The variable APR for purchases and for balance
transfers after the introductory period is 14.99 % - 24.99 % *.
For new and outstanding balance
transfers after the introductory periods, the variable APR is 15.24 % or 18.24 % * depending upon our review of your application and your credit history at account opening.
For purchases, and new and outstanding balance
transfers after the introductory period, the variable APR is 17.49 %, 21.49 %, or 26.49 % depending upon our review of your application and your credit history at account opening.
Three Wells Fargo cards charge an introductory balance transfer fee of 3 percent, then hike it by 2 percent for balances
transferred after the introductory period.
Not exact matches
After the
introductory periods end, a variable APR of 16.49 % -25.24 % applies on balance
transfers and purchases, and there will be a fee of either $ 5 or 5 % of the amount of each
transfer, whichever is greater.
After the
introductory period, the APR on both purchases and balance
transfers will change to 13.49 % -24.49 % Variable.
Keep in mind that some people will use a balance
transfer initially and will refinance the remaining debt into a consolidation loan
after the
introductory period expires and the rate increases.
After the
introductory period ends, the standard purchase APR will be applied to unpaid
introductory balances, new purchases, and new balance
transfers.
But, as you can see, your savings are diminished if you have large balance
transfer fees and short
introductory periods with higher rates
after the intro
period ends.
A good
introductory APR
period and standard variable rate
after the fact, along with no annual fee, make up for the balance
transfer fee that you will be assessed at average costs.
Sun Trust's MasterCard combines the best of cash back with a manageable APR rate as low as 10 %
after the initial 0 %
introductory period that's good for 15 months on both purchases and
transfers.
Transferring your balances to a 0 % APR credit card can improve your debt situation greatly, but you need to be careful about the potential pitfalls and snares that may come
after that initial
introductory period.
APR: 0 %
Introductory APR on purchases and balance
transfers for 12 months, the rate increases to 13 % -23.24 % variable
after the initial
period expires
There is a 3 % balance
transfer fee
after the 18 month
introductory period expires.
After the
introductory APR
period ends, the Standard Variable Purchase APR of 14.49 % — 23.49 % applies to both your purchases and balance
transfers.
Not only will the bank or credit union which receives the balance
transfer charge a
transfer fee but they will also make money on the balance as most consumers don't pay the balance off in full
after the
introductory period.
Avoid monthly maintenance fees
after the
introductory period with a scheduled recurring
transfer each month from checking to savings of $ 25 or more or a minimum daily balance of $ 300 or greater in Regular Savings.
Promotional
Period for
Introductory APR: The
Introductory APR for balance
transfers will apply to transactions posted to your account until
after 18 billing cycles.
After the 0 %
introductory APR
period ends a Standard Variable Purchase APR applies for purchases and balance
transfers, currently 13.49 % — 24.49 %.
Pros The Citi Simplicity offers an
introductory period of 18 months for 0 % APR on purchases and balance
transfers (
after that variable APR of 15.49 % - 25.49 %).
After the
Introductory Period, a variable Cash Advance APR of 9.49 %, 13.49 % or 17.49 %, depending on your creditworthiness, will apply to all Cash Advance transactions (electronic / telephonic methods, checks, and balance
transfers); and a variable Overdraft APR of 19.49 % will apply to Overdrafts from qualifying linked HSBC checking account (s).
After the
introductory period, a variable APR for balance
transfers and purchases from 13.99 % to 23.99 %, based on the Prime Rate and your creditworthiness, with a transaction fee for each balance
transfer of either $ 10 or 4 %, whichever is greater.
Search credit card websites to see if you can find a credit card offer without a
transfer fee, but be aware that the credit card issuer is likely to compensate for the lack of a fee with a shorter zero percent interest
period or a higher interest rate
after the
introductory period.
0 % Intro Annual Percentage Rate on balance
transfers for 18 billing cycles if taken within the first 90 days of account opening ***;
After the
introductory period a variable APR for balance
transfers from 13.99 % to 23.99 % based on the Prime Rate and your credit worthiness.
After the 0 %
introductory APR
period ends the Annual Percentage Rate (APR) for purchases and balance
transfers will be a variable rate between 12.65 % to 22.65 %, based on your creditworthiness.
