Sentences with phrase «total credit lines»

For the fifth year in a row, total credit lines shrunk for cardholders with less - than - perfect credit.
«The competition for super-prime consumers has become fierce, and we are seeing it manifest in higher total credit lines,» said TransUnion's Paul Siegfried in a statement.
For example, if you have $ 50,000 in total credit lines available, and you owe $ 25,000, your credit utilization ratio is 50 % ($ 25,000 divided by $ 50,000) because you are using half of all the credit you have available.
Either way, enough available credit so you don't get a bill representing more than 19 % of the total credit lines.
My total credit lines equal $ 27K.
If you have 2 credit cards with total credit lines of $ 4,000, and you have $ 2,000 in charges on the cards, your left over capacity is $ 2,000 — 50 %.
A borrower gets approval for a certain credit limit under the plan, with the line being at least $ 5,000, while total credit lines going up to $ 500,000.
Getting rid of an account could raise your overall credit utilization ratio and make it look like you're using a high percentage of your total credit line.
You may want to leave it open if you've had a solid repayment record, it's a no - fee card, and you've kept both the balance and total credit line low.
Customers can transfer any amount, up to their credit available for transfers, which may be less than their total credit line.
For example, if your total credit line is $ 10,000, you shouldn't be using more than $ 3,000.
Third, any credit card that is over 50 % of the available credit line should be paid down to under half of your total credit line.
What is more important is how many accounts have balances and how much of the total credit line is being used on credit cards and other «revolving credit» accounts.
Also considered is the total amount of credit you have available (Try to keep your credit cards balances at less than 50 % of your total credit line).
Utilization refers to the percentage of one's total credit line being used up.
His credit utilization ratio now increases to 50 % because he owes $ 5000 against a total credit line of $ 10,000.
The more of your total credit line you use up every month, the worse it will be for your credit score.
Utilization is the percentage of your total credit line that you are using month - to - month.
Since only a portion of your total credit line is available for bank cash advances, it's important to keep track of the remaining amount that you can use for bank cash advances.
On the other hand, if your credit report is littered with late payments or collection accounts, or you're close to maxing out your total credit line, it might be difficult to meet SoFi's credit standards.
If the total amount you request exceeds your Total Credit Line, we may send full or partial payment to your creditors in the order you provide them to us.
As for the utilization, it is the ratio of your total balance to your total credit line.
Third, any credit card that is over fifty percent of the available credit line should be paid down to under half of your total credit line.
Your total credit utilization is calculated both as a factor of both your total credit line and the limit of individual cards.
Susie has 3 major credit cards with a total credit line of $ 20,000.
Three of the credit cards have balances of 70 % to 90 % of the total credit line.
One advantage of only having a few cards is that the increase in your total credit line will be split among fewer cards.
An authorized user can not change your account information, account password or request for an increase / decrease of your Total Credit Line.
For example, if your total credit line is $ 10,000, you shouldn't be using more than $ 3,000.

Not exact matches

The quarterly analysis estimates the average Canadian owed a total of $ 27,485 as of Dec. 31 for items like car loans and leases, credit cards and lines of credit.
(Residential mortgage credit reliably accounts for about two - thirds of total household debt; the rest is composed of lines of credit, credit card and other consumer debt instruments.)
Of that total just over $ 1 trillion is revolving debt — basically credit cards and lines of credit.
For example, if you have two credit cards with a $ 500 limit each and no other revolving lines of credit, then you have a total limit of $ 1,000.
As of December 31, 2013, the Company had term loan facilities with a financial institution totaling $ 26.0 million consisting of a $ 14.0 million revolving line of credit, a $ 3.0 million senior term loan, and a $ 9.0 million mezzanine term loan facility.
How each company calculates it remains a trade secret, but most consider your payment history, available lines of credit, the types of credit you have, credit inquiries you've made and the years you've had ongoing credit as part of the total number.
During his 14 years at Inland, he has been responsible for financing lines of credit for Inland - related parties and negotiating more than 260 acquisitions, totaling more than $ 6 billion and nearly 25 million square feet.
Make sure you claim all of your applicable tax credits on Lines 46 through 54, add them all up, and list the total on Line 55.
