Sentences with phrase «total policy limit»

You can claim up to the total policy limit in personal property losses, though if your policy is written with an appropriate amount of coverage it may not be necessary to go that high depending on the type of loss.
It covers accidents and illnesses up to the total policy limit, with no time restrictions.
The insurance company also argued that the total policy limit per accident was $ 1 million and the plaintiffs were not entitled to $ 2 million from any single accident, regardless of how many covered vehicles are involved.
Believing that the tractor and trailer constituted only one vehicle, the insurance company was only willing to cover the claim up to $ 1 million, which was the total policy limit.
That's subject to the total policy limit for personal property, of course, and you should read the terms of the policy.
You can claim up to the total policy limit in personal property losses, though if your policy is written with an appropriate amount of coverage it may not be necessary to go that high depending on the type of loss.

Not exact matches

«The main problem with entropy uncertainty models is that they are used to justify the notion that there's room to push agendas to the limit line of the outer edge of the envelope that supports the policy maker's cognitive bias,» opines Dennis Santiago, Senior Managing Director for Compliance and Analytics at Total Bank Solutions.
The focus of most reformulation policies is the reduction in quantities of nutrients - to - limit — Na, free sugars, SFA, trans - fatty acids and total energy.
Beyond federal Section 204 requirements, the policy sets nutritional standards for foods outside the National School Lunch Program concerning total fat, saturated fat, sugars, and serving size limits.
Instead, they argue that Australia should base its climate policy on a carbon budget that sets an upper limit on the country's total emissions between now and 2050, institute a cap - and - trade scheme, consider closing selected coal - fired power plants, and ramp up renewable energy.
Several bills pending in Congress would set a so - called cap - and - trade policy under which an overall limit on pollution would be set — and companies with low output could sell their allowances to those that fail to cut emissions as long as the total stays within the total pollution cap.
If your total spend is over a certain limit (currently around # 170,000 — including multi-year agreements) you must follow EU procurement directives; below this level and you must ensure the policy offers value for money.
* 6 Month / 6,000 Limited Warranty * 3 Day / 250 Miles Exchange Policy (see details below) Awards: * 2012 Total Cost of Ownership Awards
This «loss of use» coverage limits out at 20 % to 50 % of a policy's total value.
If properly endorsed onto a Carbondale, IL renters insurance policy, both roommates would share the total limit — adding a roommate doesn't increase the amount of coverage you have.
That's why you should consider an umbrella policy that would cover the total value of your at - risk assets if you incur accident expenses that exceed your auto insurance policy's limits.
Under the new policy, the benefits have been combined and limited to $ 65,000 total.
Instead, the limit might be a percentage of the renters insurance policy's total personal property coverage.
Usually a renters policy will limit coverage for storage unit items up to 10 % of your total coverage.
Policies usually coverge up to 10 % of the total personal property limit.
Remember, a renters insurance policy generally has three main limits: total property damage coverage, total liability coverage (in case a friend gets injured using the juicer in your apartment, incurs medical bills and / or sues you) and individual item coverage limits.
Limits are aggregate numbers, so if you have $ 15,000 of New Jersey renters insurance personal property coverage and a total loss like a fire, you'll be splitting that limit between everyone covered by the policy.
Most policies offer the same limits that apply in your home, but they do limit the coverage to a percentage of the total loss.
With collision, you would only have to pay your deductible and, subject to your policy limits, we would pay the cost of repairs or actual cash value of the car if it's a total loss.
For those with a lot of extra cash to invest each year there is a limit to the amount you can pay into the policy (typically a percentage of the total policy value), this limit is known as the MEC (modified endowment contract) limit.
When a loss occurs it may be covered up to the total limit under this section of the policy.
The total amount you're reimbursed is subject to the terms and conditions of your particular policy, including deductible and limits.
At the least, you're required by law to buy a 20/40/10 policy: minimum bodily injury liability limits of $ 20,000 per injured person, up to a total of $ 40,000 per accident, and property damage liability coverage of $ 10,000.
Each of them will get a pro-rated share of the policy limit, based on their share of the total loss.
By transferring the risk, you know your payment will be small even if there's a total loss, and you'll be put back in the same financial condition you were in before the loss, subject to the policy limits and conditions.
Paid up additions allow you to contribute more premium into the policy, but not exceeding the total limit set by formula described in the internal revenue code.
Suicide Clause: A life insurance policy provision that states if the insured dies by suicide within a certain period of time from the date of issue (usually two years) the amount payable would be limited to the total premiums paid minus any policy loans or outstanding premiums.
If your total assets exceed the limit of your home insurance policy's liability clause, consider purchasing an umbrella policy to provide extra liability protection.
The limits of a policy are aggregate, or total.
If you'd like to increase the amount of your total aggregate personal property limit that can be used for a jewelry loss by theft, there's an endorsement that can easily be added on most policies.
The policy would never pay more than the total personal property limit.
As the length the policy is in force beyond the 20 years, interest accrual adds to the value so when benefits are paid eventually the total amount can be substantially higher than the original policy limit.
Your policy will have an overall limit — say $ 30,000 worth of total coverage — and individual limits for expensive property.
Usually there's a limit (around 10 % of the total coverage on your original policy), and your deductible applies to any claims while travelling.
While there isn't a concrete policy, you should strive to keep your total outstanding balance below 30 % of your total credit limit.
In a somewhat controversial move to reduce crowding, American Express limited the immediate family policy to only two guests total, regardless of familial status.
You'll notice that key differences are no primary car rental insurance and that many of the totals for policy limits are cut in half for the Freedom when compared to the CSP.
Without specific policies tackling the issue of eliminating petroleum from our transportation system, these emissions will continue to limit any reduction the US is able to make to our total emissions.
In a series of papers published since 2010 (e.g., a 2016 paper in Energy Policy), Patrick Moriarty and Damon Honnery of Monash University in Australia have identified several crucial factors that will limit the total global output of renewable electricity.
For instance, opening up both the Northwest Passage and the Russian Northern Sea Route for up to 100 days a year — while a boon to international shipping and consumers in East Asia, North America, and Western Europe — will have to be accompanied by policies designed to limit the total burden of pollutants entering the Arctic environment from ports, ship operations, and accidents.
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So, after the at - fault driver's insurance company offers its policy limit, Noelle can make a claim under her underinsured motorists coverage and recover up to a total of $ 50,000, her policy limit.
Even in cases with medical bills totaling less than $ 3,000.00, I have been able to recover the $ 25,000.00 policy limits because of the punitive damages aspect of the case.
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