For these clients, it may make sense to take a look at either a simplified issue or guaranteed issue life insurance policy first, which would allow them to
qualify for life insurance coverage without having to take a medical exam or answer any health - related questions.
Because a large part
of qualifying for life insurance coverage has to do with a person's anticipated life expectancy, those who are in the older age ranges will usually pay more for their life insurance coverage than someone who is younger.
Note: A life insurance plan with no examination required may cost you more because they may accept some applicants that may not
qualify for life insurance coverage with an insurance carrier that does require a physical examination.
Even so, smokers can
qualify for life insurance coverage, albeit at higher rates than those paid by nonsmokers of similar age.
Therefore, those who have certain health related conditions or are looking for life insurance for seniors with adverse health issues, may still be able to
qualify for the life insurance coverage that they need and there are companies who offer no medical exam life insurance.
Therefore, the applicant simply needs to answer just a few questions to
qualify for life insurance coverage.
One life insurance company may make it really easily and affordable for a diabetic to
qualify for life insurance coverage.
However, you may still be able to
qualify for life insurance coverage.
It's not always easy to
qualify for life insurance coverage.
For some people,
qualifying for life insurance coverage can be easy — especially if they are young and in good health.
Many men think when they have an adverse health condition, such as testicular cancer,
qualifying for life insurance coverage is completely out of reach.
This can be especially beneficial if they were to contract an adverse health condition later in their life and would only be able to
qualify for life insurance coverage with no medical exam and have to in turn pay much higher premium rates.
Health Issues & Life Insurance Many of us are convinced that our health issues make it impossible to
qualify for life insurance coverage.
Your health is one of the most important factors an insurance company considers when determining if
you qualify for life insurance coverage.
For many people,
qualifying for life insurance coverage is not difficult, as it will typically just entail completing an application for coverage and taking a medical examination.
However, this option would be beneficial for someone who may have certain health conditions and may not otherwise be able to
qualify for life insurance coverage.
Should you have any questions at all about how to
qualify for life insurance coverage or about obtaining premium rates for these plans, please feel free to contact us directly by phone.
Yes, you can
qualify for life insurance coverage if you have epilepsy.