Sentences with phrase «total value of the insurance policies»

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That's why you should consider an umbrella policy that would cover the total value of your at - risk assets if you incur accident expenses that exceed your auto insurance policy's limits.

The maturity clause of a life insurance policy is fairly complicated, but this basically means that the value you would be able to keep by surrendering the policy becomes larger than the total death benefit.

The cash value held in a life insurance policy is determined by subtracting the cost of insurance and other charges levied by the insurance company from the total amount of premiums paid plus any interest or capital appreciation earned on the cash value.

In the unfortunate event that your car is totaled or stolen, insurance policies typically only cover the replacement value, or «cash value» of the vehicle.

The premiums for most jewelry insurance policies are between 1 % to 2 % of the total insured value, meaning $ 10,000 of coverage might cost only $ 100 a year.

Since most insurance policies base their claims on the present value of your vehicle, your loan balance could likely be higher than the value of your vehicle if your vehicle is stolen or totaled.

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If you own a typical permanent life insurance policy (lifetime coverage) and did a straight present value calculation of the premiums you can expect to pay during your lifetime, the total will be less than the death benefit.

This may also be true if the total value of your injuries and other losses exceeds the policy limit of the insurance policy applicable to your claim.

Surrender value of Future Generali Bima Gain and E T Total Secure Plus is the amount of money that will be provided by the insurance company in case you want to surrender the policy before maturity.

Surrender value of Exide Life New Creating Plus and E T Total Secure Plus is the amount of money that will be provided by the insurance company in case you want to surrender the policy before maturity.

Surrender value of Aviva Group Leave Encashment and TATA AIA Group Total Suraksha is the amount of money that will be provided by the insurance company in case you want to surrender the policy before maturity.

Surrender value of A R Premier Endowment and E T Total Secure Plus is the amount of money that will be provided by the insurance company in case you want to surrender the policy before maturity.

Surrender value of E T Total Secure Plus and Guranteed Money Back is the amount of money that will be provided by the insurance company in case you want to surrender the policy before maturity.

Surrender value of TATA AIA Group Total Suraksha and Aviva Corporate Life Plus is the amount of money that will be provided by the insurance company in case you want to surrender the policy before maturity.

Surrender value of E T Total Secure Plus and Edelweiss Tokio GCAP is the amount of money that will be provided by the insurance company in case you want to surrender the policy before maturity.

What is the total value of your existing life insurance policies including any group coverage through work?

Your homeowners insurance policy will be subject to one of three policy limits, derived from the total value of your home.

Total Cash Value In whole life insurance, Total Cash Value generally consists of the policy's Guaranteed Cash Value, if all premiums due have been paid; the cash value of any Paid - Up Additional Insurance; or any Dividend AccumulatValue In whole life insurance, Total Cash Value generally consists of the policy's Guaranteed Cash Value, if all premiums due have been paid; the cash value of any Paid - Up Additional Insurance; or any Dividend Accuminsurance, Total Cash Value generally consists of the policy's Guaranteed Cash Value, if all premiums due have been paid; the cash value of any Paid - Up Additional Insurance; or any Dividend AccumulatValue generally consists of the policy's Guaranteed Cash Value, if all premiums due have been paid; the cash value of any Paid - Up Additional Insurance; or any Dividend AccumulatValue, if all premiums due have been paid; the cash value of any Paid - Up Additional Insurance; or any Dividend Accumulatvalue of any Paid - Up Additional Insurance; or any Dividend AccumInsurance; or any Dividend Accumulations.

Gap Insurance is a type of Auto Insurance policy that offers coverage for the difference (gap) between a car's actual cash value that your insurance company pays when your car is totaled or stolen and the amount the insured person owes the financeInsurance is a type of Auto Insurance policy that offers coverage for the difference (gap) between a car's actual cash value that your insurance company pays when your car is totaled or stolen and the amount the insured person owes the financeInsurance policy that offers coverage for the difference (gap) between a car's actual cash value that your insurance company pays when your car is totaled or stolen and the amount the insured person owes the financeinsurance company pays when your car is totaled or stolen and the amount the insured person owes the finance company.

The insurance company adds up the number of term premiums that will be required on the policy in total, divides by the number of years for which a level premium is guaranteed, discounts for the time value of the money using the interest rates available at the time, and charges the resulting level premiums rather than the actual yearly renewable term rate.

Net Amount of Insurance at Risk The difference between a life insurance policy's total face amount and the policy's caInsurance at Risk The difference between a life insurance policy's total face amount and the policy's cainsurance policy's total face amount and the policy's cash value.

