Sentences with phrase «total value of your policy»

After getting in touch with the LIC agent, he is telling that the total value of the policy is Rs 1,76,512 (premiums paid till date — Rs 1,09,512 plus Bonus of Rs 67000.

These investments in turn grow the total value of your policy.

For variable products, the Cash Value includes the total value of the policy's interest in the Separate Account plus any amount in any fixed account options.

Since most disability policies are written to cover you to age 65 (or 67 or 70), the total value of the policy should you become immediately and totally disabled would be 3.6 million dollars.

Indexation of the sum assured basically means that the total value of the policy will grow at a rate of 10 % simple interest every year if a claim is not made.

Then later on in life you might want to increase the premiums so that you can bring the total value of the policy back up to date and ensure a health return on your investment.

Life insurance is important, and the total value of your policies should match or exceed your total net value, plus policies purchased for specific goals.

Most Omaha renters insurance policies pay living expenses that amount to 30 - 40 percent of the total value of the policy for up to 12 months.

Not exact matches

FMS earnings before tax as a percentage of FMS total revenue and FMS operating revenue (a non-GAAP measure) were 4.0 % and 4.8 %, respectively, both down 60 basis points from the prior year, primarily reflecting higher depreciation due to vehicle residual value policy changes and lower used vehicle sales results.

Of course, the policy's cash value changes over time and is lower than the total sum of the death benefit it provideOf course, the policy's cash value changes over time and is lower than the total sum of the death benefit it provideof the death benefit it provides.

That is why I outlined a policy, by 2020, to process at least 50 % of the total cocoa beans we produce in Ghana, and it is my hope that the current administration will continue to put in the means so that we can add more value to the things that we export.

Table 2 highlights provisions in several states and computes their value as the portion of total state education funding to represent the relative scale of these policies.

This total - effect measure is one example of the kind of «value - added» approach taken in current policy proposals.

Thus far, there have been four total books written about value - added models (VAMs) in education: one (2005) scholarly, edited book that was published prior to our heightened policy interest in VAMs; one (2012) that is less scholarly but more of a field guide on how to use VAM - based data; my recent (2014) scholarly book; and another recent (2011) scholarly book written by Doug Harris.

In fact, unless you have ever experienced a total loss in a vehicle accident you may be unaware of the value this type of policy can have for a consumer.

This «loss of use» coverage limits out at 20 % to 50 % of a policy's total value.

Plus, if the total outstanding loan reaches the size of your policy's cash value, the policy will lapse.

That's why you should consider an umbrella policy that would cover the total value of your at - risk assets if you incur accident expenses that exceed your auto insurance policy's limits.

In a similar fashion, if you have $ 50,000 of cash value in your policy, and you choose to get a $ 25,000 policy loan, the dividends paid to the policy will still grow on the total amount of $ 50,000.

Furthermore, upon completion of agreement and maintenance, company's money back guarantee policy is based on the following: 1) each deleted / improved item per credit bureau from client's credit file will be assessed a $ 50 value in which the amount of items deleted / improved will be subtracted from the total paid to determine the refund portion 2) Example: if there are 4 items deleted from the credit file the total value will be $ 200, if the client has paid $ 500 then the client would be due a refund of $ 300 3) Example: If there are 12 items deleted from the credit file the total value will be $ 600, if the client has already paid $ 500 then there would be no refund due since the value of the deleted items is more than what the clients have paid.

With collision, you would only have to pay your deductible and, subject to your policy limits, we would pay the cost of repairs or actual cash value of the car if it's a total loss.

Even if your policy's cash value is zero, your coverage will continue as long as the total amount of premiums paid has met the cumulative minimum required premium test.

For those with a lot of extra cash to invest each year there is a limit to the amount you can pay into the policy (typically a percentage of the total policy value), this limit is known as the MEC (modified endowment contract) limit.

I always paid the premium on time till 2014 and surrendered these policies in June 2015 with a total surrender value of approx 2 L.

