Sentences with phrase «total policy charges»

Premium amounts above and beyond the total policy charges and expenses are covered first, with the remaining amount deposited into the cash value account based on the policyholder's investment selections.

Not exact matches

Behind the Headlines Total revenues rose 7.2 % year over year to $ 12.9 billion on the back of 15 % growth in premiums and a 1.3 % increase in policy charges and fee income, partially offset by 0.5 % lower net investment income.

«If you believe that there is going to be a Ghana where there are a lot of employment opportunities for the youth where there is total development, where there are policies that inure to the benefit of all, then I charge you to be committed to getting the NPP and Paul Derkye to come to power.»

The total of your premiums paid plus interest minus any policy charges.

2 The adjusted total premium is the initial single premium plus any underwritten increases, less any partial surrenders and any applicable surrender charges in excess of policy gain and any loans and accrued loan interest, The death benefit guarantee will not apply if the sum of any outstanding loans plus accrued loan interest is greater than the policy's cash value, The death benefit guarantee will not apply if the sum of any outstanding loans plus accrued loan interest is greater than the policy's cash value.

The cash value held in a life insurance policy is determined by subtracting the cost of insurance and other charges levied by the insurance company from the total amount of premiums paid plus any interest or capital appreciation earned on the cash value.

The bottom line, is that the interest the policy charges you for loaning money to yourself will usually be more than the total tax savings in a couple of years.

Total premiums received in the first three months after the policy date will be assigned a premium based charge at the end of the third policy month.

The bottom line here, using actual facts, logic, and math for the first time; is that the interest the policy charges you for loaning money to yourself will usually be more than the total tax savings in a couple of years.

The application rules for American Express are pretty straightforward for the most part, but they require you to be familiar with the different policies between charge cards and credit cards and to always keep tabs on your total opened accounts.

Deposit and Cancellation Policy Low season 9 April 2018 — 31 October 2018 Cancellation received 8 to 21 days prior to arrival date will be charged 50 % of total booking value.

Pets are welcome in our Walled Gardens self - catering accommodation at an extra charge of $ 50 pet policy fee in total

what the circumstances are in which a policy, pursued by a dominant undertaking, of charging low prices to certain former customers of a competitor must be considered to amount to an exclusionary abuse, contrary to Article [102 TFEU], and, in particular, whether the finding of such an abuse may be based on the mere fact that the price charged to a single customer by the dominant undertaking is lower than the average total costs attributed to the business activity concerned, but higher than the total incremental costs pertaining to the latter.

Charges for BSLI Wealth Aspire and E T Total Secure Plus include premium allocation, policy administration, switching, partial withdrawal etc..

Charges for TATA AIA Group Total Suraksha and ICICI Pru Group Immediate Annuity include premium allocation, policy administration, switching, partial withdrawal etc..

Charges for Aegon Life Group Term and TATA AIA Group Total Suraksha include premium allocation, policy administration, switching, partial withdrawal etc..

Charges for E T Total Secure Plus and BSLI Empower Pension include premium allocation, policy administration, switching, partial withdrawal etc..

Charges for E T Total Secure Plus and LIC New Jeevan Nidhi include premium allocation, policy administration, switching, partial withdrawal etc..

The insurance company adds up the number of term premiums that will be required on the policy in total, divides by the number of years for which a level premium is guaranteed, discounts for the time value of the money using the interest rates available at the time, and charges the resulting level premiums rather than the actual yearly renewable term rate.

The total charge on the policy can be as low as 1 % and the insured has the option to redirect premiums to different funds up to two times in a policy year.

If the policy surrendered after the completion of 5 years, the insurer will pay out the total fund value without deducting any charges.

At the end of the policy term, on the date of maturity, the total amount of mortality charge deducted throughout the policy term w.r.t regular premium and top - up premium, if any, will be added back, respectively, into the Regular Premium Fund Value and into the Top up Fund Value, as applicable.

At the end of the level premium period, the cash value of the in - force policy equals the total of cumulative premiums paid, less any charges for substandard ratings and riders.

The policy loan does not have to be repaid, but interest (as specified in the policy) will be charged and the total loan plus unpaid interest will be subtracted from policy proceeds if the loan is outstanding at the time of death or surrender of the policy.

Whether or not it's legal for a guaranteed issue life insurance policy to charge total premiums in excess of the death benefit would ultimately depend on which state you live in seeing as how insurance is regulated at the state level.

If a total disability occurs, the remaining premium charges will no longer be required to be paid, but the policy will remain in force for the length of term that the policy was written for.

If the policy is cancelled during this period, the policyholder will get the fund value and the total unallocated premiums, after deducting the proportionate risk charges.

However, if you revive the policy after six months, you may be asked to pay the overdue premium, penalty charges, as well as interest payment that could be 12 % -18 % of the total premium.

In case he / she surrenders it before 5 years, then discontinuation charges will be deducted from the total fund value and the remaining amount will be credited to the surrendered policy fund where a minimum of 4 % per annum growth will be earned.

In case you surrender the HDFC Life ProGrowth Plus Plan before the fifth policy year is complete, your total Fund Value excluding the relevant charges will be added to the (DPF) Discontinued Policy Fund and the takings from the same shall be payable post the lock - in period of the policy is comppolicy year is complete, your total Fund Value excluding the relevant charges will be added to the (DPF) Discontinued Policy Fund and the takings from the same shall be payable post the lock - in period of the policy is compPolicy Fund and the takings from the same shall be payable post the lock - in period of the policy is comppolicy is completed.

