to generate a retirement income.

If you're retired or approaching that stage, here's another option: In return for your charitable contribution, you could get a tax deduction and generate retirement income — by funding charitable gift annuities and charitable remainder trusts.

«Andrew, 64, and Jennifer, 63, are about to retire, which means they're poised to shift their focus from accumulating assets to generating retirement income.»

Annuities are money commonly used to generate retirement income.

After making your retirement planning calculations, pick a plan which can generate the retirement income you require at the preferred frequency.

For example, let's look at a financial objective you might have: generating retirement income.

While the current low - yield environment has presented significant challenges to retirees trying to generate retirement income, the upside is that low yields have also driven down borrowing costs to record lows.