The key to
a traditional policy approval will be a recent echocardiogram, treadmill stress test, or cardiac catheterization showing that the heart is not overly enlarged, and the left ventricular ejection fraction (LVEF) is still within acceptable levels.
Not exact matches
No medical exam
policies often provide same day coverage, or may take up to five business days, while
traditional policies can take several weeks for
approval.
The recent report of the Council of Chief State School Officers found that state program -
approval policies for preparation programs, both those for «
traditional higher education programs and for new pathways, suffer from weak and inconsistent regulation.»
When applying for a $ 20,000 personal loan with bad credit, most
traditional lenders are unlikely to grant
approval because of their strict lending
policies.
No medical exam
policies often provide same day coverage, or may take up to five business days, while
traditional policies can take several weeks for
approval.
Approval usually takes less than half the time of a
traditional policy.
The
approval time for
traditional life insurance
policies is a deterrent for some people.
Anytime someone chooses to apply for a
traditional term life insurance or whole life insurance
policy after being diagnosed with a serious pre-existing medical condition, the application and
approval process are always going to become more difficult.
Because individuals who have been diagnosed with acid reflux will most likely be eligible for a
traditional term or whole life insurance
policy, we would encourage you to take a look at our Life Insurance Quotes page which will allow you to compare insurance quotes from companies that both do and don't require a medical exam prior to
approval.
Traditional term life
policies tend to take several weeks to receive an
approval; in many cases, GI
policies only take a few days to get approved, since they require no medical exam and have light underwriting guidelines.
These
policies do not require a medical exam and the
approval process is usually much faster than with a
traditional policy.
This is quite a contrast to
traditional term life insurance that can take up to three months for an
approval; however, convenience comes at a cost because most non-medical term
policies cost about 30 % more than those that require a medical exam.