Sentences with phrase «transfer after the promotional period»

Ongoing interest does not have to be a major factor, as I would recommend doing another balance transfer after the promotional period has expired if you are still going to carry a significant balance over an extended period of time.

Obviously, the 13.74 % APR only applies to purchases and balance transfers after the promotional period is over.

Not exact matches

Conversely, balance transfer cards begin to charge interest only after the promotional period ends.

In the case of a balance transfer credit card, you are not charged any interest for some promotional period of time, after paying a transfer fee.

After the promotional period, any remaining balance transfer amounts will be charged interest at the regular annual interest rate for cash advances, until the amount is repaid in full.

This new account will often feature a low or even 0 % interest rate (after a balance transfer fee) for a promotional period of time.

You'll never have to pay balance transfer fees — as you would with the Chase Slate ® after the first 60 days — and you won't have to worry about when that promotional 0 % APR period ends.

Many balance transfer cards have the same interest rates as any other credit card after the promotional 0 % APR period expires.

But if you go with the Chase Slate ®, you also have the option of transferring your balance to another 0 % APR balance transfer credit card after the promotional period runs out if you need more time to pay down your debt.

Never sign up for a promotional offer to transfer credit card debt without understand where your interest is headed after the initial period ends.

If any balance remains after the promotional period ends, interest kicks in, and the transfer could end up costing you more than if you had left it where it was.

Estimated Savings is a CreditCards.com calculation that is used to provide an example of how much you might save by transferring your balances to a new card after factoring in fees, length of promotional periods and interest charges.

After the introductory period ends, the standard variable APR for purchases will be applied to unpaid promotional balances and new balance transfers.

In order to get the most benefit and savings from a balance transfer, consider the payment terms, fees, rewards and the ongoing interest rate that your card will give you after the promotional period has lapsed.

However, the only fee - free balance transfers are those made within the first 60 days after opening your account; transfers made after the promotional period will incur a 5 % balance transfer fee.

Introductory APR of 0 % on Purchases and Balance Transfers for 15 months, and then the ongoing APR of 16.24 % - 24.99 % Variable APR; Chase doesn't charge deferred interest on the balance if you're still paying it off after the promotional period ends