Sentences with phrase «total utilization rate»

What has been released is that the total utilization rate, defined as the number of billable hours as a proportion of the hours in a working day, was only 28 % for lawyers in 2015.

If you take out a loan for less, you might be lowering your overall total utilization rate.

Not exact matches

While closing a card doesn't shorten your account history, it decreases your total amount of credit available, and therefore increases your credit utilization rate, which could negatively impact your credit score.

Of course, closing a credit card could be problematic for another reason: The effect it has on your credit utilization rate, which is how much credit you're using out of the total amount available to you.

(3) Diesel assumes high end capacity factor of 10 % representing intermittent utilization and low end capacity factor of 95 % representing baseload utilization, O&M cost of $ 30 per kW / year, heat rate of 9,500 — 10,000 Btu / kWh and total capital costs of $ 500 to $ 800 per kW of capacity.

Your credit utilization rate is the ratio of your outstanding card balances to your total credit limit.

That, in turn, increases your utilization rate even if your balance total remains the same.

The total combined balance is $ 750, or 30 % of available credit — your overall utilization rate.

But the total balance remains the same at $ 750, or at a much higher 50 % utilization rate.

Reducing your total available credit by canceling a credit card can increase your utilization rate if you currently have other credit card debt.

But it also decreases the total amount of credit, resulting in a higher utilization rate which generally lowers scores, Experian notes.

Your credit card utilization rate is basically the ratio of your credit card's current balance compared to the total available spending limit on the card.

Your credit utilization rate is your total amount of debt divided by your total amount of available credit.

But if you close Card C because you don't use it anymore, the combined utilization rate of the two remaining cards shoots up to 40 % ($ 800 in total balances divided by $ 2,000 in credit limits).

Together, the utilization rate for the cards is 27 % ($ 800 in total balances divided by $ 3,000 in combined credit limits).

Improve your credit by keeping the account open and lowering your credit card utilization rate, which is how much you charge / owe (outstanding balances) vs. your total available credit limit.

Your total credit available is known as your open credit utilization rate.

If you close one of the cards, however, you're suddenly using $ 2,000 out of $ 5,000 in total credit — and now your utilization rate has jumped to an unsavory 40 %.

If your total credit utilization rate is higher than 30 %, our calculator also shows what your credit utilization may become after debt consolidation.

The total effect of credit utilization appears to have no more than a 30 % impact on one's credit rating, which corresponds to the notes released by FICO.

A rule of thumb is to never have utilization rates of more than 30 % on any one card or in total.

The utilization rate will hit 100 percent for this card and will ultimately lift the total credit utilization rate between accounts.

One way people may try to improve their credit utilization rate is to increase the total amount of credit they have to their name.

Lenders consider your credit utilization ratio — the total amount of credit available to you versus your total debt — when deciding on your rate.

You can figure out your utilization rate by dividing your total credit balances by your total credit limits.

• Remember your credit card utilization rate, which is your total card balances compared to your total credit limits.

Your utilization rate is essentially the ratio of your total credit card balances — what you use — and your total available credit — what you have.

However, wind provided only 3.4 % of total electricity generation between January and November 2012 (the latest available data), reflecting a capacity utilization rate that is limited by the intermittent nature of the wind resource.

Your utilization rate is based on how much of your total available credit you are using.

For example, if you have three credit cards with a total credit limit of $ 10,000, but all of the card balances add up to $ 5,000, your credit utilization rate is 50 percent.

Paying off the balances in full each month should keep the credit utilization rate low, which should preferably be at no more than 30 percent on any one card or in total.

Paying off the balances in full each month should keep the credit utilization rate low — preferably not more than 30 percent on any one card or in total.