Sentences with phrase «to keep one's credit utilization low»

As we'll elaborate in the following section, it's crucial to keep your credit utilization low if you wish you establish a good credit score.
Arrange it with someone who keeps their credit utilization low, and pays off their balance in full each billing cycle.
You should try as much as possible to keep your credit utilization low so that you can appear good in the eyes of the credit bureaus.
This includes keeping credit utilization low, making payments on time, and building out your average age of credit.
Secondly, paying your bill in full will help keep credit utilization low.
One strategy I suggested for keeping your credit utilization low was to pay off a large purchase on your card right away.
As we'll elaborate in the following section, it's crucial to keep your credit utilization low if you wish you establish a good credit score.
Arrange it with someone who keeps their credit utilization low, and pays off their balance in full each billing cycle.
All the while, keep your credit utilization low so that your credit score climbs.
Keep your credit utilization low: There's more to the amount owed than the total amount of money you've borrowed.
When it comes to improving your business's credit score, it's best to keep your credit utilization low — typically under 30 % to 40 %.
How can you keep your credit utilization low?
Another option you can adopt to keep your credit utilization low is to increase your credit limit.
At age 21, if they have been on time with payments and kept credit utilization low, the bank is likely to issue them a real credit card, or they can apply with any bank for one.
Once you've mastered paying on time and keeping credit utilization low, turn your attention to other credit factors.
Emphasize paying bills on time, keeping credit utilization low, and only applying for one credit card at time.
If you continue to make your payments on time, keep your credit utilization low, and keep the account open, you will establish a positive credit history.
As long as you continue to make all your payments on time and keep credit utilization low, your credit score will increase over time.
Make all your payments on time, and keep credit utilization low.
Keep your credit utilization low: There's more to the amount owed than the total amount of money you've borrowed.
What this means is keeping your credit utilization low — most experts recommend below 30 % — e.g. if you have a $ 1,000 credit limit, 30 % of that would be a $ 300 balance.
How can you keep your credit utilization low?
Another option you can adopt to keep your credit utilization low is to increase your credit limit.
As long as you make your payments on time and keep your credit utilization low, your score will increase over time.
This can be done through making on - time payments for any debt you have and keeping your credit utilization low.
When it comes to improving your business's credit score, it's best to keep your credit utilization low — typically under 30 % to 40 %.
Keep your credit utilization low: Another factor that can affect your credit score is your credit utilization — how much of your available credit you are using.
Keep your credit utilization low.
But you don't have to charge a lot to get the credit score benefit (in fact, it's better if you keep your credit utilization low), so you could still use cash for out - of - pocket expenses and charge one or two monthly expenses, such as your Internet and electricity bills, to your credit card.
During this time, it can help to focus on the things you can control, like making payments on time and keeping your credit utilization low.
If you want to build your credit score with your credit card, you should endeavour to keep your credit utilization low.
Pay off your credit card bills in full and keep credit utilization low.
So if you are making every single payment on time and keeping your credit utilization low, but still seeing a stagnant credit score, you may want to look at other aspects of your credit history.
Once you get your credit back on an upward trajectory, what else can you do other than making payments on time and keeping your credit utilization low?
Keep your credit utilization low and your balance paid in full and on time to upgrade to an unsecured credit card.
Keep credit utilization low.
Keeping your credit utilization low is also a reason to avoid closing accounts once you've paid them off.
Keeping your credit card balances low will keep your credit utilization low, which will improve your FICO credit score.
Another important factor is to keep your credit utilization low (ideally at only 30 %).
Therefore, having a credit card with a high limit makes it easier to keep your credit utilization low.
Along with always making your payments on time, keeping your credit utilization low is one of the best things you can do to maintain a good credit score.
You can also improve your score by keeping your credit utilization low.
There will likely be higher fees and APRs, but as long as you stay on top of your payments and keep your credit utilization low, an unsecured credit card for limited credit can help you build your history so you may qualify for better cards in the future.
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