Sentences with phrase «traditional plans offer»

Traditional plans offer fixed returns, at maturity or at fixed intervals.

In unit - linked plans the entire risk of the investment is borne by the policy holder while traditional plans offer assured returns.

Since traditional plans offer assured returns, a major portion of the premium is required to be invested in risk - free securities, as per Insurance Regulatory and Development Authority of India (IRDAI) mandate.

Some traditional plans offer loyalty benefits to policyholders for continuing the policy for the full tenure

These traditional plans offer copays before the deductible on any office visit or prescription.

Not exact matches

As a result of the ACA, her coverage shifted again when her employer no longer offered a traditional plan and she had to switch to one with a high $ 3,000 deductible.

Robo - advisors use the same software as traditional advisors, but usually only offer portfolio management and do not get involved in more personal aspects of wealth management, such as taxes and retirement or estate planning.

Instead of a traditional IPO, Spotify plans a direct listing, which will let investors and employees sell shares without the company raising new capital or hiring a Wall Street bank or broker to underwrite the offering.

Grocery chain Albertsons announced plans Tuesday to acquire Rite Aid in a cash and stock deal, as the traditional grocery industry continues to look for growth by broadening offerings, not just store base.

Many institutional investors report planning to drop traditional active managers for passive offerings.

If your employer doesn't offer a retirement plan, then consider opening an IRA account, whether traditional or Roth, to receive tax benefits on your investments.

Robo - advisors use the same software as traditional advisors based on Modern Portfolio Theory, but usually only offer portfolio management and do not get involved in more personal aspects of wealth management, such as taxes and retirement or estate planning.

Digital identity platform Civic is planning an offering that could top that, according to CNBC, but neither has raised anything like the capital from traditional VCs as Kik or Omise.

Aetna offers a broad range of traditional, voluntary and consumer - directed health insurance products and related services, including medical, pharmacy, dental, behavioral health, group life and disability plans, and medical management capabilities, Medicaid health care management services, workers» compensation administrative services and health information technology products and services.

Taxes eat away at savings, so it's important to save in a way that offers a tax advantage, either initially through a 401 (k) plan or Traditional IRA or on the distribution side through a Roth - type account.

Roth 401k investment accounts offer many advantages to employees that are unavailable with traditional 401ks or Roth IRAs, giving you not only more flexibility and options in your retirement planning but also the ability to maximize your retirement income.

A Roth 401k, Roth IRA and traditional 401k can each have a place in your retirement planning — they all offer tax advantages not available with a savings account.

Coupled with health savings accounts (HSAs) and flexible spending accounts (FSAs) high - deductible plans offer a nimble and lower - cost alternative to the traditional PPO and HMO plans that dominate the benefits mix in the midsize benefit plan market.

