Sentences with phrase «toward stocks or bonds»

But how do you know how much money to put toward stocks or bonds?

Not exact matches

For example, instead of fleeing stocks altogether or shifting your asset mix more toward bonds and cash, you might also consider putting some, but not all, of your nest egg into an immediate annuity that will provide a guaranteed payout for life.

Well, unless you've been rebalancing periodically (or pulling money from your stock holdings), the fact that stocks have returned roughly four times as much as bonds over the past five years would have significantly titled your portfolio mix much more toward equities, making it more vulnerable to a setback than it was five years ago.

Of course, you can always go beyond this basic approach — say, tilt your bond holdings more toward short - term maturities by investing in a short - term bond fund to get a bit more protection against the possibility of rising interest rates or add more dividend stocks to your mix by buying a fund that specializes in shares that pay dividends.

If you have had a good year in the stock market chances are your asset allocation is tilted a bit too much toward stocks, so taking some of that money off the table and moving it to bonds or fixed income investments can protect your gains and cushion you in the event of a downturn.

Once you've created a well - balanced portfolio of low - cost broadly diversified stock and bond funds, you should pretty much leave it alone, except to rebalance periodically (and perhaps to tilt more toward bonds to reduce risk or possibly to buy some guaranteed lifetime income).

That means transferring stocks, bonds, or fund shares don't count toward your contribution limit.

When you buy term life insurance, you can take the money that you would have been investing in universal life and put it toward a more straightforward investment, such as stocks, bonds, or mutual funds.