Sentences with phrase «total value of the vehicle»

Other things that will be taken up would be the total value of the vehicles that you want to use for a car title loan and the repayment scheme that will be followed when the loan is in effect.
If the additional premium for this coverage is less than the total value of the vehicle, keep full coverage.

Not exact matches

FMS earnings before tax as a percentage of FMS total revenue and FMS operating revenue (a non-GAAP measure) were 4.0 % and 4.8 %, respectively, both down 60 basis points from the prior year, primarily reflecting higher depreciation due to vehicle residual value policy changes and lower used vehicle sales results.
«The total value of the seizure made by the task force since it was established in July 2016, excluding the senator's 13 vehicles, is N269.5 m.
[6] The columns in the table address: a) the vehicle by which funding is delivered (e.g., tax expenditure vs. social program); b) the particulars of that funding vehicle (e.g., payments to individuals vs. program providers or states); c) the dollar value of the benefit to a family; d) whether the tax benefits are refundable (provide refunds to low income families in excess of their tax liability); e) whether the benefits are progressive (inverse to family income); f) the total annual program expenditure that is conditional on children (e.g., spending on housing vouchers that goes to families without children is excluded); and g) the estimated portion of the total expenditure that goes to children under five years of age.
If you currently lease an Audi, BMW, Infiniti, Jaguar, Lexus, or Mercedes - Benz vehicle, and lease or purchase a new 2017 S90, Volvo will reimburse the balance of your lease commitment for up to six months at a maximum of $ 750 per month (maximum total value $ 4,500).
Salvage or Total Loss of Vehicle: Any vehicle that has ever been issued a «salvage» title or similar title under any state law or has ever been declared a «total loss» or equivalent by a financial institution or insurer, such as by payment for a claim in lieu of repairs because the cost or repairs exceeded the cash value of the vehTotal Loss of Vehicle: Any vehicle that has ever been issued a «salvage» title or similar title under any state law or has ever been declared a «total loss» or equivalent by a financial institution or insurer, such as by payment for a claim in lieu of repairs because the cost or repairs exceeded the cash value of the vVehicle: Any vehicle that has ever been issued a «salvage» title or similar title under any state law or has ever been declared a «total loss» or equivalent by a financial institution or insurer, such as by payment for a claim in lieu of repairs because the cost or repairs exceeded the cash value of the vvehicle that has ever been issued a «salvage» title or similar title under any state law or has ever been declared a «total loss» or equivalent by a financial institution or insurer, such as by payment for a claim in lieu of repairs because the cost or repairs exceeded the cash value of the vehtotal loss» or equivalent by a financial institution or insurer, such as by payment for a claim in lieu of repairs because the cost or repairs exceeded the cash value of the vehiclevehicle.
Odometer is 35943 miles below market average!Awards: * 2012 KBB.com Total Cost of Ownership Awards * 2012 KBB.com Best Resale Value Awards This OPEN ROAD CERTIFIED used vehicle has passed our rigorous 72 point inspection and comes with a no charge full comprehensive warranty.
A total of nine vehicle segments increased in overall value during spring, including five car segments, led by Mid-Size and Compact Cars, each up +2.5 % on the month.
«The above - average strength of the spring season was on full display during April, with a total of nine vehicle segments showing an increase in value,» said Anil Goyal, Executive Vice President, Operations at Black Book.
In keeping with its industry - leading fuel efficiency status, Hyundai achieved a corporate average fuel economy level of 37.0 MPG (28.5 MPG label value) in May, while selling 25,614 vehicles (38 percent of total sales) with 40 MPG window label highway fuel economy ratings.
As an optional addendum to your loan and designed to help cover the difference between the vehicle's actual cash value and the outstanding loan balance after a total loss, having a GAP Waiver can reduce or eliminate those out - of - pocket expenses.
The U.S. News & World Report rankings compare cars on the basis of safety, reliability and a consensus of industry experts» opinions, along with value — which is measured by a combination of a vehicle's five - year total cost of ownership and the average price paid for the vehicle at the time the awards are published.
Awards: * 2012 Best Resale Value Awards * 2012 Total Cost of Ownership Awards When you choose a Rice Vehicle, rest assured that it has gone through our rigorous safety inspection done by Certified Factory Technicians.
Because you're only paying off a portion of the vehicle's total value, monthly payments on a lease are much lower than what you'd be making on your average auto loan.
In fact, unless you have ever experienced a total loss in a vehicle accident you may be unaware of the value this type of policy can have for a consumer.
