A number of other services will
also offer free credit reports and scores, but these may not always be as complete as a report directly from the bureau.
At FinovateSpring 2009, Lin demonstrated the company's platform,
which offers free credit reports from Equifax and TransUnion, and seeks to serve as a hub for users to monitor their financial health.
Most online credit solution businesses require you to not only create an account, but you must leave your credit card information with them in order to «take advantage» of their services, and one of the lures they use to get you there is
by offering you a free credit report.
Many websites claim to
offer free credit reports, and once you get there they ask for your credit card information.
Other websites exist
that offer free credit reports or free credit scores, but some (not necessarily all) may try to get you to pay for your credit information.
Have you ever gone to one of those websites that
offer you a free credit report, only to discover you have to pay to get it?
Many companies claim to
offer free credit reports and some do, but others give you a report only if you buy other products or services.
Watch out for other companies that are
offering free credit reports.
Other websites might say
they offer free credit reports, or use names that look alike, but they are not part of the legally required free annual credit report program.
Check with your credit card company, your bank, or anywhere else you do business to see if
they offer a free credit report.
Other websites may be
offering you free credit report but they may likely request that you provide your credit card information.
Also, be cautious of other web sites that
offer free credit reports.
Never follow an email link
offering a free credit report, or respond to an unsolicited email offering a free credit report - delete it.
But there are no online companies that
offer a free credit report.
This website is authorized by federal law to
offer free credit reports to consumers.
Another reason to
offer free credit report and free credit score is to bring parity between Indian consumers and consumers in other countries where they can access their credit report free of cost from credit bureaus once every year.