Sentences with phrase «to take a paramedical exam»

If you're dead set on not taking a paramedical exam and your only other alternative is a guaranteed plan — you remember, the plan that also doesn't require a paramedical exam — the cheaper option is almost always going to be a simplified issue plan.

You may have to take your paramedical exam again, too.

If you want continued protection, though, a term conversion rider lets you convert a term life insurance policy into a permanent policy without taking another paramedical exam — a welcome adjustment, because taking an exam when you're old enough for your term policy to have expired would likely make the premiums prohibitively expensive.

If you are in poor health, it may also be in your best interest not to take a paramedical exam life insurance policy.

If you're looking to get coverage quickly, or you have reservations against taking the paramedical exam, simplified issue life insurance could be the option you're looking for.

But if taking a paramedical exam is out of the question, it's good to know there's an option that still offers you some level of protection.

This means taking the paramedical exam, and possibly requires an attending physician statement if the insurer requests follow - up information after the exam.

So what exactly are you missing out on if you're not taking the paramedical exam?

You may have to take your paramedical exam again, too.

If you want continued protection, though, a term conversion rider lets you convert a term life insurance policy into a permanent policy without taking another paramedical exam — a welcome adjustment, because taking an exam when you're old enough for your term policy to have expired would likely make the premiums prohibitively expensive.

But for those who qualify, you may not have to take a paramedical exam.

At any time until the insured reaches age 70, he or she may be able to convert their term insurance policy over into either a whole life or a universal life insurance policy without having to take a paramedical exam.

In addition to the interview, you'll also need to take a paramedical exam to determine your eligibility for coverage.

We've explained before how applying for life insurance is basically broken down into just 8 steps: you determine your coverage needs, get quotes, apply, take a paramedical exam, give additional health details, have your final rate determined, approve your policy, and get insured.

If you do not want to take a paramedical exam, and you do not want to do a simplified issue plan, then your only other alternative is a guaranteed issue life insurance plan.

It is a life insurance policy that does not require you to take the paramedical exam.

Prior to a policy decision being made, you may be required to take a paramedical exam.

With a fully underwritten life insurance policy, you must take a paramedical exam.

The best part about a simplified issue plan is you do not have to take a paramedical exam.

American General Life Insurance Company's coverage begins only after you've done both of the above and taken your paramedical exam.

In addition to the interview, you'll also need to take a paramedical exam to determine your eligibility for coverage.

Even if you have all that, you'd need to apply for a no - medical exam policy or else the person will have to take the paramedical exam.

Depending on your health history, your age and the amount of insurance applied for, you may also be required to take a paramedical exam.

When you apply for a life insurance policy you'll need to take a paramedical exam, at which point the insurer will see what health issues currently or potentially afflict you.

There's also the issue of simply not wanting to take the paramedical exam.

So what exactly are you missing out on if you're not taking the paramedical exam?

We've explained before how applying for life insurance is basically broken down into just 8 steps: you determine your coverage needs, get quotes, apply, take a paramedical exam, give additional health details, have your final rate determined, approve your policy, and get insured.

That's also due to the fact that applicants are exempt from having to take a paramedical exam.

A simplified issue life insurance policy can get you where you want to be, and with a few caveats you'll be covered without needing to take a paramedical exam.

You may have to take a paramedical exam, which is a bit like having a nurse come to your house to exam you.

Most insurance carriers require you to take a paramedical exam that they pay for and send the paramedical examiner to your home or office to perform the exam and ask some health questions.

You will need to complete the underwriting process and take a paramedical exam.

With a traditional plan, the insurance company is going to require that you take a paramedical exam.

If you're changing the amount on an existing policy, you probably won't need to take another paramedical exam.

At any time until the insured reaches age 70, he or she may be able to convert their term insurance policy over into either a whole life or a universal life insurance policy without having to take a paramedical exam.

The insurance company gathers personal information from multiple sources and decides if they want to make an offer for life insurance without the proposed insured having to take a paramedical exam.

The tradeoff for not having to take a paramedical exam is that this type of insurance may come with slightly higher rates for the policyholder.

Most life insurance carriers require the applicant to take a paramedical exam, which takes about 15 minutes.

Attained age conversion is a point in time on a term life policy when the policyholder has attained the agen where they have the right to convert the term life insurance policy into a permanent whole life or universal life policy at their election and without having to take a paramedical exam.

The policy is guaranteed issue, which means you do not have to take a paramedical exam or answer health questions to qualify.