This is an incredibly difficult question to answer for a variety of reasons, most importantly because over the years our once vaunted «beautiful» style of play has become a shadow of it's former self, only to be replaced by a less than stellar «plug and play» mentality where players play out of position and adjustments / substitutions are rarely forthcoming before the 75th minute... if you look at our current players, very few would make sense in the traditional Wengerian system... at present, we don't have the personnel to move the ball quickly from deep - lying position, efficient one touch midfielders that can make the necessary through balls or the disciplined and pacey forwards to stretch defences into wide positions, without the aid of the backs coming up into the final 3rd, so that we can attack the defensive lanes in the same clinical fashion we did years ago... on this current squad, we have only 1 central defender on staf, Mustafi, who seems to have any prowess in the offensive zone or who can even pass two zones through so that we can advance play quickly out of our own end (I have seen some inklings that suggest Holding might have some offensive qualities but too early to tell)... unfortunately Mustafi has a tendency to get himself in trouble when he gets overly aggressive on the ball... from our backs out wide, we've seen pace from the likes of Bellerin and Gibbs and the spirited albeit offensively stunted play of Monreal, but none of these players possess the skill - set required in the offensive zone for the new Wenger scheme which requires deft touches, timely runs to the baseline and consistent crossing, especially when Giroud was playing and his ratio of scored goals per clear chances was relatively low (better last year though)... obviously I like Bellerin's future prospects, as you can't teach pace, but I do worry that he regressed last season, which was obvious to Wenger because there was no way he would have used Ox as the right side wing - back so often knowing that Barcelona could come calling in the off - season, if he thought otherwise... as for our midfielders, not a single one, minus the more confident Xhaka I watched played for the Swiss national team a couple years ago, who truly makes sense under the traditional Wenger model... Ramsey holds onto the ball too long, gives the ball away cheaply far too often and abandons his defensive responsibilities on a regular basis (doesn't score enough recently to justify): that being said, I've always thought he does possess a little something special, unfortunately he thinks so too... Xhaka is a little too slow to ever boss the midfield and he tends to telegraph his one true strength, his long ball play: although I must admit he did get a bit better during some points in the latter part of last season... it always made me wonder why whenever he played with Coq Wenger always seemed to play Francis in a more advanced role on the pitch... as for Coq, he is way too reckless at the wrong times and has exhibited little offensive prowess yet finds himself in and around the box far too often... let's face it Wenger was ready to throw him in the trash heap when injuries forced him to use Francis and then he had the nerve to act like this was all part of a bigger Wenger constructed plan... he like Ramsey, Xhaka and Elneny don't offer the skills necessary to satisfy the quick transitory nature of our old offensive scheme or the stout defensive mindset needed to protect the defensive zone so that our offensive players can remain aggressive in the final third... on the front end, we have Ozil, a player of immense skill but stunted by his physical demeanor that tends to offend, the fact that he's been played out of position far too many times since arriving and that the players in front of him, minus Sanchez, make little to no sense considering what he has to offer (especially Giroud); just think about the quick counter-attack offence in Real or the space and protection he receives in the German National team's midfield, where teams couldn't afford to focus too heavily on one individual... this player was a passing «specialist» long before he arrived in North London, so only an arrogant or ignorant individual would try to reinvent the wheel and / or not surround such a talent with the necessary components... in regards to Ox, Walcott and Welbeck, although they all possess serious talents I see them in large part as headless chickens who are on the injury table too much, lack the necessary first - touch and / or lack the finishing flair to warrant their inclusion in a regular starting eleven; I would say that, of the 3, Ox showed the most upside once we went to a back 3, but even he became a bit too consumed by his pending contract talks before the season ended and that concerned me a bit... if I had to choose one of those 3 players to stay on it would be Ox due to his potential as a plausible alternative to Bellerin in that wing - back position should we continue to use that formation... in Sanchez, we get one of the most committed skill players we've seen on this squad for some years but that could all change soon, if it hasn't already of course... strangely enough, even he doesn't make sense given the constructs of the original Wenger offensive model because he holds onto the ball too long and he will give the ball up a little too often in the offensive zone... a fact that is largely forgotten due to his infectious energy and the fact that the numbers he has achieved seem to justify the means... finally, and in many ways most crucially, Giroud, there is nothing about this team or the offensive system that Wenger has traditionally employed that would even suggest such a player would make sense as a starter... too slow, too inefficient and way too easily dispossessed... once again, I think he has some special skills and, at times, has showed some world - class qualities but he's lack of mobility is an albatross around the necks of our offence... so when you ask who would be our best starting 11, I don't have a clue because of the 5 or 6 players that truly deserve a place in this side, 1 just arrived, 3 aren't under contract beyond 2018 and the other was just sold to Juve... man, this is theraputic because following this team is like an addiction to heroin without the benefits

While the purpose of a 504 plan is essentially the same as that of an IHCP, a 504 Plan is a legally binding document that offers procedural due process safeguards not afforded by traditional IHCPs, including due process hearings (with representation by legal counsel, if so desired) and parental notice and review requiremeplan is essentially the same as that of an IHCP, a 504 Plan is a legally binding document that offers procedural due process safeguards not afforded by traditional IHCPs, including due process hearings (with representation by legal counsel, if so desired) and parental notice and review requiremePlan is a legally binding document that offers procedural due process safeguards not afforded by traditional IHCPs, including due process hearings (with representation by legal counsel, if so desired) and parental notice and review requirements.

A joint press release said, «The plan would establish a new benefits system for future employees offering them the option to participate in either a traditional, but less generous, plan or a 401 (k) type program that is more flexible and permits for career growth.

Pensions and health costs for teachers and other staff are substantially higher for the traditional, unionized public schools compared to charters, which offer their employees 401ks rather than more generous defined benefit plans.

Cuomo didn't offer more details about the plan, which would rely on existing federal and state financial aid programs, while adding $ 163 million in state tax dollars for Excelsior Scholarships that pay for tuition costs not covered by the traditional aid programs.

We offer one - on - one, individualized treatment plans mixing traditional physical therapy with complementary and alternative modalities, such as myofascial release, craniosacral therapy and medical therapeutic yoga for the treatment of pain and maintaining ongoing wellness.

Team Care: University Teaching Clinic Because we are a teaching clinic within a university, our services are highly affordable and offer the best of integrative health care — a thoughtful, planned approach that bridges contemporary science with traditional wisdom.

The online service upends traditional coaching methods by offering daily, weekly, or monthly email correspondence plans instead of time - consuming face - to - face sessions.

