Sentences with phrase «total revolving credit»

In December, total revolving credit rose by $ 2.8 billion, up 4.1 percent from November, after increasing $ 5.6 billion, or 8.4 percent, in the prior month, the Fed said.

He points out that December's total revolving credit of $ 801 billion was still far less than the peak of $ 972 billion in August 2008.

In April, depository institutions accounted for 80.4 % of total revolving credit holdings.

In April, depository institutions accounted for 80.4 percent of total revolving credit holdings.

Your FICO score evaluates your total revolving credit -LSB-?]

It's a good rule of thumb to try to keep your revolving credit utilization (credit cards, lines of credit, etc.) to around 30 percent of the total revolving credit available to you.

People with FICO scores of 800 or higher have a median total revolving credit balance of $ 1,446, compared with $ 2,040 for the U.S. population overall (who have an average score of 700).

Together, the largest 10 credit card issuers — Citi, Chase, Capital One, Bank of America, Discover, Synchrony Financial, American Express, Wells Fargo, Barclays, and U.S. Bank — together hold roughly 89 % of total revolving credit card debt in the United States.

The total revolving credit limit is calculated from the consumer's report and is an indication of that borrower's capacity to quickly borrow more money if needed.

It is a calculation that represents the total debt a borrower is utilizing in comparison to the total revolving credit that they have been approved for by credit issuers.

Not exact matches

According to the Federal Reserve's G. 19 report on consumer credit from 2013, the total U.S. outstanding revolving debt was $ 856.5 billion dollars in 2013.

Of that total just over $ 1 trillion is revolving debt — basically credit cards and lines of credit.

This margin is determined based on the total leverage ratio for the preceding fiscal quarter or fiscal year and whether a qualified initial public offering has occurred in accordance with the terms of the revolving credit agreement.

During that time there was a severe drop in average credit card debt, despite total outstanding revolving debt continuing to rise.

Lending Club uses a somewhat complex formula that takes into account various factors that appear on a borrower's credit report, such as FICO score, number of recent credit inquiries, length of credit history, the total number of open credit accounts and revolving credit, to name a few.

The Revolving Credit Facility provides for a revolving total commitment of $ 50.0 million and bears interest, at our option, at either the prime rate or LIBOR plus, in each case, an applicable margin determined according to a grid based on a net funded debt to Adjusted EBITRevolving Credit Facility provides for a revolving total commitment of $ 50.0 million and bears interest, at our option, at either the prime rate or LIBOR plus, in each case, an applicable margin determined according to a grid based on a net funded debt to Adjusted EBITrevolving total commitment of $ 50.0 million and bears interest, at our option, at either the prime rate or LIBOR plus, in each case, an applicable margin determined according to a grid based on a net funded debt to Adjusted EBITDA ratio.

For example, if you have two credit cards with a $ 500 limit each and no other revolving lines of credit, then you have a total limit of $ 1,000.

The Revolving Credit Facility provides for a revolving total commitment amount of $ 50.0Revolving Credit Facility provides for a revolving total commitment amount of $ 50.0revolving total commitment amount of $ 50.0 million.

The Revolving Credit Facility provides for a revolving total commitment of $ 20,000 of which $ 15,000 was available immediately and can be increased to $ 20,000 on or after the first anniversary of the effective date upon the Company's election and satisfaction of certain coRevolving Credit Facility provides for a revolving total commitment of $ 20,000 of which $ 15,000 was available immediately and can be increased to $ 20,000 on or after the first anniversary of the effective date upon the Company's election and satisfaction of certain corevolving total commitment of $ 20,000 of which $ 15,000 was available immediately and can be increased to $ 20,000 on or after the first anniversary of the effective date upon the Company's election and satisfaction of certain conditions.

As of December 31, 2013, the Company had term loan facilities with a financial institution totaling $ 26.0 million consisting of a $ 14.0 million revolving line of credit, a $ 3.0 million senior term loan, and a $ 9.0 million mezzanine term loan facility.

The total outstanding balance that is due on a revolving credit account is reported to credit agencies at various times throughout the month.

Inventure entered into a new $ 60 million senior secured term loan and a new $ 30 million senior secured revolving line of credit with a syndicate of lenders led by U.S. Bank National Association pursuant to a Credit Agreement, a Security Agreement and certain other customary ancillary agreements to fund the purchase and re-pay two existing equipment term loans totaling $ 8.4 million and the existing revolving line of credit totaling $ 17.6 million as of Ncredit with a syndicate of lenders led by U.S. Bank National Association pursuant to a Credit Agreement, a Security Agreement and certain other customary ancillary agreements to fund the purchase and re-pay two existing equipment term loans totaling $ 8.4 million and the existing revolving line of credit totaling $ 17.6 million as of NCredit Agreement, a Security Agreement and certain other customary ancillary agreements to fund the purchase and re-pay two existing equipment term loans totaling $ 8.4 million and the existing revolving line of credit totaling $ 17.6 million as of Ncredit totaling $ 17.6 million as of Nov. 8.

