And this card
also has an annual fee of $ 89 after the first year so it might not be worth it for some people after a year.
Even if you go to a fee - only planner to get a financial plan, the investments you have will
still have annual fees.
It also
has no annual fee so it's a nice card to keep around to help improve your credit score over time.
The downside is that they can have relatively high interest rates,
most have an annual fee you have to pay, and in some cases a processing fee as well.
Be aware, however, that balance transfer cards often charge a transfer fee (usually 3 %), and some
even have annual fees.
These 2 benefits alone make having the card worth it and it
only has an annual fee of $ 95 which is waived the first year.
Many cards come with no annual fee for the first year, while
others have an annual fee which is well worth it given the sign - up bonus.
While 2 miles per dollar is not a bad rewards earning rate, keep in mind that you do
have an annual fee on this card.
For example, airline credit cards
usually have annual fees because they offer complimentary airfare, lounge access or priority - boarding privileges.
Having no annual fees means these credit cards have a lower barrier to entry, thus needing to give their customers less incentives to sign up.
The main difference you will see is that the personal
version has an annual fee that is slightly lower — it's only $ 95 instead of $ 99.
And the It
Chrome has no annual fee and provides free access to your FICO score each month so you can keep an eye on your credit score.
But if the card you want to
cancel has no annual fee, it's worth keeping open, especially if it has a large credit limit that can help your credit score.
Most cards that earn toward partnered programs like hotels and
airlines have annual fees, so it is refreshing to see one that doesn't!