Sentences with phrase «to set premiums»

While credit is only one rating factor, about 85 % of home insurance providers use it when setting premiums for coverage.

Companies set the premium rate in taking ample risk assumptions.

It pays to know the factors that insurers look at when setting your premium.

There are general factors which car insurance companies normally consider in setting premiums for car insurance such as location, age, the kind of car and driving records.

With a whole life policy, you are locked into paying set premiums for the life of the policy.

The first step is to compare quotes from several different insurance companies, since every insurer sets premiums based on a unique set of factors and no two quotes are the same.

A level term life policy, which has set premium amounts for the entire term, is what many people opt for.

Talk to an agent about how much you want to purchase in coverage and set a premium price you can afford each month.

The insurance company sets premium rates by anticipating the costs of contractual obligations, unexpected losses and operating expenses.

Many people have the idea that agents set the premium cost for the policies.

Once you submit it, the insurer sets your premium.

A conversion privilege also guarantees coverage and set premium payments for a certain number of years regardless of the health status of the insured.

Frankly, I would not invest in an insurance company that set premiums by «guessing», and I rather doubt any other smart investor world either.

When you apply for life insurance, the insurance company assesses your potential risk of dying and sets the premium accordingly.

In order to guarantee payment, insurers generally set premiums higher than term life insurance.

With set premiums, the policyholder will continue to be insured just as long as the payments are fulfilled.

Insurance companies may set premiums according to consumer credit scores, so home and auto coverage could cost more with a poor credit rating.

One last but very important subject is many people have the idea that the agents set the premium cost for the policies.

That program was designed to help insurers who set premiums too low, or had higher than expected claims, recover their losses.

Even in states where regulators set premium rates, there can be significant differences in the total closing fees for which you get charged.

You can also add a child life insurance rider to your policy which covers all your kids at one set premium rate.

A simple set premium gets you the protection you need for your family or business.

A simple set premium gets you the protection you need for your family or business.

Many people have the idea that the agents and brokers set the premium cost for the policies.

Some insurers are convinced they can better set premiums based on your credit score than on your driving record.

Or it could set your premiums beyond your reach.

1: Can health insurance companies legally set premiums based on their actual expenditures?

The lifetime set premium allows for cash growth — not much in many cases, but certainly better than nothing.

Some insurers use your credit score as a factor when setting your premiums.

Most states allow insurance companies to use your credit score as a factor in setting your premiums.

The insurer will use this information to classify you and set your premium rates based on that classification.

It would also be helpful to address the «essential health benefits» being specified by states and the ability to set premiums based on «health status».

Insurance underwriting involves properly analyzing the hazards an applicant poses and setting premiums accordingly.

Life insurance companies are free to set premiums according to their own marketing strategies.

Every pet owner should be aware of how pet insurance companies set premiums (before and / or after buying a policy).

Many people have the assumption that the agents set the premium cost for the policies.

Many people have the misunderstanding that the agents and brokers are the ones that set the premiums for the policies.

Insurance carriers set the premiums which are then supervised and authorized by the state Department of Insurance.

There's a new report out about a British insurer that wants to monitor your Facebook page to help set your premiums.

Employees would be required to pay set premiums into the plan, but employers can decide whether they will offer the plan to a class of employees and whether they will make contributions to the plan for the benefit of the employees.

The insurance companies Actuaries set the premiums of the policies after much research and reviewing in depth statistics.

One great thing about this partnership between government and business is that premiums do not change from company to company; FEMA sets the premiums based on factors like the home's construction, location, flood zone (if any) and other factors.

The Budget includes all expenses related to the Employment Insurance Operating Account on the basis that the government sets the premium rate, the eligibility criteria and the amount of the benefit.

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The second is to set premiums commensurate with risk.

They use actuarial tables to calculate their exact risk of having to pay your claim and then set a premium rate that earns them a profit when many pets are insured.

As a consequence of the substantial data relating to past claims patterns and costs, coupled with their own experience if they also underwrite liability insurance, ATE underwriters are particularly comfortable with the risks involved in professional negligence cases and are able to set premiums more accurately than in other dispute types.

Wherever you drive, whether it's only in Mount Lebanon, PA, or if it's all around the country, you can be sure that the factors just mentioned will be what set your premium price.