Here, the best bet for using miles is to have flexibility, which means stocking up
transfer points with a lot of options, rather than miles with a specific carrier.
Philippine Airlines has a number of credit card partners, allowing you to earn or
transfer points with credit cards from most of the larger local banks as well as international banks like HSBC and Citibank cards (reviewed here).
That means if you have a card that can
transfer points with Amex (like the Premier Rewards Gold, Platinum, etc.) or Chase (Sapphire Preferred, Ink Bold / Plus), you can transfer those points at a 1:1 ratio into Avios.
You can
transfer points with any of those programs to carriers in the big three airline alliances: SkyTeam, the Star Alliance and oneworld.
With the Chase Sapphire Preferred, you can earn 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide; 20 % discount on travel reward redemption when you book through Chase Ultimate Rewards, and the ability to
transfer points with many leading frequent travel partner programs.
1:1 Points Transfer: You can
transfer your points with a 1:1 ratio to various frequent flyer programs without having to pay any sort of transfer fee.
It's rare for a hotel loyalty program to allow members to
transfer points with no fee.
You can move your points, but only to another Chase card with Ultimate Rewards belonging to you, or one member of your household.If we suspect that you've engaged in fraudulent activity related to your credit card account or Ultimate Rewards, or that you've misused Ultimate Rewards in any way (for example by buying or selling points, moving or
transferring points with or to an ineligible third party or account, or repeatedly opening or otherwise maintaining credit card accounts for the sole purpose of generating rewards) we may temporarily prohibit you from earning points or using points you've already earned.
Not exact matches
Buying products and services
with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn
points: balance
transfers, cash advances and other cash - like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.
With the advent of the Large Value
Transfer System (LVTS), the target for the overnight rate was defined as the midpoint of the band, or 25 basis
points below the Bank Rate.
Instead of earning
points that you can use at only one airline or hotel, you can earn
points that can be used to book through an award portal
with no blackout dates, or you can
transfer the
points to a partner airline or hotel to book award reservations directly.
In addition to earning miles when flying
with Air France / KLM and their partners, you can
transfer miles into the program from American Express Membership Rewards, Chase Ultimate Rewards, Citi ThankYou
Points, and Starwood Preferred Guest.
And even if you're not flying
with Delta, you can
transfer your
points to one of Starwood's airline
transfer partners.
Transferring your
points directly to your travel loyalty programs is well worth the annual fee because you can easily make your
points worth 2 cents each
with these Chase Ultimate Rewards
transfer hacks.
Luckily, Chase offers 1:1
point transfers to Hyatt
with no minimum
transfer, so you'll have no problem switching your bonus
points over.
With the Sapphire Preferred, you'll be able to
transfer your
points to these airline & hotel loyalty programs:
That's ok, we're going to talk about the benefits of
transferring your Chase Ultimate Rewards
points to Marriott Rewards and to Starpoints
with SPG.
A normal night at the property rings up at 35,000 IHG
points if you were to
transfer then book directly, yet you could also go
with points and cash and pay 25,000
points plus $ 70.
With the ability to
transfer points to travel partners, book directly through the Chase portal, or redeem for cash or gift cards, you can't really go wrong.
Log - in to the Ultimate Rewards portal
with Chase and then go to the Use
Points tab and select
Transfer to Travel Partners.
Federal regulation prohibits you from making more than a total of 6
transfers each month to other accounts from a savings or money market account (including
transfers to another account for overdraft protection) or to third parties each month by check, through
point - of - sale purchase transactions
with a banking card, by preauthorized or automatic agreements, telephone, or online.
You'll be spending the money on the things that earn the most
points — dining and travel — and you can also enjoy that 1:1
point transfer with all your favorite airline and hotel loyalty programs, which, for those of us who are really into our loyalty programs, can be a big deal.
Or
points can be
transferred to miles
with seven different frequent - flyer programs or
points with four different hotel programs.
With SPG Gold Elite status, you can
transfer a minimum of 1,500 SPG
points per transaction and SPG Platinum Elite status members can
transfer as few as 1 SPG
point per transaction.
