There have been scams uncovered where the credit repair kits being sold do nothing to
help improve the credit score of the buyer, in fact sometimes the score is even lower.
Establishing positive credit management habits such as paying off your credit card balances in full each month, making all payments on time, and only applying for credit as really needed, should ultimately begin to
help improve your credit scores no matter who is pulling them and what brand they're using.
Learn more about debt consolidation loans and how they can
help improve your credit score Debt and Credit Card Consolidation Loans in a Nutshell: Debt consolidation loans can help lower your monthly payments -LSB-...]
Although your credit score may take a minor short - term hit, owing to the hard inquiry made by the new credit card issuer, selecting the right balance transfer card can actually
help you improve your credit score by increasing your credit utilization ratio.
Finally, if you have bad credit it's important to note that taking out an installment loan could
also help you improve your credit score if you repay your loan on time, since they report your payments to credit bureaus.