Sentences with phrase «total interest expenses»

This mortgage is built around a cost of funds index, or COFI, which the researchers calculated by dividing the total interest expenses of domestic commercial banks by their total interest - bearing liabilities.

You should keep track of the interest paid on the investment loan, calculate the total interest expenses for the financial year and report it in Schedule 4 and Line 221 of your T1 General.

In addition, if you extend the term of your home loan (for example, by refinancing a 30 - year mortgage into another 30 - year mortgage after you've already owned your home and made mortgage payments for 5 years), you may pay more in total interest expenses over the life of the new refinance loan compared to your existing mortgage.

A lower interest rate will reduce your total interest expenses.

The action is expected to save WPX more than $ 90 million in total interest expense from 2018 - 2021.

To calculate the interest coverage ratio using the figures found on the income statement, divide EBIT (earnings before interest and taxes) by the total interest expense.

In Q4 2017, the total interest expense of all US banks was just $ 21 billion, but banks made $ 150 billion on total earning assets at the end of 2017.

However, as noted above, stretching out the repayment could result in more total interest expense.

-74 % of Americans agree that it would be helpful if there was an automated and customized way to make sure they never miss a payment and always minimize the total interest expense on their loans.

Corporations are paying more and more of the money they make / borrow to service TWICE as much debt with a HIGHER total interest expense than they were paying in 2007.

These organizations are quite distinct from the companies who market loan consolidation packages, which frequently increase the total interest expense and lower the monthly payment, significantly prolonging the payout period.

Even if your lender doesn't credit your additional payment to principal and instead simply credits future payments, you'd still be done in 15 months with a total interest expense of about $ 447.

This develops healthy financial habits and can help reduce the amount of total interest expense.

This develops establish healthy financial habits and can help reduce the amount of total interest expense.

The graph and table tabs in this calculator show how higher interest rates adversely affect both the time to pay off credit card debt and the total interest expense.

Assuming a beginning balance of $ 15,950, at the end of twelve months of time, total interest expense would have accumulated to $ 2,205 for a credit card with a fixed APR, $ 2,689 for a credit card with variable APR, and $ 6,791 on a charge card.

Not exact matches

Trump's biggest deductions would be interest expense on his approximately $ 1 billion in total debt, and depreciation on his investment in buildings and golf courses.

The Adviser of the Near - Term Tax Free Fund has contractually limited, through April 30, 2018, the total fund operating expenses (exclusive of acquired fund fees and expenses, extraordinary expenses, taxes, brokerage commissions and interest) to not exceed 0.45 %.

Typically, there are actions you can take (such as putting up more collateral or improving your credit score) to get a better interest rate and reduce the total expense of funding your business.

Thereafter, the downward adjustments to budgetary revenues more than offset the downward adjustments to total expenses, the latter primarily due to the lower outlook for interest rates on public debt charges.

Under the Bonus Plan, our compensation committee, in its sole discretion, determines the performance goals applicable to awards, which goals may include, without limitation: attainment of research and development milestones, sales bookings, business divestitures and acquisitions, cash flow, cash position, earnings (which may include any calculation of earnings, including but not limited to earnings before interest and taxes, earnings before taxes, earnings before interest, taxes, depreciation and amortization and net earnings), earnings per share, net income, net profit, net sales, operating cash flow, operating expenses, operating income, operating margin, overhead or other expense reduction, product defect measures, product release timelines, productivity, profit, return on assets, return on capital, return on equity, return on investment, return on sales, revenue, revenue growth, sales results, sales growth, stock price, time to market, total stockholder return, working capital, and individual objectives such as MBOs, peer reviews, or other subjective or objective criteria.

Case in point: United Continental Holdings (UAL), had a total of $ 1.1 billion in implied interest expenses in 2012 due to aircraft and airport property leases.

Case in point: United Continental Holdings (UAL), had a total of $ 1.1 billion in implied interest expenses in 2012 due to

As a result, 57 percent chose a six - month loan with a higher APR over a longer - term loan to minimize total interest costs, fees, and expenses.

