Even if the advisory committee suggests the FDA approve PMI's modified risk
tobacco product application, the FDA is not guaranteed to follow the recommendation.
Not exact matches
You are only entitled to non-smoker rates if, on the date your
application is received by Manulife, you have not used any form of
tobacco,
tobacco cessation
products or marijuana in the past 12 months and you meet our health standards.
Schweitzer - Mauduit International, Inc. manufactures and sells paper and reconstituted
tobacco products to the
tobacco industry, as well as specialized paper
products for use in other
applications in the United States of America.
You lied on your
application saying you never used any
tobacco or nicotine
product and were offered a 20 - year $ 1,000,000 term policy for $ 53 a month.
Applicants that use
tobacco products such as chewing
tobacco, pipes, cigars, and nicotine gum, nicotine patches, electronic cigarettes can test positive for nicotine can receive a standard rate class as long as he or she discloses
tobacco use on their
application.
You lied on your
application saying you never used any
tobacco product and were offered a 20 - year $ 1,000,000 term policy for $ 53 a month.
Insured who are covered under a term life insurance policy through Farmers may be able to qualify for a premium discount if they have not used
tobacco products in the past 12 months before
application.
Buying term life insurance when you reveal a history of smoking
tobacco, using smoking cessation
products or smoking marijuana, is possible but you will need to know what life insurance underwriters are looking at and just how to take advantage of your
application timing to lock in the best rates possible.
These examples are reasons why it is extremely important to be descriptive about any
tobacco or nicotine
product use on your
application so we can reach out to the appropriate insurance carriers.
A typical
application will ask, «Have you used a
tobacco product in the last twelve months?»
A typical question you'll find on the
application is «have you used a
tobacco product in the last 12 months?»
In 2015, for example, the TPSAC expressed concerns about consumer confusion in an
application to market «snus» (a smokeless
tobacco product placed between the lip and gum) as a safer alternative to cigarettes.