Not exact matches
If you can keep
track of these
bonus categories, and manage to fit at least 6.25 %
of your total
spending into them, the Discover it ® for Students outperforms the Journey ® Student Rewards from Capital One ® rewards-wise.
It is important to remember to do this on the first day
of every quarter to ensure all your
bonus spending is being
tracked accurately.
You don't have to keep
track of bonus - earning categories for
spending and your miles are always worth 1 cent each toward travel purchases.
If you're looking for ample cash back but don't want to keep
track of rotating
spending categories or
bonus purchases, this card can be a good option.
You're willing to do some extra work in registering for
bonus categories and keeping
track of bonus spending.
If you don't mind
tracking a rotating group
of bonus categories every quarter and tailoring your
spending, you could potentially get a substantial amount
of value out
of this everyday cash back card; but if you don't regularly
spend on the categories that earn 5 percent cash back, you won't earn much
of a return.
If you're looking for ample cash back but don't want to keep
track of rotating
spending categories or
bonus purchases, this card can be a good option.
If you were one
of the lucky ones to be targeted for the 50,000
bonus Membership Rewards points promotion, make sure you keep
track of your
spending.
You don't have to keep
track of bonus - earning categories for
spending and your miles are always worth 1 cent each toward travel purchases.
If you
spend a sufficient amount in the card's
bonus categories, you can earn a large amount
of cash back without the hassle
of enrolling and keeping
track of rotating categories.
On the other hand, you may opt for convenience: a single card that you can use for all
of your
spending without having to keep
track of bonus categories.
Keeping
track of all the
bonus rewards in
spending categories on your various cards requires a bit
of maintenance — both in remembering which category
bonuses are offered on each card and in figuring out which card to use to earn the most points on a particular purchase.
If you don't mind
tracking a rotating group
of bonus categories every quarter and tailoring your
spending, you could potentially get a substantial amount
of value out
of this everyday cash back card; but if you don't regularly
spend on the categories that earn 5 percent cash back, you won't earn much
of a return.
Second, don't churn unless you're very organized and can
track the minimum
spend, posting
of bonus points, and annual fee renewal dates.
You're not stuck keeping
track of bonus categories, and you have control
of how many miles you earn based on what you
spend.
So not only do you need to remember yet another temporary
bonus category, but this one has a cap on it, so you've got to keep
track of exactly how much you've already
spent in the category lest you go over and end up with the dreaded 1x multiplier, which is also known as the «I completely wasted that
spend I'm so stupid» multiplier.
You want to be sure you're using the right card for each purchase, that you hit the minimum
spend threshold for
bonuses, that you never miss a payment, and that you keep
track of anniversary dates so you can cancel a card before getting hit with an annual fee.
Plus, it's easy to lose
track of spending requirements, and if you don't make the minimum
spend, you don't get the
bonus, says Honig.
Cardholders who don't want to keep
track of bonus categories or who don't
spend an exceptional amount in any category should appreciate this steady
bonus.
Some
of the more useful perks include a generous sign - up
bonus, Admirals Club membership, 10,000 Elite Qualifying Miles (EQMs) when you
spend $ 40,000 on the card in a calendar year, car rental insurance, and a personal concierge service that can book flights, hotel rooms, and restaurant reservations for you as well as
track down the perfect gift or tickets to the hottest concert.
Not only do you have to keep
track of the quarterly
spending categories; if you hope to maximize value, you must also activate the
bonus spending every three months.
There are no category
bonuses or quarterly activations to keep
track of, just 2 % back on all your
spending.
Even better, you'll earn 2X miles for every dollar you
spend on the card — and that's with no exclusions or rotating category
bonuses to keep
track of.
If you can keep
track of these
bonus categories, and manage to fit at least 6.25 %
of your total
spending into them, the Discover it ® for Students outperforms the Journey ® Student Rewards from Capital One ® rewards-wise.
That meant hitting
spending requirements for
bonuses each month, keeping
track of when annual fees kicked in and learning the ins and outs
of several loyalty programs at the same time.
Both cards carry a
bonus of 5,000 miles after
spending # 250 within the first 90 days after opening the account, and offer fast
tracked silver status after your first round - trip flight.
Without
bonus categories to keep
track of, you can earn a flat 1.5 % back on every dollar you
spend.
All
of the extra characters, courses and even
bonus music
tracks are unlocked by
spending «miles» in a shop, allowing players to pick and choose their next personal unlockable goals.
Led the compilation
of a global inventory
of bonus plans which led to the migration
of 22
bonus plans spanning 8,000 employees and $ 15M in
spend to be administered and
tracked in new compensation system.