When you ask how a DUI affects your life, we are talking about potential time in jail,
increased insurance rates across the board and suspension of your driving privileges altogether!
The reason that accidents you are not at fault for can
still increase your insurance rates is because the number of insurance claims you file has a direct impact on your premiums.
America's coasts are already more difficult places to live
as increasing insurance rates make the Gulf Coast and other gorgeous spots prohibitively expensive.
What all this means, is we can
expect increased insurance rates for economy class vehicles despite their low cost, low speed, and plethora of safety features (not a particularly kind blow to the green, economy class of vehicle).
But if — like most of us — you will probably get another ticket at some point, those 4 points could mean the difference
between increased insurance rates, additional fines, and even license suspension!
Speeding tickets can result in hundreds of dollars in fines, or even $ 1,000 if you were speeding in a school or construction zone, along
with increased insurance rates, or cancellation of your policy.
Note: Since IL car insurance providers generally review the driving record of applicants prior to negotiating the terms of a policy, motorists who receive tickets on a regular basis may also
inadvertently increase their insurance rates.
Other factors may include your history of business and / or claims with the company, including other business that the company may lose from you if they
greatly increase your insurance rates after your Florida DUI.