Sentences with phrase «traditional credit products»

Despite their relatively high risk from a traditional credit - scoring perspective, «those who maintain satisfactory payment status on alternative loans can in fact present acceptable risks on traditional credit products,» says Matt Komos, TransUnion's vice president - research and consulting.

Our approach also addresses a paradox for people seeking their first traditional credit product — you often need a credit history before you can get traditional credit.»

Consumers who have taken out alternative loans multiple times and paid them back have a significantly lower probability of delinquency on a traditional credit product.

Our approach also addresses a paradox for people seeking their first traditional credit product — you often need a credit history before you can get traditional credit.»

Our approach also addresses a paradox for people seeking their first traditional credit product — you often need a credit history before you can get traditional credit.»

Not exact matches

specifically for debt cancellation or suspension agreements and credit insurance products, loss rates compared to more traditional insurance products.

Another popular choice, Fundbox's product operates more similarly to a line of credit than a traditional invoice factoring option.

In general, we recommend Kabbage more for business owners who want a more traditional line of credit product or who have lower credit scores.

This reflects borrowers switching from loan products with higher interest rates, such as traditional fixed - term personal loans, to products which attract lower rates of interest, such as home - equity lines of credit and other borrowing secured by residential property.

Excel Capital Management is an industry - leader in providing unsecured business loans, lines of credit and other financial products that are hard to obtain or unavailable through traditional lending channels.

Another of the key benefits of an FIA is the potential to provide additional interest crediting above and beyond a traditional interest - bearing product, such as a savings account.3 Choice Accumulation offers five interest crediting methods.

Among their many benefits, fixed index annuities (FIAs) typically offer greater interest crediting potential than traditional interest crediting products.1

It provides its corporate customers with traditional banking products and services, such as deposits, lending (including overdraft facilities), check cashing advances and factoring, guaranteed loans and credit lines for financing foreign trade and cash management services.

Another of the key benefits of an FIA is the potential to provide additional interest crediting above and beyond a traditional interest - bearing product, such as a savings account.3 Choice Accumulation offers five interest crediting methods.

Your advisor takes a needs - based approach in recommending non-proprietary investments, which extend beyond traditional credit union products.

Lack of access to financial products — like credit cards, loans and deposit accounts — is an issue plaguing millions in the U.S. Traditional... Read More

While these newer financing products go by various different names, they are all trying to replace the same convenience and features of the traditional payday loan, chief among which is offering short - term financing to people who do not have good credit.

Lack of access to financial products — like credit cards, loans and deposit accounts — is an issue plaguing millions in the U.S. Traditional financial institutions, like banks and credit unions, depend on credit reports and Social Security numbers (SSNs) when evaluating applicants.

One of the key benefits of an FIA is the potential to provide additional interest crediting above and beyond a traditional interest - bearing product, such as a savings account.3 Income 150 + offers five interest crediting methods, and you can allocate your funds between one or multiple methods.

Among their many benefits, fixed index annuities (FIAs) typically offer greater interest crediting potential than traditional interest crediting products.1

Credit unions are gaining popularity among consumers who are growing weary of higher cost traditional bank products delivered in a highly impersonal manner.

PNC Bank is a national financial institution offering several traditional banking products and services to its customers, including home equity lines of credit.

Also, these credit products can have higher interest rates than traditional business loans.

And, because interest credited to a fixed indexed annuity can be determined by a formula linked to a market index, the product offers the opportunity for increased interest over other traditional annuities.

«The AEP variable also performed quite well as a risk splitter across credit products, even when controlling for traditional credit score,» said Becker.

Our purpose is to help you pursue your financial goals through products and services that go beyond the traditional savings and lending services you might expect from a credit union.

Group C: Traditional non-bank financial institutions that offer broad based lending products — trust companies, credit unions, life insurance and financing companies.

LendKey's lending - as - a-service solution enables traditional banks and credit unions to conduct online loan programs for products including private student loans, student loan refinancing, auto loans, and home improvement loans.

In most cases, traditional lenders will not give you access to their loan products without credit check.

A whopping 70 percent of applicants have a better credit profile when this new credit scoring model is used compared to the traditional FICO score, according to Tim Grace, senior vice president of product management at CoreLogic.

The bank's online savings account offers a competitive 1.30 % APY with no minimum opening balance and no monthly fee Discover also offers money market accounts, flexible - term CDs, traditional and Roth CDs, and various loan and credit products.

In April 2017, Wealthfront launched Portfolio Line of Credit, a new margin product that competes with a traditional Home equity line of credit (HCredit, a new margin product that competes with a traditional Home equity line of credit (Hcredit (HELOC).

SoFi stands out from many of the more traditional consumer financial products in so far as they don't solely rely on your credit history when determining your loan amount and rate.

In addition, even to qualify for certain types of traditional mortgage products you need a credit score typically above about 620.

Our product database includes traditional banks, community banks and credit unions.

Fidelity doesn't offer direct personal, mortgage, or business loans (except to buy securities via margin loans), so it does not entirely replace a relationship with a traditional bank or credit union, though it offers a similar mix of cash management and savings products.

«This is useful because some people may not require a credit builder loan and could apply instead for a traditional credit card, or other product, with a low balance.»

Traditional bank debt and lines of credit still account for most of Joe Debtor's personal loans; however, the use of alternative lending products has grown.

Italians have been slow to embrace online travel purchases for diverse reasons: broadband penetration is low and still relatively expensive; they are by nature hesitant to release personal information over the Internet; traditional offline players have powerful ties and still sell the vast majority of travel related products; tour operators have been cautious about challenging conventional distribution channels; credit card usage is still relatively low and most credit cards have limited spending margins per month and the country's population is aging rapidly, resulting in slower adoption of the Internet than other markets.

We keep pace with insurance products and regulations as they expand and adapt to fast - developing technologies and rising concerns related to privacy, intellectual property theft, corporate social responsibility, sophisticated financial products, credit risks and terrorism, among others, while still addressing traditional areas such as property and casualty, product liability, environmental issues and business torts.

Other than traditional insurance products, the company has also launched niche products like fine arts insurance, errors & omission policy, credit insurance, etc..

«This product will allow bank and credit union agents to quote traditional VantisTerm level term and the new VantisTerm ROPSM side by side,» Simms continues.

Indexed universal life offers all of the benefits of traditional insurance products, plus the potential for additional growth through indexed interest credits.