Sentences with phrase «traditional exam option»

There are basically two different approaches that MAY be available: the traditional exam option and the no exam option.

With the no exam route, the process is exactly the same as the traditional exam option without the exam.

Not exact matches

In general, if you're relatively healthy and wouldn't mind a simple medical exam, traditional life insurance is the better option because it will likely be less expensive than a simplified issue life insurance policy.

The changes, which Education Commissioner John King said are already under way, include increasing public understanding of the standards, training more teachers and principals, ensuring adequate funding, reducing testing time and providing high school students the option to take some traditional Regents exams while Common Core - aligned tests are phased in.

The state has created only five alternative certification routes other than the traditional method of certification at an undergraduate university or college: Alternative One requires a program of professional preparation in education along with a chairperson recommendation, Alternative Two is open for certified teachers from other states, Alternative Three requires a written exam and oral review, Alternative Four requires superintendent recruitment for teaching in high - need areas, and Alternative Five is an on - the - job training option that nevertheless requires a Bachelor's degree.

In general, if you're relatively healthy and wouldn't mind a simple medical exam, traditional life insurance is the better option because it will likely be less expensive than a simplified issue life insurance policy.

The other possible situation that no - exam life insurance policies are a good option is if you absolutely CA N'T be approved for a traditional policy with a medical exam.

For these clients who can't qualify for a traditional term life insurance policy, a Gerber guaranteed life insurance policy that won't require a medical exam or ask any health questions is a fantastic option to pursue.

For folks currently suffering from Zolleinger - Ellison Syndrome, since traditional term and whole life insurance coverage is generally not an option, we generally recommend that our clients consider buying a final expense whole life policy where there is no health questions or medical exam required.

If however you feel that your health will keep you from qualifying for a traditional medically underwritten policy, there are other options out there, such as a no medical exam life insurance policy or a guaranteed issue policy.

If you dislike needles or just don't want to deal with the hassle, then a no - exam policy might be a better option than the traditional route.

Consumers have overwhelmingly opted for no medical exam options when given the choice, even when the policies are more expensive than traditional medical exam options.

Though if your health is at a point where you will not pass a traditional medically underwritten life insurance policy, there are other options out there for you such as a no medical exam policy or a guaranteed issue policy.

As an independent and totally impartial company, we always recommend applying for life insurance coverage through the traditional route, however we realize that there are sometimes situations where a no medical exam type of life insurance policy is the most sensible option.

But unlike term life insurance, you have the unique options to exchange the policy for traditional permanent coverage without another medical exam, or adjust the death benefit if your needs change.

In preparing for your state insurance exam, the three most common study options include traditional classroom courses, insurance study manuals, and online insurance courses.

These plans are a great option for anyone that's been declined for life insurance because of their tobacco usage and health, but there are some significant drawbacks of these plans versus a traditional plan that requires a medical exam.

If the applicants health is not good enough to obtain a traditional medically underwritten policy, we can look into other options such as a no medical exam life insurance policy or high risk life insurance policies, which will come with a higher premium rate.

Aside from their traditional plans, they added a «Your Term» no medical exam option in 2017 that has become one of the best options on the insurance market.

If you feel your health will not allow you to qualify for a traditional life insurance policy, there is the option to look into a no physical exam required life insurance policy or life insurance for high risk people, which will come with a higher premium.

Though do not worry if your health is at the point where you can not qualify for a traditional medically underwritten policy, there are other options that we can look into such as a no medical exam life insurance policy.

Majority of applicants will be required to undergo a medical exam to qualify for coverage, though there is the option to look into a no physical exam life insurance policy if you feel your health will not allow you to qualify for a traditional medically underwritten life insurance policy.

Another option for life insurance coverage is to go with a no medical exam, which is an excellent option for anyone that has been declined for a traditional life insurance policy.

So if you can qualify for traditional medical exam life insurance, it still makes sense to go with a permanent life insurance option.

Do not worry though, if your health will not allow you to pass a traditional medical exam, there are other options, such as a no medical exam life insurance policy, which in turn will come at a higher premium rate.

Available options and risks Insurance companies base your rates on your age and medical information, so it usually makes sense to buy traditional life insurance if you can pass a medical exam and answer health questions.

When applying for a traditional term life insurance policy, if you're working with an agency like ours, you'll generally be given two different options to consider, those that require a medical exam and those that do not.