The Authority further emphasized the importance of third party coverage as it said that the total premium charged for the three year lock in period will be thrice the annual premium charged for the same policy for one year.

The amount of a surrender charge varies by insurer and type of policy, but it is not uncommon for it to exceed the total amount of your first - year premium.

A similar plan, SBI LIFE — eWealth Insurance limited its premium allocation charges to Rs 45 in the first year only, decimated its policy administration charges, while the total of mortality charges and fund management charges were limited to roughly 1.25 - 1.50 per cent of the annual premium paid.

Cash Surrender: You can also terminate your policy and receive the life insurance cash surrender value, which represents your total cash value accumulation, minus any surrender charges imposed by the insurer.

With these differences, most insurance policies have surrendered charges for 10 to 20 years reducing the total «cash value» or «accumulated value» down to becoming the cash surrender value.

Total Charges includes premium allocation charge, policy administration charge, mortality charge and fund management charge.

Total charges includes policy administration charge, mortality charge and fund management charge.

Total charges includes premium allocation charge, policy administration charge, mortality charge and fund management charge.

Total Charges include policy administration charge, base mortality charge, #Additional Savings Benefit charge, #Income Benefit charge and fund management charge.

Charges for E T Total Secure Plus and Fixed Savings include premium allocation, policy administration, switching, partial withdrawal etc..

Charges for IDBI Federal Retiresurance Group and TATA AIA Group Total Suraksha include premium allocation, policy administration, switching, partial withdrawal etc..

Cash surrender value is different from plain old «cash value» or «accumulated value» in that most insurance policies have surrender charges for 10 to 20 years that reduce the total «cash value» or «accumulated value» down to the cash SURRENDER value..

The calculation of surrender value depends on various things like total tenure of the policy, number of premiums that you have paid, surrender charge applicable etc..

Policy Administration Charge: For the 1st policy year, the Policy administration charge is 0.13 % per month of the total premiums paid.The charge will be deducted monthly, subject to a maximum of Rs 500 per Policy Administration Charge: For the 1st policy year, the Policy administration charge is 0.13 % per month of the total premiums paid.The charge will be deducted monthly, subject to a maximum of Rs 500 per Charge: For the 1st policy year, the Policy administration charge is 0.13 % per month of the total premiums paid.The charge will be deducted monthly, subject to a maximum of Rs 500 per policy year, the Policy administration charge is 0.13 % per month of the total premiums paid.The charge will be deducted monthly, subject to a maximum of Rs 500 per Policy administration charge is 0.13 % per month of the total premiums paid.The charge will be deducted monthly, subject to a maximum of Rs 500 per charge is 0.13 % per month of the total premiums paid.The charge will be deducted monthly, subject to a maximum of Rs 500 per charge will be deducted monthly, subject to a maximum of Rs 500 per month.

Upon surrendering the policy with - in the lock - in period of 5 years and on complete withdrawal from the policy, the fund value after deducting discontinuance charges is credited to the «Discontinued Policy Fund» and it is refunded upon completion of lock - in period, subject to minimum guaranteed interest rate of 4 % p.a.. Upon surrendering the policy after the lock - in period of 5 years and on complete withdrawal from the policy, the total fund value as on the date of surrender is payable and the policy then termipolicy with - in the lock - in period of 5 years and on complete withdrawal from the policy, the fund value after deducting discontinuance charges is credited to the «Discontinued Policy Fund» and it is refunded upon completion of lock - in period, subject to minimum guaranteed interest rate of 4 % p.a.. Upon surrendering the policy after the lock - in period of 5 years and on complete withdrawal from the policy, the total fund value as on the date of surrender is payable and the policy then termipolicy, the fund value after deducting discontinuance charges is credited to the «Discontinued Policy Fund» and it is refunded upon completion of lock - in period, subject to minimum guaranteed interest rate of 4 % p.a.. Upon surrendering the policy after the lock - in period of 5 years and on complete withdrawal from the policy, the total fund value as on the date of surrender is payable and the policy then termiPolicy Fund» and it is refunded upon completion of lock - in period, subject to minimum guaranteed interest rate of 4 % p.a.. Upon surrendering the policy after the lock - in period of 5 years and on complete withdrawal from the policy, the total fund value as on the date of surrender is payable and the policy then termipolicy after the lock - in period of 5 years and on complete withdrawal from the policy, the total fund value as on the date of surrender is payable and the policy then termipolicy, the total fund value as on the date of surrender is payable and the policy then termipolicy then terminates.

Total Policy Administration Charge may be increased up to a maximum of 1.50 % of annual premium per month.

Policy Administration Charge: 0.13 % per month of the total premiums paid will be charged.

For Edelweiss Tokio Life Total Secure Plus, premium allocation charge is not applicable and policy administration charge is not applicable.

Charges for LIC Group Credit and TATA AIA Group Total Suraksha include premium allocation, policy administration, switching, partial withdrawal etc..

Charges for IDBI Federal Loansurance Group and TATA AIA Group Total Suraksha include premium allocation, policy administration, switching, partial withdrawal etc..