Awards: * 2012 Best Resale Value Awards * 2012 Total Cost of Ownership Awards * Every vehicle comes with a FREE Carfax Vehicle History vehicle comes with a FREE Carfax Vehicle History Vehicle History Report!
As a rule of thumb, if your premium for comprehensive and collision is more than 10 percent of your vehicle's total value, consider carrying liability - only coverage.
Guaranteed Asset Protection (GAP) with Auto Advantage covers the difference between the cash value of your vehicle at the time of theft or total loss and what you actually owe on your loan.
To calculate your current gap you'll need to determine the total amount you owe your leasing or financing company, the actual cash value of your vehicle, and your insurance deductible.
Total loan amount can not exceed USAA's determination of vehicle's value plus tax, title and license.
To calculate a total insurance loss and receive a fair settlement from the insurance company, you need to research the actual cash value of the vehicle and provide documentation supporting your research.
An automobile, according to Maine's Bureau of Insurance, is often considered a total loss if the cost to repair the vehicle is 75 percent or more than the actual cash value of the vehicle.
Loan or Lease Gap Insurance: If your vehicle is involved in a total loss, this optional coverage pays for the difference between the actual cash value of your car and the unpaid portion of your loan or lease.
Car Replacement Assistance (CRA) pays 20 % — in addition to the actual cash value of the vehicle — if your car is totaled.
This study looked at four different areas of wealth accumulation including total net worth; financial assets like savings, stocks, and mutual funds; non-financial assets like homes or vehicles, and the value of a borrower's living residence.
If your car is totaled, we'll help pay off the balance of your loan (up to 125 % of your vehicle's current value).
GAP would step - in to pay your auto insurance deductible (up to $ 1,000) and the deficiency between the value of your vehicle and the loan payoff - for a total of $ 5,000 in this example.
In the unfortunate event that your car is totaled or stolen, insurance policies typically only cover the replacement value, or «cash value» of the vehicle.
Since most insurance policies base their claims on the present value of your vehicle, your loan balance could likely be higher than the value of your vehicle if your vehicle is stolen or totaled.
If you own several cars and would like to apply at least two of them for a car title loan, the important thing to consider is choosing which vehicles will total to the value of your intended loan amount.
While the choice is up to you and your personal preferences, keep in mind that the older a vehicle is the smaller its assessed value can be — and thus there is a chance that you fall short of your total amount.
Inherently secretive, with the companies» surface «face value» acting primarily as a shield for its real operations, the most surreal aspect to Offshore Investigation Vehicle is its total legality, as we've seen through the revelations but lack of repercussions following the release of the Panama and Paradise Papers.
We added 10 % of the market value of funds / vehicles with fossil fuel investments to the market value of direct fossil fuel investments to get a total amount invested in fossil fuels for each fund.