Adjusted EBITDA (earnings before interest expense (excluding consumer financing interest expense), income taxes, depreciation and amortization, as adjusted for organizational and separation related costs in connection with the company's spin - off from Marriott International, Inc. (the «Spin - Off») and other activity) totaled $ 50 million, a $ 17 million increase from the third quarter of 2012.

The Adviser of the Gold and Precious Metals Fund has voluntarily limited total fund operating expenses (exclusive of acquired fund fees and expenses of 0.07 %, extraordinary expenses, taxes, brokerage commissions and interest, and advisory fee performance adjustments) to not exceed 1.90 %.

The Adviser of the World Precious Minerals Fund has voluntarily limited total fund operating expenses (exclusive of acquired fund fees and expenses of 0.11 %, extraordinary expenses, taxes, brokerage commissions and interest, and advisory fee performance adjustments) to not exceed 1.90 %.

The expense ratio after waivers is a contractual limit through December 31, 2014, for the Near - Term Tax Free Fund, on total fund operating expenses (exclusive of acquired fund fees and expenses, extraordinary expenses, taxes, brokerage commissions and interest).

Interest expense over the last 4 quarters totaled $ 83MM, which shows us that EBITDA / interest was 370/83 = 4.45 X, a strong coverageInterest expense over the last 4 quarters totaled $ 83MM, which shows us that EBITDA / interest was 370/83 = 4.45 X, a strong coverageinterest was 370/83 = 4.45 X, a strong coverage figure.

At this point, you should have an understanding of your total debt load, the interest rates you're paying, your minimum monthly expenses, and your monthly income.

Adjusted EBITDA (earnings before interest expense, taxes, depreciation and amortization), as adjusted for organizational and separation related costs totaled $ 29 million.

Adjusted EBITDA (earnings before non-consumer financing interest expense, income taxes, depreciation and amortization), as adjusted for organizational and separation related costs in connection with the company's spin - off from Marriott International, Inc. (the «Spin - Off») and other activity, totaled $ 39 million, a $ 10 million increase from the first quarter of 2012, on an adjusted basis.

The expense cap is a contractual limit through April 30, 2016, for the Near - Term Tax Free Fund, on total fund operating expenses (exclusive of acquired fund fees and expenses, extraordinary expenses, taxes, brokerage commissions and interest).

The expense cap is a voluntary limit on total fund operating expenses (exclusive of any acquired fund fees and expenses, performance fees, extraordinary expenses, taxes, brokerage commissions and interest) that U.S. Global Investors, Inc. can modify or terminate at any time, which may lower a fund's yield or return.

The expense ratio after waivers is a voluntary limit on total fund operating expenses (exclusive of any acquired fund fees and expenses, performance fees, taxes, brokerage commissions and interest) that U.S. Global Investors, Inc. can modify or terminate at any time, which may lower a fund's yield or return.

In general, lenders like to see housing expenses (principal, interest, property taxes, mortgage insurance, HOA fees, etc.) kept to 28 percent or less of your gross (before tax) income, and they prefer that all of your bills — home loans plus car payments, credit cards, etc., total no more than 38 percent of your gross income.

However, assuming a 3 percent rental income increase every year, after all expenses we should (very conservatively) have received total cash flow of roughly $ 75,000 from the six houses over that 10 years (remember, rents should go up yearly, but my largest monthly expense — my mortgage principal and interest — will remain the same throughout this 10 year period).

For purposes of the student loan interest deduction, these expenses are the total costs of attending an eligible educational institution, including graduate school.

By establishing escrow accounts, the company that services your mortgage is able to collect one - twelfth of the total amount for these yearly expenses, along with your monthly principal and interest payment.

The total expense for refinancing a mortgage depends on the interest rate, number of points, and other costs required obtaining a loan.

