Motorcycle insurance companies do consider the broad severity,
frequency and
total losses related to certain
claims, and states with helmet laws — and more wearers — have relatively lower rates.
The
frequency and intensity of forest fires in the region have been increasing along with rising temperatures.5, 7,13 An average of around 9.9 million acres (4 million hectares) of boreal forest burned annually in Russia from 1975 to 2005 — and that rate more than doubled in the 1990s.15 One of West Siberia's largest forest fires on record occurred in 2003,
claiming some 47 million acres (20 million hectares) of land7, 15 and emitting heat - trapping emissions equal to the
total cuts in emissions the European Union pledged under the Kyoto Protocol.2, 7,16 Higher temperatures and thawing permafrost are probably contributing to the rising
frequency and severity of forest fires in West Siberia.5, 7,14
Motorcycle insurance companies do consider the broad severity,
frequency and
total losses related to certain
claims, and states with helmet laws — and more wearers — have relatively lower rates.