ENVIRONMENTAL OVERVIEW Minister for the Environment & Heritage: David Kemp Minister for Forestry & Conservation: Ian McDonald Total Energy Consumption (2000E): 4.89 quadrillion Btu * (1.2 % of world total energy consumption) Energy - Related Carbon Emissions (2000E): 96.87 million metric tons of carbon (1.5 % of world carbon emissions) Per Capita Energy Consumption (2000E): 255 million Btu (vs U.S. value of 351 million Btu) Per Capita Carbon Emissions (2000E): 5.1 metric tons of carbon (vs U.S. value of 5.6 metric tons of carbon) Energy Intensity (2000E): 10,804 Btu / U.S. $ 1995 (vs U.S. value of 10,918 Btu / $ 1995) ** Carbon Intensity (2000E): 0.21 metric tons of carbon / thousand U.S. $ 1995 (vs U.S. value of 0.17 metric tons / thousand $ 1995) ** Sectoral Share of Energy Consumption (1999E): Transportation (42 %) Industrial (37 %), Residential (13.5 %), Commercial (7.5 %) Sectoral Share of Carbon Emissions (1998E): Industrial (46.4 %), Transportation (26.5 %), Residential (15.2 %), Commercial (11.9 %) Fuel Share of Energy Consumption (2000E): Coal (44.2 %), Oil (34.8 %), Natural Gas (16.6 %) Fuel Share of Carbon Emissions (1999E): Coal (55.4 %), Oil (32.6 %), Natural Gas (12.0 %) Renewable Energy Consumption (1998E): 396 trillion Btu * (0.9 % increase from 1997) Number of People per Motor Vehicle (1998): 1.7 (vs U.S. value of 1.3) Status in Climate Change Negotiations: Annex I country under the United Nations Framework Convention on Climate Change (ratified December 30th, 1Total Energy Consumption (2000E): 4.89 quadrillion Btu * (1.2 % of world total energy consumption) Energy - Related Carbon Emissions (2000E): 96.87 million metric tons of carbon (1.5 % of world carbon emissions) Per Capita Energy Consumption (2000E): 255 million Btu (vs U.S. value of 351 million Btu) Per Capita Carbon Emissions (2000E): 5.1 metric tons of carbon (vs U.S. value of 5.6 metric tons of carbon) Energy Intensity (2000E): 10,804 Btu / U.S. $ 1995 (vs U.S. value of 10,918 Btu / $ 1995) ** Carbon Intensity (2000E): 0.21 metric tons of carbon / thousand U.S. $ 1995 (vs U.S. value of 0.17 metric tons / thousand $ 1995) ** Sectoral Share of Energy Consumption (1999E): Transportation (42 %) Industrial (37 %), Residential (13.5 %), Commercial (7.5 %) Sectoral Share of Carbon Emissions (1998E): Industrial (46.4 %), Transportation (26.5 %), Residential (15.2 %), Commercial (11.9 %) Fuel Share of Energy Consumption (2000E): Coal (44.2 %), Oil (34.8 %), Natural Gas (16.6 %) Fuel Share of Carbon Emissions (1999E): Coal (55.4 %), Oil (32.6 %), Natural Gas (12.0 %) Renewable Energy Consumption (1998E): 396 trillion Btu * (0.9 % increase from 1997) Number of People per Motor Vehicle (1998): 1.7 (vs U.S. value of 1.3) Status in Climate Change Negotiations: Annex I country under the United Nations Framework Convention on Climate Change (ratified December 30th, 1total energy consumption) Energy - Related Carbon Emissions (2000E): 96.87 million metric tons of carbon (1.5 % of world carbon emissions) Per Capita Energy Consumption (2000E): 255 million Btu (vs U.S. value of 351 million Btu) Per Capita Carbon Emissions (2000E): 5.1 metric tons of carbon (vs U.S. value of 5.6 metric tons of carbon) Energy Intensity (2000E): 10,804 Btu / U.S. $ 1995 (vs U.S. value of 10,918 Btu / $ 1995) ** Carbon Intensity (2000E): 0.21 metric tons of carbon / thousand U.S. $ 1995 (vs U.S. value of 0.17 metric tons / thousand $ 1995) ** Sectoral Share of Energy Consumption (1999E): Transportation (42 %) Industrial (37 %), Residential (13.5 %), Commercial (7.5 %) Sectoral Share of Carbon Emissions (1998E): Industrial (46.4 %), Transportation (26.5 %), Residential (15.2 %), Commercial (11.9 %) Fuel Share of Energy Consumption (2000E): Coal (44.2 %), Oil (34.8 %), Natural Gas (16.6 %) Fuel Share of Carbon Emissions (1999E): Coal (55.4 %), Oil (32.6 %), Natural Gas (12.0 %) Renewable Energy Consumption (1998E): 396 trillion Btu * (0.9 % increase from 1997) Number of People per Motor Vehicle (1998): 1.7 (vs U.S. value of 1.3) Status in Climate Change Negotiations: Annex I country under the United Nations Framework Convention on Climate Change (ratified December 30th, 1992).
