If the rental is considered a secondary home of the owner and their college student stays there free of charge then the student does
n't need renters insurance policy.
The person living in the apartment still
needs renters insurance for them as an individual, even if the company leasing the unit has a commercial policy.
If the rental is considered a secondary home of the owner and their college student stays there free of charge then the student doesn't
need renters insurance policy.
On the other hand, if it's renters insurance for roommates or a partner
who needs renters insurance coverage, then you need to look a little closer.
The person living in the apartment
still needs renters insurance for them as an individual, even if the company leasing the unit has a commercial policy.
As we've stated elsewhere, the people who
most need renters insurance so that they can recover from a crisis are often the ones who can least afford it.
People may ask themselves if they
even need renters insurance and what renters insurance will cover in the instance of theft, flood, fire or natural disaster.
All tenants with a
dog need renters insurance, if for that reason only — lawyers defending even a small dog case can get very expensive very quickly.
As we've stated elsewhere, the people who most
need renters insurance so that they can recover from a crisis are often the ones who can least afford it.
From time to time, we hear the argument that someone doesn't
need renters insurance because they live responsibly, and so they have very limited odds of incurring liability?