Sentences with phrase «total debt expense»

The total debt expense, or back ratio, compares your total monthly obligations including your total mortgage payment to your monthly income.

Not exact matches

Trump's biggest deductions would be interest expense on his approximately $ 1 billion in total debt, and depreciation on his investment in buildings and golf courses.

Thereafter, the downward adjustments to budgetary revenues more than offset the downward adjustments to total expenses, the latter primarily due to the lower outlook for interest rates on public debt charges.

Total expenses were slightly higher (up $ 0.1 billion as higher program expenses (up $ 0.9 billion) offset lower public debt charges (down $ 0.8 billion).

We have also questioned the impact of the restraint measures on direct program expenses — total expenses less public debt charges and major transfers to individuals and other levels of government.

This does not refer to debt per se, but rather, the level of fixed expense relative to total sales.

This means that you should spend no more than 28 percent of your gross monthly income on total housing expenses, and no more than 36 percent on total debt service (including the new mortgage payment).

In the 2006 Budget, the government promised to reduce the deficit by $ 3 billion per year; to reduce the federal debt - to - GDP ratio to 25 per cent by 2012 - 13; to eliminate the total government sector debt (which includes the federal, provincial and local governments as well as the Canada and Quebec pension plans) by 2021; and finally, to keep the growth in program expenses below the rate of growth in nominal GDP.

Using just a minimal amount of your total credit shows you don't rely on debt to pay for your day - to - day expenses.

At this point, you should have an understanding of your total debt load, the interest rates you're paying, your minimum monthly expenses, and your monthly income.

«Affordability may vary depending on total debt obligations such as your student loans, auto loan or mortgage, other fixed expenses, and requested loan term,» Foley explains.

Total federal government expenses consist of four major components: major transfers to persons (old age security, employment insurance benefits and children's benefits); major transfers to other levels of government (Canada Health Transfer, Canada Social Transfer, Fiscal arrangements, Alternative payments for standing programs, and Gas Tax Fund), direct program expenses (other transfers, Crown corporation expenses, and departmental and agency operating and capital expenses) and public debt charges.

They exclude the following fixed and semi-fixed costs categories: Total Operational Expenditures, Total Property Expenses, Assets / Reserves, Debt Service, Transfers, and other miscellaneous eExpenses, Assets / Reserves, Debt Service, Transfers, and other miscellaneous expensesexpenses.

Note: Table reports expenditures from all funds (General, State Special Education, Combined GF & Special Education, Total Governmental, Total State Grants, and Total Federal Grants); Statewide totals include expenditures from public charter schools Variable costs include expenditures for Instruction, Student / Instruction Support Services, Other Support Services, and Fringe Benefits; They exclude Operational Expenses, Total Property Expenses, Assets / Reserves, Debt Service, Transfers, and other miscellaneous Expenses, Total Property Expenses, Assets / Reserves, Debt Service, Transfers, and other miscellaneous Expenses, Assets / Reserves, Debt Service, Transfers, and other miscellaneous expensesexpenses

To manage your debt you want to compare monthly total expenses to monthly income.

Consider debt consolidation to reduce your total monthly payments, find ways to reduce nonessential expenses, and look for side hustles to boost income.

Total Debt Ratio: In traditional mortgage underwriting, the total debt ratio is used to calculate how large the monthly payments on housing expenses and other debts (like student and car loans, credit card debt, etc.) should be, based on gross monthly inTotal Debt Ratio: In traditional mortgage underwriting, the total debt ratio is used to calculate how large the monthly payments on housing expenses and other debts (like student and car loans, credit card debt, etc.) should be, based on gross monthly incDebt Ratio: In traditional mortgage underwriting, the total debt ratio is used to calculate how large the monthly payments on housing expenses and other debts (like student and car loans, credit card debt, etc.) should be, based on gross monthly intotal debt ratio is used to calculate how large the monthly payments on housing expenses and other debts (like student and car loans, credit card debt, etc.) should be, based on gross monthly incdebt ratio is used to calculate how large the monthly payments on housing expenses and other debts (like student and car loans, credit card debt, etc.) should be, based on gross monthly incdebt, etc.) should be, based on gross monthly income.

For example, if a mortgage product has a total debt - to - income ratio of 38 percent, the borrower's housing expenses plus other debts should not exceed 38 percent of his or her gross monthly income.

Total Fixed Payment to Effective Income Add up the total mortgage payment (principal and interest, escrow payments for taxes, hazard insurance, mortgage insurance premium, homeowners» association dues, etc.) and all recurring monthly expenses and installment debt (car loans, personal loans, student loans, credit cards, eTotal Fixed Payment to Effective Income Add up the total mortgage payment (principal and interest, escrow payments for taxes, hazard insurance, mortgage insurance premium, homeowners» association dues, etc.) and all recurring monthly expenses and installment debt (car loans, personal loans, student loans, credit cards, etotal mortgage payment (principal and interest, escrow payments for taxes, hazard insurance, mortgage insurance premium, homeowners» association dues, etc.) and all recurring monthly expenses and installment debt (car loans, personal loans, student loans, credit cards, etc.).