ENVIRONMENTAL OVERVIEW Total Energy Consumption (2000E): 2.7 quadrillion Btu * (0.7 % of world total energy consumption) Energy - Related Carbon Emissions (2000E): 36.4 million metric tons of carbon (0.6 % of world carbon emissions) Per Capita Energy Consumption (2000E): 73.2 million Btu (vs. U.S. value of 351.0 million Btu) Per Capita Carbon Emissions (2000E): 1.0 metric tons of carbon (vs U.S. value of 5.6 metric tons of carbon) Energy Intensity (2000E): 9,226 Btu / $ 1995 (vs U.S. value of 10,918 Btu / $ 1995) ** Carbon Intensity (2000E): 0.12 metric tons of carbon / thousand $ 1995 (vs U.S. value of 0.17 metric tons / thousand $ 1995) ** Sectoral Share of Energy Consumption (1998E): Industrial (48.6 %), Transportation (23.7 %), Residential (18.8 %), Commercial (8.8 %) Sectoral Share of Carbon Emissions (1998E): Industrial (44.8 %), Transportation (32.7 %), Residential (16.2 %), Commercial (6.2 %) Fuel Share of Energy Consumption (2000E): Natural Gas (45.2 %), Oil (36.3 %), Coal (1.5 %) Fuel Share of Carbon Emissions (2000E): Oil (48.1 %), Natural Gas (49.3 %), Coal (2.5 %) Renewable Energy Consumption (1998E): 393 trillion Btu * (0.5 % decrease from 1997) Number of People per Motor Vehicle (1998): 5.6 (vs U.S. value of 1.3) Status in Climate Change Negotiations: Non-Annex I country under the United Nations Framework Convention on Climate Change (signed June 12, 1992 and ratified on March 11, 1Total Energy Consumption (2000E): 2.7 quadrillion Btu * (0.7 % of world total energy consumption) Energy - Related Carbon Emissions (2000E): 36.4 million metric tons of carbon (0.6 % of world carbon emissions) Per Capita Energy Consumption (2000E): 73.2 million Btu (vs. U.S. value of 351.0 million Btu) Per Capita Carbon Emissions (2000E): 1.0 metric tons of carbon (vs U.S. value of 5.6 metric tons of carbon) Energy Intensity (2000E): 9,226 Btu / $ 1995 (vs U.S. value of 10,918 Btu / $ 1995) ** Carbon Intensity (2000E): 0.12 metric tons of carbon / thousand $ 1995 (vs U.S. value of 0.17 metric tons / thousand $ 1995) ** Sectoral Share of Energy Consumption (1998E): Industrial (48.6 %), Transportation (23.7 %), Residential (18.8 %), Commercial (8.8 %) Sectoral Share of Carbon Emissions (1998E): Industrial (44.8 %), Transportation (32.7 %), Residential (16.2 %), Commercial (6.2 %) Fuel Share of Energy Consumption (2000E): Natural Gas (45.2 %), Oil (36.3 %), Coal (1.5 %) Fuel Share of Carbon Emissions (2000E): Oil (48.1 %), Natural Gas (49.3 %), Coal (2.5 %) Renewable Energy Consumption (1998E): 393 trillion Btu * (0.5 % decrease from 1997) Number of People per Motor Vehicle (1998): 5.6 (vs U.S. value of 1.3) Status in Climate Change Negotiations: Non-Annex I country under the United Nations Framework Convention on Climate Change (signed June 12, 1992 and ratified on March 11, 1total energy consumption) Energy - Related Carbon Emissions (2000E): 36.4 million metric tons of carbon (0.6 % of world carbon emissions) Per Capita Energy Consumption (2000E): 73.2 million Btu (vs. U.S. value of 351.0 million Btu) Per Capita Carbon Emissions (2000E): 1.0 metric tons of carbon (vs U.S. value of 5.6 metric tons of carbon) Energy Intensity (2000E): 9,226 Btu / $ 1995 (vs U.S. value of 10,918 Btu / $ 1995) ** Carbon Intensity (2000E): 0.12 metric tons of carbon / thousand $ 1995 (vs U.S. value of 0.17 metric tons / thousand $ 1995) ** Sectoral Share of Energy Consumption (1998E): Industrial (48.6 %), Transportation (23.7 %), Residential (18.8 %), Commercial (8.8 %) Sectoral Share of Carbon Emissions (1998E): Industrial (44.8 %), Transportation (32.7 %), Residential (16.2 %), Commercial (6.2 %) Fuel Share of Energy Consumption (2000E): Natural Gas (45.2 %), Oil (36.3 %), Coal (1.5 %) Fuel Share of Carbon Emissions (2000E): Oil (48.1 %), Natural Gas (49.3 %), Coal (2.5 %) Renewable Energy Consumption (1998E): 393 trillion Btu * (0.5 % decrease from 1997) Number of People per Motor Vehicle (1998): 5.6 (vs U.S. value of 1.3) Status in Climate Change Negotiations: Non-Annex I country under the United Nations Framework Convention on Climate Change (signed June 12, 1992 and ratified on March 11, 1994).
