Sentences with phrase «traditional credit sources»

And online lenders are approving loans for small business owners at a much faster pace than traditional credit sources.

Not exact matches

Best candidates: Entrepreneurs with a good credit history who have been rejected for funding from traditional sources.

Factoring is one of a number of alternative sources of financing for small and midsize businesses when a bank pulls their credit line or says no to a traditional business loan.

Instead of pursuing traditional funding sources — and because of his high credit score — he opened up 12 - and 18 - month interest - free credit cards.

A combination of tight credit and stringent lending criteria has created a sizeable, underserved segment of the market that does not have access to growth capital from traditional sources.

In fact, according to the Federal Reserve Bank, business owners spend on average 33 hours searching and applying for credit from traditional sources — with no guarantee of approval.

For J.D. Byrider, a used - car sales and finance company, Equifax developed a risk - assessment model that uses traditional credit data augmented with alternative data sources such as telecom and utility information.

He adds, «As we build up more data and predictive models, more traditional lenders will accept alternative credit as a source.»

A wealth of publicly available social data cross-referenced with traditional sources like bank records and credit card statements...

Nontraditional Credit If an individual has no traditional history of credit — credit cards, or student or car loans — he or she may document a good payment record using other sources, including rent, utilities, telephone, cable payments, and other accCredit If an individual has no traditional history of credit — credit cards, or student or car loans — he or she may document a good payment record using other sources, including rent, utilities, telephone, cable payments, and other acccredit — credit cards, or student or car loans — he or she may document a good payment record using other sources, including rent, utilities, telephone, cable payments, and other acccredit cards, or student or car loans — he or she may document a good payment record using other sources, including rent, utilities, telephone, cable payments, and other accounts.

Our instant online loans are especially designed for borrowers who have a bad credit score and hence find it difficult to get loans from traditional sources.

Private money sources allow for more flexible and faster funding options than traditional means of capital such as banks, credit unions and other institutional lenders.

Some types of traditional loans limit what you can spend the money on, while funding sources like credit card cash advances usually cost more in the long run simply because the interest tends to accrue and add up over time and not be paid off for many months — even years.

Online lenders are far more progressive compared to traditional banks and credit unions, and have significant capital sources resulting in greater lending portfolio distributions.

Non-bank borrowing methods are likely to come with high interest rates, and often attract individuals with poor credit histories, lack of access to more traditional sources of credit, or both.

Though some traditional lenders, such as banks and credit unions, may grant such loans, private online lenders have stepped into the highly competitive market to assist those who can not get loans from those sources.

It will take some discipline, some planning, and your willingness to not use traditional sources of credit for future purchases - but it can be done.

But until more data sources providing nonbank payment information become part of traditional credit score calculations, consumers will continue to pay their debts on time without an opportunity to increase their scores.

Patrick Reemts, vice president of credit risk solutions at ID Analytics, claims that this is, in part, due to the fact that traditional credit scores aren't tapping into more modern data sources, like cell phone bills.

Debt consolidation loans can come from various sources: you could take out a personal loan from a traditional bank, credit union or other lender, use the cash from a home refinance, or from one of the debt consolidation companies that offers loans.

Traditional sources like mortgages and credit card debt are increasing among seniors.

If you have poor to fair personal credit — which is any personal credit score below 679 — you will face difficulty when it comes to getting a small business loan from a traditional funding source, such as a bank.

Drawing on reliable new sources of data, FICO scores more creditworthy people unable to obtain traditional credit using credit bureau data alone.

In addition, consumers who do not have traditional sources of credit have been able to get approved for a USDA loan.

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Bank regulation and rising rates have reduced available credit from locally based traditional lending sources.