Purchasing term life insurance with coverage totaling your mortgage loan amount plus enough to cover final expenses (personal debt, burial and funeral) is a good start.

Veterans, meanwhile, may be able to get assistance through a Veterans Administration (VA) loan, which allows the total amount of housing expense plus recurring debt to be as much as 41 percent.

From your total income subtract your expenses and debt.

The total expense ratio includes monthly housing expenses plus other monthly debts.

The 28/36 rule states that a household should spend no more than 28 % of its gross (before taxes) monthly income on housing expenses (front - end) and no more than 36 % on total debt (back - end).

If you add up all your expenses — including debt repayments, mortgage installments, heating bills, taxes etc. --- the total monthly amount shouldn't be more than 40 % of your monthly income.

Carl «Dear Steve, I earn 85K clear of tax per year, I have a total of 95K in unsecured credit card debt, I am single and cover the expenses of my mother with a disabilty and she...

You go over your total household income and expenses,  to determine the appropriate balance between your fixed living expenses and paying down your debts.

If you have monthly debt obligations totaling $ 500, your housing expense, which consists of principal, interest, taxes and insurance (PITI) couldn't be more than $ 2,786 per month.

They review monthly expenses with clients, look at their total debt, and help create a budget for them.

Corporations are paying more and more of the money they make / borrow to service TWICE as much debt with a HIGHER total interest expense than they were paying in 2007.

Total Expense Ratio Total obligations as a percentage of gross monthly income including monthly housing expenses plus other monthly debts.

They consist of two separate calculations: a housing expense as a percent of income ratio and total debt obligations as a percent of income ratio.

For example, if the total obligations of the borrower is $ 1,400 ($ 1,000 for housing expenses and $ 400 for other credit obligations), the debt ratio would be 35 % ($ 1,400 / $ 4,000 = 35 %).

Lenders calculate the debt ratio dividing the total monthly debts (the housing expenses for the proposed loan plus the borrower other monthly credit obligations) by the total monthly income.

Let's assumes that you accumulated total debts of $ 34,000 from eight different loan servicers in order to pay for your tuition fees and other expenses while at college.

Any liabilities outside of the housing equation such as a car loan or credit card debt will be factored into the total ratio of 42 % (including the housing expense).

If you have no debt and at least 3 months of living expenses in cash, 500 dollars would be better served toward buying a total market fund.

Assuming a 5 % interest rate, Zamano could increase its total debt to EUR 6.9 M & still limit interest expense to 15 % of Op FCF.

As per SEBI the total expense ratio for equity mutual funds is capped at 2.5 %, for debt funds at 2.25 % and for index funds at 1.5 %.

Complete a full financial assessment (including a review of your monthly expenses, income and total debt)

Your total debt consists of expenses including your mortgage loan, credit cards, car payment, child support, alimony, or any other type of outstanding debt in your name.

By dividing your total monthly debt expenses by your total monthly income, you end up with your debt to income ratio.

Qualifying ratios are 31/43 % which means up to 31 % of your gross income (for w - 2 earners) or (net income after expenses for 1099 & self employed) can go towards the total house payment and up to 43 % of your income can go to both the total house payment and other revolving & installment debts.

Add all of the long - term interest expenses together to reveal your total long - term debt interest expense.

They consist of 2 separate calculations: a housing expense as a percent of income and total debt obligations as a percent of income.

The graph and table tabs in this calculator show how higher interest rates adversely affect both the time to pay off credit card debt and the total interest expense.

Ex: [FY2012 Interest Expense] / -LRB--LRB-[FYE2011 Total Debt] + [FYE2012 Total Debt]-RRB- / 2) = cost of debt for 2Debt] + [FYE2012 Total Debt]-RRB- / 2) = cost of debt for 2Debt]-RRB- / 2) = cost of debt for 2debt for 2012.

20 Pro Forma Financial Highlights Sources & Uses Refinance PENN Existing Debt: $ 2.7 billion Pre-spin redemption of Fortress Investment Group Conversion Shares: $ 412 million Pre-spin redemption of other Preferred Equity: $ 253 million (1) Cash portion of the Accumulated E&P Dividend: $ 438 million Transaction Expenses: ~ $ 145 million Total Transaction Debt: $ 3.75 — $ 4.25 billion Key GLPI (REIT) Stats Target Leverage: 5.5 x EBITDA Target Interest Coverage: 3.2 x Target Dividend Payout Ratio: ~ 80 % AFFO less employee option holder dividends Key PNG (OpCo) Stats Target Leverage: 3.0 x EBITDA Implied Adjusted Leverage: 5.6 x EBITDAR Target Rent Coverage: ~ 2.0 x Target Interest Coverage: > 5.0 x Includes $ 22.5 m Preferred Equity redeemed in the first quarter of 2013

The Trustee will consider each person's income and household expenses, any support payments made and received and the total amount of debt that is held both jointly and individually.

If you are unable to pay for the damages and other expenses above and beyond you auto insurance limits, a court deciding the case may order that your future employment wages be garnished until your total debt is paid off.