is the only official site explicitly directed by
Get your free credit report summary with letter grades that show where to focus and expert advice to motivate and guide you along the way.
Other situations which warrant
getting a free credit report Under federal law, you may be entitled to a free credit report if a company takes «adverse action» against you such as denying an application for credit, insurance, or employment, based on information in the report.
To obtain your score, you'll need to pay a small fee to these bureaus, but if you're looking for your borrowing and repayment history you can
get a free credit report mailed to you.
Besides the general free credit report that is available to all card holders, you can
still get free credit report under certain circumstances as enumerated below:
Getting regular credit reports can be costly, and that's why it might be
worth getting a free credit report online, even if you have to put up with a few junk letters afterwards.