I always have the total amount I charge on my credit cards in my debit account before I even consider using my revolving credit lines.

The ratio divides your total revolving balances into the total credit limits for your revolving accounts.

Add up the total mortgage payment (principal and interest, escrow deposits for taxes, hazard insurance, mortgage insurance premium, homeowners» dues, etc.) and all recurring monthly revolving and installment debt (car loans, personal loans, student loans, credit cards, etc.).

Revolving debt utilization ratio — compares the current total balances to the cumulative credit limits on revolving accounts (credit cards, home equity line of crediRevolving debt utilization ratio — compares the current total balances to the cumulative credit limits on revolving accounts (credit cards, home equity line of credirevolving accounts (credit cards, home equity line of credit, etc.).

Next, add up your total balance on all of your revolving credit accounts (don't include installment loans like a car loan, student loan, or mortgage).

Every month, the Federal Reserve releases statistics regarding total outstanding debts in America — these are referred as «revolving» and «non-revolving» credit.

During that time there was a severe drop in average credit card debt, despite total outstanding revolving debt continuing to rise.

What is more important is how many accounts have balances and how much of the total credit line is being used on credit cards and other «revolving credit» accounts.

Per capita credit card debt among those who carry a balance is up by roughly 9 % since 2013 and total outstanding revolving debt, which mostly comprises credit card debt, is up by about 20 % over that same time, according to the latest data released by the Federal Reserve.

Credit Line The total of revolving credit that may be borrowed partially or in full against an acCredit Line The total of revolving credit that may be borrowed partially or in full against an accredit that may be borrowed partially or in full against an account.

That explains why, according to a report on consumer credit by the Federal Reserve, the total amount of revolving debt owed by U.S. consumers stood at a staggering $ 953.3 billion as of May of 2016.

One of the key factors that cause credit scores to move up or down is how much debt you owe on revolving accounts (such as credit cards and lines of credit) compared to your total available credit limits.

With revolving credit it is important to maintain a low balance and never use your total credit limit.

With that said, the total U.S. outstanding revolving credit card debt in May 2016 was a staggering $ 953.3 billion dollars, which breaks down to $ 3,766 per person.

As of December 2017, the Federal Reserve shows $ 3.84 trillion of total consumer debt in America, with $ 1.027 trillion of that as revolving (mostly credit card) debt.

Start paying down your high balances on revolving credit (aim to owe no more than one - third of your total credit limit on any single credit card or store charge card)

The available revolving credit limit for your new card will be reduced by the total amount of the transfers, including fees we approve.

So closing the Dividend card won't have any significant negative impact on my credit, especially given that I have a total of 18 revolving accounts.

A further 15 % of the total score is attributed to the length of your credit history, 10 % to any new credit applications, and the remaining 10 % looks at the type of credit that you hold — revolving credit or installment credit.

«Proportion of credit lines used (proportion of balances to total credit limits on certain types of revolving accounts)» [3]

As far as DTI and FICO — FICO looks at your total available credit to credit utilized (the aggregate balance and percentage advanced on all of your revolving lines including HELOCs, credit cards, and overdraft protection lines — if they are reported).

Plus, FICO considers the total amount of revolving debt across all your credit card limits together as well as individually.

It is beneficial to have a total of five active trade lines with a mix of installment loans and revolving credit.

32: Balances on bankcard or revolving accounts too high compared to credit limits 16: The total of all balances on your open accounts is too high 85: You have too many inquiries on your credit report 13: Your most recently opened account is too new

The goal of this move is to increase the average age of your revolving lines of credit without reducing your total credit limit, which will affect your utilization.

Total Estimated Revolving Credit — These figures include credit cards and loans issued by banks, credit unions, depository institutions and finance compCredit — These figures include credit cards and loans issued by banks, credit unions, depository institutions and finance compcredit cards and loans issued by banks, credit unions, depository institutions and finance compcredit unions, depository institutions and finance companies.

Revolving credit, such as credit cards, is a line of credit where the total amount owed may fluctuate on a monthly basis, and there is no finite end date to the loan.

This is the amount of revolving credit you are presently using divided by the total amount of free revolving credit.