Easydate now offers a network of niche, traditional and casual dating sites in the USA, Australia, Canada, South Africa and India, with further international expansion planned.

Directed by Gareth Edwards, this eighth Star Wars feature focuses on the rebellion squadron tasked with stealing the infamous Death Star plans and offers the Star Wars universe its first chance to veer from the path of the traditional trilogy.

Rich Henderson, Director, Global Education Solutions at Lenovo commented, «The research highlights that tech and specifically VR offers endless possibilities when it comes to teaching, students are no longer bound by classroom walls and teachers are no longer bound by traditional lesson plans.

For example, since 2002, Florida has offered new teachers a choice between these two types of plans; those who do not choose are enrolled in the traditional pension plan.

But Cincinnati administrators offered to allow current teachers to return to the traditional salary schedule if their salary ever decreased under the new plan, according to former associate superintendent Ware, and to exempt first - year teachers from the rigorous evaluation system.

Rich Henderson, director of global education solutions at Lenovo (pictured) commented, «The research highlights that tech and specifically VR offers endless possibilities when it comes to teaching, students are no longer bound by classroom walls and teachers are no longer bound by traditional lesson plans.

While there are quite a few places, even in traditional universities where lesson plans and recorded videos are used to teach classes, they do not offer the same benefits available with streaming.

The Seattle Times even recently published an article listing the last few jobs that still offer traditional pensions, as a way for jobseekers to scoop up positions that offer these supposedly better retirement plans.

For instance, the number of alternative certification programs, that offer a teaching license without completing a traditional teacher certification program, and their graduates have skyrocketed since the Bush administration first published their America 2000 educational strategic plan, widely promoting their use to meet the growing need for certified teachers.

Charter school teachers are some of the biggest losers under current pension plans, because very few charter school teachers have worked long enough to qualify for the back - end benefits offered by traditional pension plans.

● The traditional school system plans to add new electives and extra-curricular offerings at its comprehensive high schools this year, including many more Advanced Placement courses, due to a budget increase for the upper grades.

Traditional school improvement plans will often times only offer a general improvement in overall teaching practices or will relegate improvement in student outcomes to such things as after school support.

Barcroft, Claremont and Nottingham Elementary Schools and the Arlington Traditional School are also cited as possibilities to fill the final two available slots, though APS doesn't plan to offer final recommendations to the board until sometime this fall.

What would you do if you were offered the option to choose between a traditional pension plan and the opportunity to invest in a retirement plan similar to a 401 (k)?

Our Character Based Literacy Curriculum (CBL) offers easy - to - use lesson plans for more than 200 titles, ranging from high interest and engaging reads to traditional and challenging pieces of classic literature.

In 1996 — 1997 teachers were offered a financial inducement to switch into the newly created hybrid plan and defaulted into staying in the traditional plan if no action was taken.

Some small presses, in addition to offering traditional book deals that work on a traditional model, also have a separate plan where authors have to pay.

The report presents 145 pages of data and commentary on a broad range of eBook issues, including: spending on eBooks in 2010 and anticipated spending for 2011; use levels of various kinds of eBooks; market penetration by various specific eBook publishers; extent of use of aggregators vs offering by specific publishers; purchasing of individual titles; use of various channels of distribution such as traditional book jobbers and leading retail / internet based booksellers; use of eBooks in course reserves and interlibrary loan; impact of eBooks on print book spending; use of eBooks in integrated search; price increases for eBooks; contract renewal rates for eBooks; use of special eBook platforms for smartphones and tablet computers; spending plans and current use of eBook reader such as Nook, Reader and Kindle; the role played by library consortia in eBooks; Continue reading Primary Research Group releases Library Use of eBooks 2011 Edition →

Savings Incentive Match Plan for Employees (SIMPLE) IRAs offer small business owners the opportunity to match their employees» contributions to traditional IRAs.

Critics argue that HSA's favor young single workers and healthy families, and I tend to agree (although that is not necessarily a bad thing provided your company still offers a traditional health plan as well).

Title 38, Code of Federal Regulations, section 36.4819 (38 CFR 36.4819); requires your lender to attempt to evaluate your situation and offer you an opportunity for a repayment plan, special forbearance, or traditional loan modification.

If your work doesn't offer a retirement plan, start making contributions to a traditional or Roth IRA account.

This type of credit card usually offer a higher interest rate than traditional cards and thus, you should avoid the use if you don't plan to pay the balance in full or if there no specific no interest rate promotions.

702 retirement accounts don't appear to offer superior tax characteristics to more traditional retirement programs, such as a 401k plan or an IRA.