The travel credit on expensive credit cards like these is important because it allows you to
offset the annual fee making what you effectively pay for the card much more reasonable.
Depending on where you typically stay when you travel, putting this perk to use just one or two times a year could
alone offset the annual fee.
In many cases, the sign - up bonus more than
offsets an annual fee in that first year, while other cards may waive the fee the first year for new customers.
The amounts you need to spend to get those large balances would generate you more in rewards to
offset the annual fee for a higher level card.
How much money do you need to spend annually on the Chase Sapphire Preferred to
offset the annual fee with direct travel perks / reimbursements approximately?
The Diamond Elite status, weekend night certificate, airline and resort credits can
easily offset the annual fee of $ 450 for frequent travelers.
If you're a regular American Airlines traveler, you could very well
offset the annual fee on this card plus enjoy the nice extra perks.
It does have a few premium perks like the $ 100 travel credit and $ 75 Hotel Collection credits that add value to the card and
offset the annual fee when used.
Those cards may offer perks that
offset the annual fee as well as offering rewards, for example offering travel rewards and perks to make your travel cheaper and more comfortable.
While the welcome offer isn't anything to scoff at and the 40,000 points can
nearly offset the annual fee for the first year of membership, the real reason to get the Amex Platinum is for the travel benefits.
These two cards are certainly worth considering, as during the year you might be targeted for offers similar to these maximizing and at the same
time offsetting the annual fee.
Bottom Line: Select the perfect hotel loyalty credit cards based first on the brand you stay frequently and then on whether the benefits you
receive offset the annual fee.
If you're an American Airlines loyalist, the Citi ® / AAdvantage ® Platinum Select ® World Elite ™ Mastercard ® can provide benefits to
offset its annual fee fairly handily.
We would like to offer you the option to review our Cardmember Redemption program where you can redeem miles to
offset the annual fee within 90 days from the date the annual fee posted to your account.
To see if it makes sense, simply run the numbers and make sure that the
gain offsets the annual fee, it would take $ 4980 / year ($ 412 / month) in gas and grocery purchases to make it worthwhile to get the Momentum and pay the fee in year 2, assuming you already have a World Elite card.
If you don't use the Sapphire Reserve travel benefits, it's extremely difficult to
offset the annual fee after you redeem the $ 300 annual travel credit.
In addition to the above benefits, the free annual companion certificate, in conjunction with the $ 100 statement credit, can
definitely offset the annual fee, making this card a keeper for many individuals who fly Delta even just a couple of times a year.
If you're an avid card user, the high rewards percentages allows you to
quickly offset the annual fee, assuming you use your credit card for the categories honored by American Express like supermarkets and gas stations.
You also get a free night in any Category 1 - 5 hotel annually after your anniversary year, which alone would
likely offset your annual fee of $ 0 Intro for the first year.
The $ 100 statement credit after you make a Delta purchase with your card within the first three months can
help offset the annual fee in the first year and the annual companion certificate will go a long way toward offsetting that fee in subsequent years.
How much money do you need to spend annually on the Chase Sapphire Preferred to
offset the annual fee with direct travel perks / reimbursements approximately?