Sentences with phrase «to reduce one's returns»

At the highest tax bracket, you would have lost almost half of that to taxes, reducing your return by about 80 basis points.

The portfolios do not reflect the deduction of fees and expenses that a client would incur, which would have the impact of reducing the returns of each portfolio.

Lower Initial Returns: Higher upfront costs reduce returns in the initial years of your policy.

To make the deal even sweeter, they even carry lesser of a risk than individual stocks, though that ends up reducing the return rate as well.

The planning experts also make it clear in their guidelines that it is appropriate to reduce return expectations by all associated fees.

But what has changed is the market, which has greatly reduced the returns.

Being out of the market on the 10, 20 or 30 best days has significantly reduced returns and you simply can not guess those days every single time.

The idea is to reduce uncertainty about future income and capital values, but without reducing returns, which is what would happen if you just held more cash.

The annual expense ratio of a stock or bond mutual fund directly reduces the return of the investor, which reduces the amount of money that can be safely withdrawn during retirement.

Yes, that would reduce our returns for now, but we need to feel confident enough to walk away next year.

Fees reduce returns on fund investments and are an important factor that investors should consider when buying mutual fund shares.

Some mutual fund expenses are not borne directly by the investor, but indirectly by reducing the return received by the investor.

To summarize, adding the cash option slightly reduced returns and volatility in the 1 ETF strategy.

My understanding is that most advisors DO NOT reduce their return assumptions to account for overall costs.

Otherwise, the movements of the markets could expose the portfolio to greater risk or reduced return opportunities.

To be able to make good on that practice, an index mutual fund must hold some of its assets in cash rather than investing them, which may reduce return somewhat.

All will probably reduce your returns over time, as well.

This means that purchases at the top of the market and sales after the bad news is already out are all too common and both are simple ways to dramatically reduce your returns.

The risk of losing your capital or suffering reduced returns due to changes in laws and regulations.

You pay for the «bonus» yourself, in reduced returns during the annuity's term.

The expense ratio is expressed as a percentage of the value of fund investments, and expenses reduce return dollar - for - dollar.

When you have asset classes that have very different risk and return characteristics — like stocks and bonds — rebalancing can either boost or reduce returns depending on how the markets behave.

Stop - losses were once thought to reduce return when they reduced risk exposure.

Today's demographics have reduced returns overall, as baby boomers compete for investment returns.

Fees and expenses paid by the ETF reduce its returns — the ETF returns will not exactly match the returns of the benchmark.

One of the key ways that bond fund investors reduce the returns they get on their bond funds is from paying more in taxes than necessary.

The load has no bearing on the performance of the fund's underlying portfolio, but it does directly reduce the returns passed on to the investor.

In addition, these policies also charge expensive investment and management fees that drastically reduce your returns.

While a higher down payment will decrease your payment and increase your immediate cash flow, it will likely reduce your return on the money you put up.

Our goal with this video is to reduce the return rate to animal shelters due to behavior problems.

Many pensions will be forced to reduce return expectations, reduce benefit payments, or force municipalities to cut other government services.

The proposal is to reduce the return of the public pension fund from eight percent to seven percent.

Depending on your method you may reduce your returns by as much as 50 %.

In addition, turnover can create additional tax burdens and trading costs could significantly reduce returns.

Large caps could suffer from reduced returns on foreign operations in other currencies, he notes.

Otherwise, the movements of the markets could expose the portfolio to greater risk or reduced return opportunities.

Holding a lot of cash will probably reduce returns / income, but some might need that cushion to help them sleep at night.

This will lead to two things: Reduced returns due higher out of pocket investment and the evaporation of that built in equity you thought you had.

Sadly with the new NEM - 2 rules new solar customers with an Investor Owned Utility (most people) must switch to time of use billing reducing the returns by about 10 % however, with declining equipment prices and great solar production in San Ramon installing a solar system is still a great investment.

With the aid of the low volatility screen, the S&P Access Hong Kong Low Volatility High Dividend Index exhibited more defensive characteristics with reduced return drawdown during bear market phases compared with the simple high dividend yield portfolio.

«The fourth and probably strongest side effect of immigration restrictions is that they not only reduce immigration but that they also reduce return migration.

While the new rules do reduce returns from net metering by about 10 % the decline in panel price and great solar production in Wildomar more than make up for this.

It is very important to start taking your prescribed antibiotic within 24 hours of your diagnosis to reduce the return risk of your mastitis.

Every dollar you pay in taxes reduces your returns, so the simple act of assembling an appropriately diversified portfolio and sticking to that plan for the long term puts you in a better position to achieve your goals.

In response to some of the commenters above, a small amount of bonds in your portfolio (10 to 20 %) can reduce the volatility of your investment without substantially reducing your returns in the long run.

However, rebalancing can reduce returns if an asset class trends up or down for a long time, since you will be periodically selling assets that are continuing to go up, and buying assets that are continuing to go down, thus decreasing your return as long as the trend continues.

Overall these changes only reduce returns by about 10 % and the solar industry in California is still booming.