ENVIRONMENTAL OVERVIEW Secretary of Environment & Natural Resources: Victor Lichtinger Total Energy Consumption (2000E): 6.18 quadrillion Btu * (1.6 % of world total energy consumption) Energy - Related Carbon Emissions (2000E): 103.2 million metric tons of carbon (1.6 % of world total carbon emissions) Per Capita Energy Consumption (2000E): 62.5 million Btu (vs U.S. value of 351.0 million Btu) Per Capita Carbon Emissions (2000E): 1.0 metric tons of carbon (vs U.S. value of 5.6 metric tons of carbon) Energy Intensity (2000E): 16,509 Btu / $ 1995 (vs U.S. value of 10,918 Btu / $ 1995) ** Carbon Intensity (2000E): 0.28 metric tons of carbon / thousand $ 1995 (vs U.S. value of 0.18 metric tons / thousand $ 1995) ** Sectoral Share of Energy Consumption (1998E): Industrial (54.7 %), Transportation (24.8 %), Residential (15.9 %), Commercial (4.6 %) Sectoral Share of Carbon Emissions (1998E): Industrial (50.9 %), Transportation (31.1 %), Residential (13.2 %), Commercial (4.8 %) Fuel Share of Energy Consumption (2000E): Oil (63.2 %), Natural Gas (23.7 %), Coal (4.0 %) Fuel Share of Carbon Emissions (2000E): Oil (73.5 %), Natural Gas (20.4 %), Coal (6.2 %) Renewable Energy Consumption (1998E): 713.7 trillion Btu * (1 % decrease from 1997) Number of People per Motor Vehicle (1998): 6.9 (vs U.S. value of 1.3) Status in Climate Change Negotiations: Non-Annex I country under the United Nations Framework Convention on Climate Change (ratified March 11th, 1Total Energy Consumption (2000E): 6.18 quadrillion Btu * (1.6 % of world total energy consumption) Energy - Related Carbon Emissions (2000E): 103.2 million metric tons of carbon (1.6 % of world total carbon emissions) Per Capita Energy Consumption (2000E): 62.5 million Btu (vs U.S. value of 351.0 million Btu) Per Capita Carbon Emissions (2000E): 1.0 metric tons of carbon (vs U.S. value of 5.6 metric tons of carbon) Energy Intensity (2000E): 16,509 Btu / $ 1995 (vs U.S. value of 10,918 Btu / $ 1995) ** Carbon Intensity (2000E): 0.28 metric tons of carbon / thousand $ 1995 (vs U.S. value of 0.18 metric tons / thousand $ 1995) ** Sectoral Share of Energy Consumption (1998E): Industrial (54.7 %), Transportation (24.8 %), Residential (15.9 %), Commercial (4.6 %) Sectoral Share of Carbon Emissions (1998E): Industrial (50.9 %), Transportation (31.1 %), Residential (13.2 %), Commercial (4.8 %) Fuel Share of Energy Consumption (2000E): Oil (63.2 %), Natural Gas (23.7 %), Coal (4.0 %) Fuel Share of Carbon Emissions (2000E): Oil (73.5 %), Natural Gas (20.4 %), Coal (6.2 %) Renewable Energy Consumption (1998E): 713.7 trillion Btu * (1 % decrease from 1997) Number of People per Motor Vehicle (1998): 6.9 (vs U.S. value of 1.3) Status in Climate Change Negotiations: Non-Annex I country under the United Nations Framework Convention on Climate Change (ratified March 11th, 1total energy consumption) Energy - Related Carbon Emissions (2000E): 103.2 million metric tons of carbon (1.6 % of world total carbon emissions) Per Capita Energy Consumption (2000E): 62.5 million Btu (vs U.S. value of 351.0 million Btu) Per Capita Carbon Emissions (2000E): 1.0 metric tons of carbon (vs U.S. value of 5.6 metric tons of carbon) Energy Intensity (2000E): 16,509 Btu / $ 1995 (vs U.S. value of 10,918 Btu / $ 1995) ** Carbon Intensity (2000E): 0.28 metric tons of carbon / thousand $ 1995 (vs U.S. value of 0.18 metric tons / thousand $ 1995) ** Sectoral Share of Energy Consumption (1998E): Industrial (54.7 %), Transportation (24.8 %), Residential (15.9 %), Commercial (4.6 %) Sectoral Share of Carbon Emissions (1998E): Industrial (50.9 %), Transportation (31.1 %), Residential (13.2 %), Commercial (4.8 %) Fuel Share of Energy Consumption (2000E): Oil (63.2 %), Natural Gas (23.7 %), Coal (4.0 %) Fuel Share of Carbon Emissions (2000E): Oil (73.5 %), Natural Gas (20.4 %), Coal (6.2 %) Renewable Energy Consumption (1998E): 713.7 trillion Btu * (1 % decrease from 1997) Number of People per Motor Vehicle (1998): 6.9 (vs U.S. value of 1.3) Status in Climate Change Negotiations: Non-Annex I country under the United Nations Framework Convention on Climate Change (ratified March 11th, 1total carbon emissions) Per Capita Energy Consumption (2000E): 62.5 million Btu (vs U.S. value of 351.0 million Btu) Per Capita Carbon Emissions (2000E): 1.0 metric tons of carbon (vs U.S. value of 5.6 metric tons of carbon) Energy Intensity (2000E): 16,509 Btu / $ 1995 (vs U.S. value of 10,918 Btu / $ 1995) ** Carbon Intensity (2000E): 0.28 metric tons of carbon / thousand $ 1995 (vs U.S. value of 0.18 metric tons / thousand $ 1995) ** Sectoral Share of Energy Consumption (1998E): Industrial (54.7 %), Transportation (24.8 %), Residential (15.9 %), Commercial (4.6 %) Sectoral Share of Carbon Emissions (1998E): Industrial (50.9 %), Transportation (31.1 %), Residential (13.2 %), Commercial (4.8 %) Fuel Share of Energy Consumption (2000E): Oil (63.2 %), Natural Gas (23.7 %), Coal (4.0 %) Fuel Share of Carbon Emissions (2000E): Oil (73.5 %), Natural Gas (20.4 %), Coal (6.2 %) Renewable Energy Consumption (1998E): 713.7 trillion Btu * (1 % decrease from 1997) Number of People per Motor Vehicle (1998): 6.9 (vs U.S. value of 1.3) Status in Climate Change Negotiations: Non-Annex I country under the United Nations Framework Convention on Climate Change (ratified March 11th, 1993).
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Tags: car accident, car accident, car crash, car crash, car rental, cell phone, collision, collision, contingency fee, drive and text, extra insurance, fair market value, government tort claim, insurance company, insurance coverage, insurance privacy, loss of use, loss of use, Minimum Impact, Minimum Impact Soft Tissue, MIST, motor vehicle accident, motor vehicle crash, MVA, MVC, policy limits, privacy, property damage, rental, rental car, rental coverage, rental reimbursement, repairs, statute of limitations, text and drive, total loss, UMBI, UMPD, uninsured motorist, uninsured motorist bodily injury, uninsured motorist property damage
Tags: Academy of Model Aeronautics, bodily injury, car accident, car accident, car crash, car crash, car rental, cell phone, collision, collision, contingency fee, drive and text, drone, drone caused injury, extra insurance, fair market value, insurance company, insurance coverage, insurance privacy, loss of use, loss of use, Minimum Impact, Minimum Impact Soft Tissue, MIST, motor vehicle accident, motor vehicle crash, MVA, MVC, policy limits, privacy, property damage, property damage, rental, rental car, rental coverage, rental reimbursement, repairs, text and drive, total loss, UMBI, UMPD, uninsured motorist, uninsured motorist bodily injury, uninsured motorist property damage
I recently received a proposed total loss settlement for an auto from my insurance company based on an average of three «corrected» values based on local list prices for the same vehicle.
In property damage cases, short of a total loss, no matter how well your car is fixed after an accident, it will never be the same and that will be, in varying degrees, reflected in the future value of your vehicle.
If the at - fault driver and vehicle are underinsured (the liability limits are less than the value of the injury victim's total damages), the lawyers at Lee Law Offices will look for other sources of recovery, including the at - fault driver's personal assets and the injury victim's own insurance coverage.
If you get in an accident and the car is totaled, the insurance company will only compensate you for the actual value of your vehicle.
At issue was whether, in adjusting an at - fault total loss claim (a «write - off» of the vehicle), insurers could continue the standard practice of subtracting the amount of the deductible under the insured's policy from the actual cash value paid to the insured, when the insurer retained title to the salvage (the «totalled» car).
If your vehicle was totaled, the amount of property damage you suffered would be equivalent to the fair market value of your vehicle on the date of your accident.
If the adjuster says that your car is totaled, the adjuster will estimate your compensation on the actual case value of the vehicle before the accident.
If you bought ICBC's Replacement Cost and Limited Depreciation coverage on a new vehicle, the amount you receive for your write off is equivalent to the cost of a replacement vehicle vs. determining the actual fair market value of your vehicle when it was totaled.
If your vehicle is totaled, you'll receive a check for the fair market value of the car in exchange for your car.
Under Idaho law, the insurance company is required to pay the lesser of two amounts: either the cost of fixing damage incurred in the accident or, if the car is totaled, the fair market value of the vehicle just before the collision occurred.
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