Sentences with phrase «traditional health insurance coverage»

Traditional health insurance coverage pays claims directly to the dependent.

With the costs of traditional health insurance coverage rising higher every single year it is easy to see why so many workers are choosing to enroll in health savings accounts.

Not exact matches

While guaranteed issue life insurance is ideal for people whose health disqualifies them from coverage under a more traditional policy, don't assume this is the case in your situation.

Another insurance - related tax perk that people without access to traditional group health coverage should be aware of is the health savings account, which combines a tax - advantaged savings element with a high - deductible health insurance policy.

Final expense insurance: These policies are for seniors with health issues who can't qualify for traditional term life insurance, but need a policy to help cover end - of - life costs and outstanding debts, Premiums are generally high and coverage amounts are limited.

And, steep health insurance costs have made alternative and supplemental coverage — those services not typically available with traditional medical insurance — a valuable choice.

Traditional travel insurance like BHTP's ExactCare ® suite of trip protection plans includes travel health insurance and coverage for trip cancellation and trip interruption, lost luggage, and more.

We offer AirCare ® — simple, affordable flight insurance; ExactCare Value ® — complete coverage for travelers on a budget; ExactCare ® — broad traditional coverage for trip cancellation, trip interruption, and much more; and ExactCare Extra ® — comprehensive travel insurance with our best travel health insurance, plus innovative flight protection.

For decades, traditional group health insurance was the standard health care coverage option for...

One of the biggest advantages to applying for no medical exam life insurance is the fact that these policies may allow someone who has an adverse health issue to obtain the coverage that they need — even if they have been turned down for traditional life insurance coverage in the past.

For folks currently suffering from Zolleinger - Ellison Syndrome, since traditional term and whole life insurance coverage is generally not an option, we generally recommend that our clients consider buying a final expense whole life policy where there is no health questions or medical exam required.

Traditional health insurance doesn't always offer full coverage outside the U.S., so this type of policy provides piece of mind to international travelers.

For example, when applying for traditional life insurance, you will usually be required to fully complete an application for coverage which inquires about your age, gender, health and health history.

These are especially helpful to those who have health issues or are morbidly obese needing life insurance coverage and can not pass the traditional medically underwritten life insurance policy medical exam.

In cases where travel health insurance benefits are secondary, the insured must already have a traditional health insurance plan in the U.S. Expenses someone's primary health insurance will or will not cover while traveling does not affect their secondary coverage.

Graded Death and Guaranteed Issue life insurance can be ideal for those with medical complications that may lead to a denial of traditional coverage, while Simplified Issue can be a good fit for those in good health who simply want to avoid a prolonged application process or the need for a medical examination.

This client needed coverage to secure an SBA Loan and needed it fast and had some pretty major health issues that prevented him from securing coverage with any traditional life insurance company.

And, traditional supplemental policies, such as cancer and critical illness insurance, that can fill the benefit gaps in health coverage and financially protect people when a worst case medical scenario happens.

Unlike traditional insurance, where you are responsible for paying co-pays and coinsurance, Health Benefit Insurance offers «first dollar coverage», which provides you more flexibility for managing health care insurance, where you are responsible for paying co-pays and coinsurance, Health Benefit Insurance offers «first dollar coverage», which provides you more flexibility for managing health care expHealth Benefit Insurance offers «first dollar coverage», which provides you more flexibility for managing health care Insurance offers «first dollar coverage», which provides you more flexibility for managing health care exphealth care expenses.

Final expense insurance: These policies are for seniors with health issues who can't qualify for traditional term life insurance, but need a policy to help cover end - of - life costs and outstanding debts, Premiums are generally high and coverage amounts are limited.

Medical travel insurance varies from traditional health insurance in that it provides short - or long - term coverage for out - of - network (and out - of - country) emergency care.

In order to qualify for the AAA Traditional Term Life Insurance policy, it is required that an applicant for coverage answer several medical / health related questions.

Traditional travel insurance like BHTP's ExactCare ® suite of trip protection plans includes travel health insurance and coverage for trip cancellation and trip interruption, lost luggage, and more.

If you have health issues or are very elderly and have been turned down for a traditional life insurance coverage policy in the past, a guaranteed acceptance life insurance policy is one solution that could be right for you.

My recommendation is if you can't get traditional coverage you might want to try to work with AARP because they only have 3 health questions, but you're going to end up paying a lot more money and you're better off applying with a life insurance company that offers level term insurance.

The most common reason to convert your term life insurance is if your policy is about to expire and you still need coverage, but you've had some health complications where you can't qualify for traditional life insurance or it will be prohibitively expensive.

Because these policies are much smaller than a traditional life insurance plan, they are not going to require a medical exam, which is an excellent benefit for anyone that's in poor health or has been declined for life insurance coverage in the past.

Majority of applicants will be required to undergo a medical exam to qualify for coverage, though there is the option to look into a no physical exam life insurance policy if you feel your health will not allow you to qualify for a traditional medically underwritten life insurance policy.

Unlike traditional health insurance plans, short - term insurance policies provide medical coverage for a limited period of time, usually no longer than 12 months.

Just like traditional long term care insurance, you will need to «health qualify» for this coverage.

There are certain coverages that every traditional health insurance policy must include.

If you're in good health you may qualify for coverage with traditional types of insurance that will provide more robust benefits for a lower premium.

High Risk Life Insurance — A high risk policy is ideal for individuals with dangerous occupations, hobbies or pre-existing health conditions such as high blood pressure, cholesterol, diabetes, congestive heart failure, HIV or AIDS, who may not qualify for traditional life insurance Insurance — A high risk policy is ideal for individuals with dangerous occupations, hobbies or pre-existing health conditions such as high blood pressure, cholesterol, diabetes, congestive heart failure, HIV or AIDS, who may not qualify for traditional life insurance insurance coverage.

Health differences or a large difference in age between the insured parties will typically mean the younger, healthier insured paying more for insurance coverage than he or she would under a traditional individual policy.

However health insurers have acknowledged the necessity of traditional and alternative medicine like Ayurveda, homeopathy, Unani etc and included them in health insurance coverage.

We offer AirCare ® — simple, affordable flight insurance; ExactCare Value ® — complete coverage for travelers on a budget; ExactCare ® — broad traditional coverage for trip cancellation, trip interruption, and much more; and ExactCare Extra ® — comprehensive travel insurance with our best travel health insurance, plus innovative flight protection.

Most traditional domestic health insurance plans limit coverage for out of country medical expenses to emergency - related costs, have high deductibles and co-pays for emergency treatment abroad; and don't cover out - of - country emergency medical transportation in cases of life threatening illness where medical evacuation may be required.

To get coverage for traditional treatment, one has to buy a standard health insurance which covers non-allopathic medications.

We will typically advise them to apply for a traditional term or whole life insurance policy once they have had a pacemaker installed or possible consider a guaranteed issue or simplified issue life insurance policy which will not require them to take a medical exam or perhaps answer any health - related questions to be approved for coverage.

The coverage NCE provides an excellent option for individuals who have been previously denied or can't get traditional life insurance due to an uninsurable health risk.

However, if you are over the age of 50 and / or not in excellent health, then a no exam life insurance policy could provide you with a way to obtain the coverage that you need — even if you have been turned down for traditional life insurance protection in the past.

However, if you are in poor health, you may not be eligible for all types of life insurance, and are likely to be denied coverage for traditional term and permanent life insurance.

Medicare Advantage: Health coverage provided by private insurance companies and regulated by the federal government, in lieu of the traditional Medicare benefit.