Sentences with phrase «tobacco health class»

In fact, most no exam life insurance products include a tobacco health class.

Not exact matches

Your tobacco risk class depends on your health and each carrier will assign you the best class possible.

The risk class you fall into is determined by your overall health, family medical history, lifestyle (i.e. tobacco use) and other factors.

The risk class is the health classification they assign to the applicant which is typically based on height / weight, age, tobacco use, family health history and personal health history.

In its defence of two actions against Imperial Tobacco, one being litigation by British Columbia for health care costs incurred by BC to treat illnesses caused by tobacco usage, and the second being a claim by class members who bought «light» or «mild» cigarettes, Imperial Tobacco sought to add Canada as a third party, based on statements Canada made to tobacco companies and the public about the purportedly lesser risk of «light» reduced - tar cigarettes as compared with normal cigarettes.

The following term life insurance quotes are what John could pay, depending on the length of the policy, his health class, and his tobacco use.

We will use annual rates for a 30 - year - old male tobacco user (cigarette smoker) in good health with a 20 - year Term life insurance plan design and a $ 500,000 face amount with a rate class of «Standard Tobacco».

Preferred non-tobacco, Standard non-tobacco, Preferred tobacco, Standard tobacco and Substandard health classes

Essentially, if you are offered a policy at the «Preferred Tobacco» risk class, this means that after reviewing your health, family history, and lifestyle habits, the underwriters would have considered you «Preferred» or «Preferred Plus» if it wasn't for your tobacco use.

A rate class is an assigned risk valuation given to a policy based on a variety of mortality risk factors including, but not limited to, health, gender, age, weight, height, and tobacco use.

The risk class is the health classification they assign to the applicant which is typically based on height / weight, age, tobacco use, family health history and personal health history.

A rate class is a calculation given to a policy based on a variety of mortality risk factors including, but not limited to, health, gender, age, weight, height and tobacco use.

This rate class will have the same health guidelines as a standard rate but will have a higher monthly premium since you are a tobacco user.

Confirmed on 11/24/2009 based on female age 35, no tobacco usage, no health issues, preferred best health class, 10 year term, $ 500,000 in coverage issued by Genworth Financial.

Risk Class is the health classification the insurance companies put you in for pricing purposes based on your height and weight, tobacco use, family health history, and your personal medical history.

Your tobacco risk class depends on your health and each carrier will assign you the best class possible.

Your rate class may not be determined based solely on your use of tobacco, but an overall picture of your health.

Insurance carriers take tobacco use into consideration as they determine your level of health and your rate class.

There are several life insurance companies that will offer their non-smoker health class for chewing tobacco tobacco use.

They offer affordable rates all around and their health classes are Preferred, Standard, and Standard tobacco.

If you feel like your health is somewhere in between, or if you use tobacco products, please use this chart to estimate your rate class.