Sentences with phrase «total disability»
The phrase "total disability" means that a person is completely unable to perform any kind of work due to a physical or mental condition. They are unable to do their job or any other kind of employment. Full definition
In case of accidental permanent total disability of the insured person, the policy continues to collect any guaranteed additional and vested bonus.
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Others cover partial disability for a limited time, but only when it follows a period of total disability for the same cause.
An individual who is seriously injured on the job and will never be able to gain employment again would be eligible for permanent total disability benefits.
Likewise, a refusal by the employer to provide light duty requires the insurance carrier to pay temporary total disability benefits while you are still receiving medical care.
In general terms, an insured who qualifies for total disability benefit and is able to work in a reduced capacity may be eligible to partial benefit coverage.
This carrier will waive premium payments during a period of total disability lasting four consecutive months or more.
The most basic versions cover temporary and permanent total disability due to accident.
If active employment is a condition of insurance, a provision that an insured may continue coverage during the insured's total disability by timely payment to the policyholder.
This rider applies in case of accidental death, temporary partial disability and / or permanent partial or total disability caused by road accidents.
Some policies require total disability before beginning payments while other policies cover partial disability.
If the insured dies while receiving total disability benefits, the policy pays the basic monthly benefit to the owner or owner's estate for up to three months after the insured's death.
To file a temporary total disability claim, the injured worker must miss eight consecutive days of work.
If your workplace injury may permanently keep you from working, you could qualify for permanent total disability payments for up to nine and a half years.
If, due to an accident, a permanent and total disability occurs to the life assured, all subsequent premiums are waived and the policy kept in full force.
Some policies may require that a person should be totally disabled before payments start, while others don't require total disability before payment.
For instance, if you have a desk job, you may still be able to perform with a partial disability (or perhaps even with total disability).
The latter is much better, because under this definition total disability means the inability to work at your regular job.
Upon total disability, you will receive the entire sum assured and a part of the sum assured upon partial disability.
Riders such as accidental death benefit, hospital cash benefit, permanent and total disability rider, etc. may only available until a certain age.
After the 24 month own occupation period, the coverage changes to any occupation total disability definition.
A disability rider with the term plan is cheaper and can provide financial protection against permanent total disability at a lower price.
In general, the term total disability refers to a long - term condition that is serious enough to stop you from going to work, preventing you from earning any income.
In general, the term total disability refers to a long - term condition that is serious enough to stop you from going to work, preventing you from earning any income.
This is very effective, particularly when total disability is involved.
Long term disability benefits for personal injury claims must now be paid for future periods of total disability up to age 65.
We have been successful in representing clients in small settlements, as well as in complex claims involving total disability benefits and dependency benefits.
You will have to provide proof of ongoing total disability to continue to qualify.
The definition of total disability depends on whether or not you have an «own occupation» or «any occupation» disability definition.
Some may pay following total disability whereas others may place limitations on the amount or time an individual is paid.
All benefit payments will be dependent on you meeting the definition of total disability within your disability insurance policy.
Thus, they need to be cautious from the damages such as partial disability or permanent total disability made due to road accidents.
All documents for Permanent total disability along with bills and receipts for expenses incurred for modification of vehicle accommodation.
This carrier will waive premium payments during a period of total disability lasting four consecutive months or more.
You also are entitled to temporary total disability payments if your employer can not accommodate your restrictions.
If you suffer from total disability due to sickness or injury you will suffer financially.
If you die while receiving total disability benefits, we will pay the policy's basic monthly benefit to the owner or owner's estate for up to three months after your death.
No, not if you are receiving temporary total or permanent total disability benefits as you must be medically able and available for work to qualify for unemployment.
A permanent total disability means that you are completely unable to work and earn wages.
With this feature, on death or accidental permanent total disability of the life assured, all future premiums will be waived and the policy will continue till the maturity date.
If the worker is unable to work at all for a time, they may be eligible for temporary total disability payments.
The own occupation definition for total disability requires that you are unable to perform the substantial and material duties of your regular occupation.
This company will waive premium payments during a period of total disability lasting six consecutive months or more.
The workers compensation lawyers at our our NJ law firm, the Law Offices of Jonathan F. Marshall, know how catastrophic a workplace accident can be when it results in total disability.
Wider - Covers Accidental Death Benefit + Permanent Total Disability + Permanent Partial Disability + Children's Education Bonus.
If total disability begins on or after age 60, premiums are waived until the policy anniversary closest to age 65 or termination of disability — whichever is earlier.
If disability begins on or after age 60, AIG will waive premiums until one year after total disability began or until age 65 — whichever is later.
Nonetheless, certain injuries are encountered more frequently in NJ total disability cases, such as lumbar disc herniation (lower back), cervical disc herniation (neck), spinal fracture, paralysis, brain and head trauma, burns, amputation, and chronic pain problems.
A policy provision or rider under which the insurer waives its right to collect the policy's premiums in the event of total disability as defined by the policy.