Sentences with phrase «to transfer risk»

Insurance is the process of transferring the risk of a large financial loss to a company willing to pay for the loss in exchange for a small guaranteed payment.

A formal device for reducing the chance of loss by transferring the risks of several individual entities to insurance companies.

However, in exchange for transferring the risk back to the insurer these policies typically have a higher premium and build little cash value.

In transferring risk to the insurer, businesses must give proof of their information governance practices.

Individuals utilize life insurance policies to effectively transfer the risk of financial loss to a third party due to death.

The policy transfers risks related to title of the property from the home buyer to title insurance provider.

When you sign up for car insurance, you simply transfer the risks involving your car to your car insurance company.

Instead, for a few dollars a month, you could transfer the risk easily to a company that can take care of you when there's a loss.

There are a number of ways that property managers transfer the risk of loss away from the company.

If the primary reason for having insurance is to help transfer risk — then adding risk to the insurance may not make sense.

From this point of view, life term insurance is the insured transfers a risk to the insurer.

Insurance: A system for reducing risk by transferring the risks of several individual entities to one entity, such as an insurance company.

Then, identify the transactions that can cost effectively transfer this risk.

Instead, for a few dollars a month, you could transfer the risk easily to a company that can take care of you when there's a loss.

There are a number of ways that property managers transfer the risk of loss away from the company.

Insurance effectively transfers risk from your business to the insurer in exchange for a fee (i.e. the premium).

General insurance transfers risk away from you and your family to an insurer for personal matters other than life insurance.

For example, property and casualty insurance transfers the risk of damage to your personal property to an insurance company so that you don't have to pay out of pocket for any property damage covered under the terms of the insurance policy.

As Open Europe has argued for a long time, Merkel is fiercely determined to achieve Treaty change in order to transfer risks associated with eurozone failure away from German taxpayers.

«You also transfer risk when you buy an insurance policy, and I don't consider State Farm to be my friend,» he says.

This program transfers the risk of losses from fire, water overflow, smoke, explosion, and sewer backup, but it is not insurance.

The code is aimed at improving price and production signals, stopping practices that transfer risk inappropriately and enhancing competition for farmers» milk.

Which could result to a stubborn transfer risk decision undertaken by Le Prof.

Hedgers transfer their risks to speculators.

This is truly a case in which good guys do not finish first; trading as much home equity as you can for cash transfers risk from you to your lender and may put you in a more powerful position when you need it the most

Or as Milevsky puts it, they should stick to the business of sharing, pooling and transferring risk only.

A reader posed this question to me a little less than a month ago: With the financial markets providing such opportunities to transfer risk such as re-insurance and cat bonds how legitimate is it f...

With an insured mortgage the lender transfers their risk of lending to the insurer in the event of default by the borrower.

This kind of loan actually transfers the risk of rising interest rates to you, the homeowner.

If you purchase a home with a high ratio mortgage, you will pay mortgage default insurance which transfers the risk of default from the lender to the mortgage insurer.

Referring lawyers transfer the risk of cost overruns to the court lawyer, they can distance themselves from an unfavourable outcome, and often earn the client's gratitude when the outcome is favourable.

Common treatments include transferring the risk (for example through insurance), terminating the risk (by ceasing the risk generating activity), treating the risk (by engaging in risk reduction activity) or terminating the risk (by ceasing the risk generating activity altogether).

It wasn't all about just transferring risk.

This is a method by which the Insurer transfers the risk under a High Sum Assured Policy to another entity (who will be called the Reinsurer) on payment of a Reinsurance Premium.

It is like twice transferring risk.

The other option was to reduce the chain's financial exposure by transferring the risk through insurance that covers natural catastrophes.

This model, if chosen, transfers risk away from the UK Government, with industry taking a lead for managing the UK's plutonium stockpile, and the UK taxpayer only paying as plutonium is dispositioned.

Building on the pro-active service model, schools could also explore remote network management services, which can help them to stabilise their costs, widen their internal knowledge bank and, crucially, to transfer the risks associated with of day - to - day mishaps to the service provider.

Assess yourself Knowing what exposure your firm has in the event a mistake or series of mistakes occurs is the first step in transferring the risk from the lawyers or the firm itself to an insurer.

In sense, the insurance policy transfers the risks of liability from the person, you as the driver, to the insurance company.

Counterparties for these hedging swaps also transfer the risk, often with short - term Exchange - Traded - Fund (ETF) or ETN hedges that lapse on Fridays.

By CFTC definition, managed money traders are exclusively classified as speculators as opposed to being hedgers engaged in transferring risk to other speculators.

Accident: The essence of buying car insurance policy is to transfer the risk involving your car to your insurance company.

This program transfers the risk of losses from fire, water overflow, smoke, explosion, and sewer backup, but it is not insurance.

Trade Credit Insurance can be a cost - effective mechanism for transferring risk.

Some small risks can be managed with personal or company finances; however, larger, more catastrophic expenses are best handled by transferring the risk to an insurance company.