Perhaps you want to combine earning new
points with doing a balance
transfer.
For example, do you use all your spendings on CSP and
transfer your
points to that partner airline whenever you want to fly
with them?
Some firms will even «freeze» an account that is in the process of being
transferred, meaning that no trades will be permitted until the
transfer is complete; an important
point to discuss
with the firms prior to initiating the
transfer.
This guide highlights some of the best redemption opportunities
with Chase
points and airline
transfer partners.
With over 1,300 hotels and resorts,
point transfer to select frequent flyer programs, and
point bonus for those
transfers, the Starwood Preferred Guest ® Business Credit Card from American Express is one...
While the United miles you earn can only be used to book flights
with United and other Star Alliance members, Chase Ultimate Rewards
Points (earned
with the Chase Sapphire Preferred ® Card) can be
transferred to 11 partnered programs, including both hotel and airline brands.
With all of your
points combined under the Chase Sapphire ® Preferred Card, Chase Sapphire Reserve ℠ Card, or Ink Business Preferred ℠ Credit Card, you will have even more
points to
transfer and redeem for travel.
As we discussed above, you must have at least 1 premium Ultimate Rewards card to convert the cash - back you earn from cards
with no annual fee to
points that can be
transferred to airline and hotel partners.
Similar to ANA's
transfer partners, the Korean Air redemption is made easier by the fact that SKYPASS partners
with 2 transferable
point programs: Chase Ultimate Rewards and SPG.
What's more, travel and restaurant purchases earn 2x
points per $ 1, all other purchases earn 1
point per $ 1, and
points can be
transferred to a long list of Chase's participating
transfer partners, all
with a low annual fee of $ 95 (waived the first year).
One amicus brief
points out that Section 482's reference to pricing «commensurate
with income» only makes sense if the arm's length standard embraces
transfer pricing that is not bound to unrelated party pricing.
IHG
points can be
transferred to over 30 airline partners,
with a
transfer ratio of 10,000
points to 2,000 miles in most cases.
Federal regulations prohibit you from making more than a total of six
transfers each month to other accounts from a savings or money market account (including
transfers to another account for overdraft protection) or to third parties each month by check, through
point - of - sales purchase transactions
with a banking card, by preauthorized or automatic agreements, by telephone or online.
With this card on its own, you can not
transfer the
points to any airline or hotel.
Even though Hyatt is partnered
with over 27 airlines across all alliances,
transferring your Hyatt
points is a sure way to devalue them.
These bonus
points can be
transferred to miles or
points with partner airlines or hotel chains.
Many general rewards credit cards offer redemption in the form of
transferring points or miles to the loyalty program they are partners
with.
What's more, travel and restaurant purchases earn 2x
points per $ 1, all other purchases earn 1
point per $ 1, and
points can be
transferred to a long list of Chase's participating
transfer partners, all
with a low annual fee of $ 95 (waived for the first year).
Hot Tip: If you need extra Flying Blue miles, you can also
transfer any
points you have
with your Chase Ultimate Rewards cards.
These programs also feature partnerships
with airlines, hotels and other travel brands permitting cardholders to
transfer their
points to be used in lieu of loyalty awards.
For every chunk of 20,000 SPG
points you
transfer, you will receive a bonus of 5,000 miles
with the designated airline.
With the Citi ThankYou ® Premier card, individuals also have the ability to
transfer their
points to airline frequent flyer miles.
You can
transfer points for free and
with no limit to your linked Starwood Preferred Guest account at a rate of 3:1, which means you can book all SPG - participating properties.
There is potential to squeeze additional value out of the
points you earned
with the Citi ThankYou ® Premier Credit Card, if you
transfer them to a partnered loyalty program.
It is also where you can
transfer points between cards and make redemptions to maximize the number of
points you can work
with.
You can't use one program's
points with the other's directly but you can
transfer them between programs to build up your Rewards or Starpoints for bigger redemptions!