For most policyholders, a $ 1 million policy is sufficient to cover the total value of their net worth.

On top of the death benefit amount, this option allows any amount left in the policy fund to accumulate cash value and the total to be paid tax - free to the beneficiary.

The maturity clause of a life insurance policy is fairly complicated, but this basically means that the value you would be able to keep by surrendering the policy becomes larger than the total death benefit.

2 The adjusted total premium is the initial single premium plus any underwritten increases, less any partial surrenders and any applicable surrender charges in excess of policy gain and any loans and accrued loan interest, The death benefit guarantee will not apply if the sum of any outstanding loans plus accrued loan interest is greater than the policy's cash value, The death benefit guarantee will not apply if the sum of any outstanding loans plus accrued loan interest is greater than the policy's cash value.

The cash value held in a life insurance policy is determined by subtracting the cost of insurance and other charges levied by the insurance company from the total amount of premiums paid plus any interest or capital appreciation earned on the cash value.

In the unfortunate event that your car is totaled or stolen, insurance policies typically only cover the replacement value, or «cash value» of the vehicle.

The premiums for most jewelry insurance policies are between 1 % to 2 % of the total insured value, meaning $ 10,000 of coverage might cost only $ 100 a year.

Since most insurance policies base their claims on the present value of your vehicle, your loan balance could likely be higher than the value of your vehicle if your vehicle is stolen or totaled.

«Many people are under - insured because the total value of their personal property is more than the personal property coverage in their policy,» Bodrozic says.

The surrender value of the policy as per him is Rs 67000 and as a result, he is dissuading me from surrendering the policy as the total loss for me would be Rs 1,10,000 / -.

Currently I have spent rs. 1,40,000 in this policy (all prem paid till date) and current value is Rs. 1,59,000 [while units are not allotted from the premium of first year, as first year premium will go as a Guaranteed maturity addition and 80 % value will be added in total fund value]

Under the second variant, a death benefit consists of a Lump Sum benefit, which is payable instantly on demise, followed by the regular payouts in form of the total Fund Value and Family Income Benefit at the conclusion of the Term of your policy.

Although the largest policy in the portfolio (by face value) matured during the period, a large proportion of the total death benefit remains linked to a relatively small proportion of lives.

In this example, the present value of the death benefit exceeded the present value of the premium payments — i.e., the sum total of each year's discounted cash inflows / outflows is positive — and so the policy is sellable.

Keep in mind that when withdrawing, you are surrendering a portion of the policy's total value.

Deposit and Cancellation Policy Low season 9 April 2018 — 31 October 2018 Cancellation received 8 to 21 days prior to arrival date will be charged 50 % of total booking value.

If you are benchmarking the two policies for a comparable carbon price, total emissions would be higher under my system, and so the total value of emissions rights which are nominally granted to firms would be higher, likely by a factor of 1.5 - 2 based on work I just read by Rivers and Jaccard, although I don't have specific modeling numbers.

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If you own a typical permanent life insurance policy (lifetime coverage) and did a straight present value calculation of the premiums you can expect to pay during your lifetime, the total will be less than the death benefit.

At issue was whether, in adjusting an at - fault total loss claim (a «write - off» of the vehicle), insurers could continue the standard practice of subtracting the amount of the deductible under the insured's policy from the actual cash value paid to the insured, when the insurer retained title to the salvage (the «totalled» car).

This may also be true if the total value of your injuries and other losses exceeds the policy limit of the insurance policy applicable to your claim.

Surrender value of Future Generali Bima Gain and E T Total Secure Plus is the amount of money that will be provided by the insurance company in case you want to surrender the policy before maturity.

Surrender value of Exide Life New Creating Plus and E T Total Secure Plus is the amount of money that will be provided by the insurance company in case you want to surrender the policy before maturity.

Surrender value of Aviva Group Leave Encashment and TATA AIA Group Total Suraksha is the amount of money that will be provided by the insurance company in case you want to surrender the policy before maturity.