If you do
not have a travel insurance policy and you get involved in a helicopter accident, you may have to pay your hospital bills up front.
It's important to understand that many volunteering organizations
have travel insurance for their volunteers, but many do not.
Although many travelers already
have travel insurance coverage through their credit cards, these policies act very similar to those purchased from a third - party provider.
Those who
already have a travel insurance policy can be paid back 100 % of their trip costs if a strike causes them to cancel their trip due to a flight or train cancellation.
All the
cards have travel insurance, although working out the difference in coverage limits is an exercise I'll leave for those of you with more time.
It also makes
sense having travel insurance in the case of non-refundable prepaid trips, so that if your flight is cancelled, you won't have to bear any monetary losses.
This type of coverage means that for one annual rate, you and your family will
have travel insurance coverage for every trip taken within the year after the policy is issued.
Having a travel insurance plan with passport and credit card coverage means you'll have help replacing your passport and reimbursement for the fees associated with an emergency passport replacement.
Nonetheless, travelers
who have travel insurance can make claims for medical compensation, and this means that they do not have to use their own money to pay their medical bills.
Travel Insurance All persons under your booking must
have travel insurance as Health and Fitness Travel can not be held responsible for any liability, losses, or expenses you may incur.
Nearly half (46 %) of those said they don't need it, as they are already covered by their provincial health care plan and 39 per cent said they already
have travel insurance through their credit card or group benefits plan.
Europe is a must - see destination, so be sure to book that dream European vacation — and that you and your traveling
companions have a travel insurance plan that will help you enjoy your trip to the fullest.