The number is the total amount of credit they are prepared to offer, and it could be a combination of loans, operating lines or other purchasing lines of credit, credit cards, and secured lending.
If you choose to finance invoices through Fundbox, you can be approved for a total line of credit up to $ 100,000.
Basically, it reads like a evolved bait & switch tactic similar to retail stores throwing a guilt trip at the cashier line to get another dollar or two from your total grocery bill (look this up — these corporate grocers / retailers use this to get a huge tax credit).
Total consumer credit is growing faster than personal consumption expenditures, as shown by the upward trajectory of the blue line in the following chart.
Inventure entered into a new $ 60 million senior secured term loan and a new $ 30 million senior secured revolving line of credit with a syndicate of lenders led by U.S. Bank National Association pursuant to a Credit Agreement, a Security Agreement and certain other customary ancillary agreements to fund the purchase and re-pay two existing equipment term loans totaling $ 8.4 million and the existing revolving line of credit totaling $ 17.6 million as of Ncredit with a syndicate of lenders led by U.S. Bank National Association pursuant to a Credit Agreement, a Security Agreement and certain other customary ancillary agreements to fund the purchase and re-pay two existing equipment term loans totaling $ 8.4 million and the existing revolving line of credit totaling $ 17.6 million as of NCredit Agreement, a Security Agreement and certain other customary ancillary agreements to fund the purchase and re-pay two existing equipment term loans totaling $ 8.4 million and the existing revolving line of credit totaling $ 17.6 million as of Ncredit totaling $ 17.6 million as of Nov. 8.
These findings are very much in line with our earlier polling after the budget and the spending review, which found high levels of support for capping the total amount of benefits a family could receive, reducing the welfare budget and freezing the working tax credit.
CPS is in the process of finalizing the line of credit with several banks and negotiating the terms of the transactions, including the interest CPS will pay and the total amount of the line (which will not exceed what the Board authorized).
: w / Radius Arms Shock Absorber Diameter - Front (mm): 32 Shock Absorber Diameter - Rear (mm): 35 Stabilizer Bar Diameter - Front (in): 0.79 Stabilizer Bar Diameter - Rear (in): 0.59 Steering Type: Pwr Rack & Pinion Steering Ratio -LRB-: 1), Overall: 19.0 Lock to Lock Turns (Steering): 3.2 Turning Diameter - Curb to Curb (ft): 36.7 Turning Diameter - Wall to Wall (ft): 39.4 Brake Type: Power Brake ABS System: 4 - Wheel Disc - Front (Yes or): Yes Disc - Rear (Yes or): Yes Front Brake Rotor Diam x Thickness (in): 11.4 x 0.94 Rear Brake Rotor Diam x Thickness (in): 11.3 x 0.39 + EXTERIOR 2 - tone paint (2000) Raised roof line (2000) Roof rails w / crossbars Protective rear bumper step pad Front / rear body - color bumpers Body - color lower body - side cladding Aerodynamic body - color body - side ground effects molding Front / rear splash guards Automatic - off multi-reflector halogen headlights Multi-reflector halogen fog lights w / stone shields Daytime running lights Dual body - color fold away pwr mirrors Variable intermittent windshield wipers Fixed intermittent rear window wiper / washer Front Tire Size: 225 / 60HR16 Rear Tire Size: 225 / 60HR16 Spare Tire Size: Compact Front Wheel Size (in): 16 x 6.5 Rear Wheel Size (in): 16 x 6.5 Front Wheel Material: Aluminum Rear Wheel Material: Aluminum Wheelbase (in): 104.3 Length, Overall (in): 187.4 Width, Max w / o mirrors (in): 68.7 Height, Overall (in): 63.3 Track Width, Front (in): 57.9 Track Width, Rear (in): 57.7 Min Ground Clearance (in): 7.3 Rear Door Opening Height (in): 30.2 Rear Door Opening Width (in): 43.3 Cargo Area Length @ Floor to Seat 1 (in): 74.9 Cargo Area Length @ Floor to Seat 2 (in): 43.5 Cargo Area Width @ Beltline (in): 47.2 Cargo Box Width @ Wheelhousings (in): 42.3 