Total Fixed Payment to Effective Income Add up the total mortgage payment (principal and interest, escrow payments for taxes, hazard insurance, mortgage insurance premium, homeowners» association dues, etc.) and all recurring monthly expenses and installment debt (car loans, personal loans, student loans, credit cards, eTotal Fixed Payment to Effective Income Add up the total mortgage payment (principal and interest, escrow payments for taxes, hazard insurance, mortgage insurance premium, homeowners» association dues, etc.) and all recurring monthly expenses and installment debt (car loans, personal loans, student loans, credit cards, etotal mortgage payment (principal and interest, escrow payments for taxes, hazard insurance, mortgage insurance premium, homeowners» association dues, etc.) and all recurring monthly expenses and installment debt (car loans, personal loans, student loans, credit cards, etc.).

1 The Adviser has contractually agreed waive its fee and / or reimburse Fund expenses to limit Total Annual Fund Operating Expenses (excluding all taxes, interest, portfolio transaction expenses, acquired fund fees and expenses, proxy expenses and extraordinary expenses) of Institutional Shares and Investor Shares to 2.50 % and 2.75 %, respectively, through at least November expenses to limit Total Annual Fund Operating Expenses (excluding all taxes, interest, portfolio transaction expenses, acquired fund fees and expenses, proxy expenses and extraordinary expenses) of Institutional Shares and Investor Shares to 2.50 % and 2.75 %, respectively, through at least November Expenses (excluding all taxes, interest, portfolio transaction expenses, acquired fund fees and expenses, proxy expenses and extraordinary expenses) of Institutional Shares and Investor Shares to 2.50 % and 2.75 %, respectively, through at least November expenses, acquired fund fees and expenses, proxy expenses and extraordinary expenses) of Institutional Shares and Investor Shares to 2.50 % and 2.75 %, respectively, through at least November expenses, proxy expenses and extraordinary expenses) of Institutional Shares and Investor Shares to 2.50 % and 2.75 %, respectively, through at least November expenses and extraordinary expenses) of Institutional Shares and Investor Shares to 2.50 % and 2.75 %, respectively, through at least November expenses) of Institutional Shares and Investor Shares to 2.50 % and 2.75 %, respectively, through at least November 30, 2019

Interest paid on passive investments can be deducted from the amount earned by that investment as an investment expense as long as the amount earned is greater than the total paid for the interest Interest paid on passive investments can be deducted from the amount earned by that investment as an investment expense as long as the amount earned is greater than the total paid for the interest interest expense.

If total of housing expenses (principal, interest, property taxes, HOA dues, and hazard insurance) plus all of your other expenses exceeds 55 % of your gross income, you will not be offered FHA - HAMP.

The total expense for refinancing a mortgage depends on the interest rate, number of points, and other costs required to obtain a loan.

* As stated in the prospectus (pdf) dated 5/1/2018 ** Pursuant to an operating expense limitation agreement between Heartland Advisors and Heartland Group, Inc., on behalf of the Fund, Heartland Advisors has agreed to waive its management fees and / or pay expenses of the Fund to ensure that the Fund's total annual fund operating expenses (excluding front - end or contingent deferred sales loads, taxes, leverage, interest, brokerage commissions, expenses incurred in connection with any merger or reorganization, dividends or interest expenses on short positions, acquired fund fees and expenses, or extraordinary expenses) do not exceed 1.25 % of the Fund's average daily net assets for the Investor Class Shares and 0.99 % for the Institutional Class Shares through at least May 1, 2019, and subject to annual re-approval of the agreement by the Board of Directors, thereafter.

The total amount of eligible deductible fees and expenses could not be used to reduce income like charitable contributions or mortgage interest.

Then the calculator works with these tables and calculates the total expenses on current and a new card (i.e. interest payments and fees).

Qualified expenses for the Student Loan Interest Deduction are the total costs of attending an eligible educational institution (including graduate school).

2) HOUSING ONLY RATIO This is your total monthly housing expense (principle, interest, tax, insurance, and PMI and homeowners dues, if applicable) divided by your gross monthly income («gross» = pre-tax income).