This cash can be used to purchase additional life insurance (paid - up additions) that increases both the total death benefit and cash value of your life insurance policy.

Contrary to this, the cover of a life insurance policy has increased by a total of 14 % in value.

In case of an accident or a total loss, insurance providers do not consider the vehicle's market value, they take into account the IDV value of car mentioned while taking the policy.

By moving ownership of the life insurance policy out of the insured's ownership and into the ownership of a trust, for instance, the value of the policy's proceeds will not be included in the insured's total estate — and he or she will therefore not owe taxes on this amount.

- The age and gender of the homeowner - Whether or not the homeowner currently smokes cigarettes - The total value of the home and any land that accompanies it - The total value of the mortgage balance remaining for payment - The length of the insurance policy being pursued (typically the same length as the mortgage term)- The zip code of the home's location

Renters insurance is written for your personal property, so it's important to get a custom policy that fits the total value of all your belongings.

The Corporation's book value shall be equal to the excess of the book value of the total assets of the Corporation, including any proceeds of insurance policies / excluding the proceeds of any insurance policies owned by the Corporation on the lives of its shareholders, over the book value of the Corporation's total liabilities, excluding the Corporation's liability under this Agreement to purchase the shares for which the purchase price is being measured, based on the Corporation's books and records.

According to these legal financial requirements, the insurance companies are legally bound to set up a reserve, which at all times must be equal to the withdrawal or surrender value of their total block of annuity policies or contracts, i.e. the annuity providing insurance companies must set aside funds equal to the surrender value of every annuity contract in force.

«The total value of benefits paid was also undoubtedly larger as there are thousands of individuals who own linked benefit life insurance or annuity policies that can also provide LTC benefits,» Slome acknowledged.

But if you are ever unfortunate enough to experience a total loss due to accident or theft, most standard insurance policies pay the actual cash value of the car at the time of the incident.

An important note to consider is that insurance policies only cover the actual cash value of a vehicle if it is totaled or stolen.

Standard comprehensive and collision car insurance policies help pay for the replacement of your vehicle if it's a covered total loss — up to the limits of your policy and the car's actual cash value.

Your comprehensive policy would pay (after the deductible) for repair costs or reimburse you for the actual cash value of the car if your insurance adjusters say it's a total loss.

The maturity clause of a life insurance policy is fairly complicated, but this basically means that the value you would be able to keep by surrendering the policy becomes larger than the total death benefit.

* For a variable life insurance policies, if you withdraw a greater amount of cash value than the total amount you've paid in premiums, you pay taxes on the difference.

This is the face value of the life insurance policy that is to be paid out to your beneficaries in the event of your death and the total amount paid out (less any loans against the policy) is usually in a nontaxable lump sum payment.

It is calculated at the time of availing two wheeler insurance policies by deducting the depreciated value from the showroom value of your bike and it is also the maximum amount you can claim in case of total damage or theft.

In case your term insurance policy is issued on or after April 1, 2012, then tax deduction is applicable only for the total premium amount valued up to 10 % of the maximum sum assured.

However, the situation is far more problematic in scenarios where the balance of the life insurance policy loan is approaching the cash value, or in the extreme actually equals the total cash value of the policy — the point at which the life insurance company will force the policy to lapse (so the insurance company can ensure full repayment before the loan collateral goes «underwater»).

Surrender value of iSecure and E T Total Secure Plus is the amount of money that will be provided by the insurance company in case you want to surrender the policy before maturity.

Surrender value of E T Total Secure Plus and Super Money Back is the amount of money that will be provided by the insurance company in case you want to surrender the policy before maturity.

Under federal law, an individual can choose to protect a total of up to $ 10,775 of the cash value accumulated in a life insurance policy.

Surrender value of TATA AIA Group Total Suraksha and Kotak Premier Pension is the amount of money that will be provided by the insurance company in case you want to surrender the policy before maturity.

It's also worth noting that an umbrella policy may be able to extend coverage in the event of liabilities that are not covered by existing policies too — in this case the total liability insurance in these events is limited to the value of the umbrella policy and does not include any other policy's limit.

There are two primary types of insurance coverage in which renters can choose from: actual cash value (ACV) policies, or total replacement cost versions.

When a vehicle is totaled, a standard auto insurance comprehensive policy will issue a check to the policy holder for the actual cash value (ACV) of the vehicle, a number which represents the insurance company's closest assessment of its market value had it been sold on the day of the loss claim.