Cargo Box (Area) Height (in): 33.2 Liftover Height (in): 25.2 Cargo Volume to Seat 1 (ft3): 68.6 Cargo Volume to Seat 2 (ft3): 34.3 + INTERIOR Reclining front bucket seats w / height adjustable head restraints 6 - way pwr driver seat Driver seat height adjustment (2000) Driver seat adjustable lumbar support Moquette cloth seat trim 60/40 split fold down rear bench seat Rear seat headrests on all seating positions Front / rear carpeted floor mats Tilt adjustable steering column Instrumentation - inc: digital dual - mode trip odometer, ambient temp gauge Tell - tale door ajar graphic display (2000) Pwr windows w / driver - side one - touch down feature Pwr door locks Remote keyless entry Cruise control Air conditioning Rear seat heat ducts Rear window defroster w / timer Electronic AM / FM stereo w / cassette - inc: (4) speakers, clock, weatherband Front 12 - volt pwr outlet & ashtray Woodgrain patterned dash 2 front / 2 rear cupholders Dual illuminated visor vanity mirrors Overhead console - inc: sunglass holder Lighting - inc: overhead map, glove box, cargo area, trunk Front seatback net pockets Cargo area 12 - volt pwr outlet Cargo area hooks Cargo area / trunk multibox storage tray Rubber cargo tray / mat Cargo area security cover Passenger Capacity: 5 Passenger Volume (ft3): 95.9 Total Cooling System Capacity (qts): 6.5 Front Head Room (in): 38.5 Front Leg Room (in): 43.3 Front Shoulder Room (in): 53.9 Front Hip Room (in): 51.3 Second Head Room (in): 37.2 Second Leg Room (in): 34.3 Second Shoulder Room (in): 53.6 Second Hip Room (in): 51.9 + SAFETY 4 - wheel anti-lock braking system (ABS) Driver & front passenger airbags (SRS) w / passenger dual stage deployment 3 - point seatbelts on all seating positions Height adjustable shoulder belts on front seating positions Child safety rear door locks Uniform child safety seat anchorage system Energy - absorbing collapsible steering column Front / rear 5 - mph impact - absorbing bumpers Side - impact door beams Daytime running lights + EPA Fuel Economy & Specification EPA Fuel Economy Est - City (MPG): 22 EPA Fuel Economy Est - Hwy (MPG): 27 Spare Wheel Size (in): - TBD - Spare Wheel Material: - TBD - Fuel Tank Capacity, Approx (gal): 16.9 Additional Photos Buyer Resources Contact Ebay Sales Department: for more information Toll - Free: (888) 762-4519 Request More Info Vehicle Condition Service History 113,287 Miles No Known Mechanical Problems Options & Features Ext / Int Color GRAYwith Interior Luxury Features Air ConditioningClimate Control SystemCruise ControlWood Trim Power Equipment Power Driver's SeatPower MirrorsPower SteeringPower Windows Safety Features All Wheel DriveChild Proof Door LocksDriver's Air BagFog LightsKeyless EntryPassenger Air BagRear Defogger Interior Carpeted Floor MatsClockCup HoldersOverhead ConsoleVanity Mirrors Exterior Body Side MoldingsOff Road TiresRear WipersRoof Rack Audio / Video AM / FMCassette Financing Information Contact us today for more information, or fill out our Online Credit Application to begin the pre-approval process today.
I always have the total amount I charge on my credit cards in my debit account before I even consider using my revolving credit lines.
For home equity loans and lines of credit (1) Maximum loan amount depends on home value and total loans secured by home (2) Property insurance required (3) Consult your tax advisor about tax deductibility (4) Closing costs are $ 149 for home equity loans and home equity lines of credit plus cost of appraisal, if needed, and can range from $ 400 to $ 700 (5) No annual fee for qualified credit (6) For balloon products, balance might not be paid in full by end of term.
The total of your credits will be found on lines 47 through 49 on Form 1040, lines 29 through 31 for Form 1040A, and lines 45 and 46 on Form 1040NR.
Although it increases your total available credit, opening several new lines of credit in a short period of time can actually hurt your score.
Enter your joint filing credit on line 12 and subtract the total from line 11.
a b c d e f g h i j k l m n o p q r s t u v w x y z