After the
introductory APR
period ends the ongoing purchase and ongoing balance
transfer variable APR of 16.49 % — 25.24 % applies.
After the
introductory period ends your Annual Percentage Rate (APR) for purchases and balance
transfers will be a variable 12.65 % to 22.65 %, based on your creditworthiness.
On a $ 5,000
transfer, the 5 % balance
transfer fee amounts to $ 250 verses a balance
transfer fee of 3 % which amounts to $ 150, which makes this card slightly more expensive if you decide to
transfer a balance
after the $ 0
introductory balance
transfer fee
period ends.
After that, 16.49 % — 25.24 % variable APR on purchases and balance transfers after the introductory APR periods
After that, 16.49 % — 25.24 % variable APR on purchases and balance
transfers after the introductory APR periods
after the
introductory APR
periods end.
After the
introductory period, a variable APR for balance
transfers from 16.99 % to 23.99 %, based on the Prime Rate and your creditworthiness, with a transaction fee for each balance
transfer of either $ 10 or 3 %, whichever is greater.
Losers pay the
transfer fee and then resume paying interest on the balance
after the
introductory period expires.»
After the
introductory period on new purchases and balance
transfers, the APR will be 16.49 % - 25.24 % Variable, depending on your creditworthiness.
After the
introductory balance
transfer APR
period runs out, the card's standard interest rates will apply.
After the
introductory APR
period ends then a variable APR of 16.49 % — 25.24 % applies for purchases and balance
transfers.
After the
Introductory Period, a variable Purchase APR of 16.49 % or 20.49 %, depending on your creditworthiness, will apply to credit card purchases; and a variable Balance
Transfer APR of 16.49 % or 20.49 %, depending on your creditworthiness, will apply to balance
transfers and credit card checks, for the HSBC Advance Mastercard ® credit card.
After the
Introductory Period, a variable Balance
Transfer APR of 14.49 %, 18.49 % or 24.49 %, depending on your creditworthiness, will apply to balance
transfers and credit card checks.
Additional credit card transaction fees will apply as follows: Balance
Transfers - Either $ 10 or 3 % of the amount of each
transfer, whichever is greater (
after the end of the
introductory period, the maximum fee is $ 99).
After the
Introductory Period, a variable Purchase APR of 14.49 %, 18.49 % or 24.49 %, depending on your creditworthiness, will apply to credit card purchase balances; and a variable Balance
Transfer APR of 14.49 %, 18.49 % or 24.49 %, depending on your creditworthiness, will apply to balance
transfers and credit card checks for the HSBC Platinum Mastercard ® with Rewards credit card.
After the
Introductory Period, a variable Purchase APR of 14.49 %, 18.49 % or 24.49 %, depending on your creditworthiness, will apply to credit card purchase balances; and a variable Balance
Transfer APR of 14.49 %, 18.49 % or 24.49 %, depending on your creditworthiness, will apply to balance
transfers and credit card checks.
After the
Introductory Period, a variable Purchase APR of 12.49 %, 16.49 % or 20.49 %, depending on your creditworthiness, will apply to credit card purchases; and a variable Balance
Transfer APR of 12.49 %, 16.49 % or 20.49 %, depending on your creditworthiness, will apply to balance
transfers and credit card checks, for the HSBC Gold Mastercard ® credit card.
The balance
transfer APR starts out at 0 % for twelve billing cycles and then mirrors the general APR
after the
introductory period.
After the
introductory period, the APR will adjust to 10.24 % - 16.24 % for purchases and balance
transfers, based on your creditworthiness.2
After the
introductory period ends, the standard purchase APR will be applied to unpaid
introductory balances, new purchases, and new balance
transfers.
But, as you can see, your savings are diminished if you have large balance
transfer fees and short
introductory periods with higher rates
after the intro
period ends.
The interest rate charged on those
transferred balances may also be lowered for an
introductory period,
after which they raise to a higher rate.
After the
introductory balance
transfer, APR
period is over, balance
transfers are subject to a variable APR of 14.99 %, 18.99 % or 22.99 %, based on your creditworthiness.
After the
introductory period ends, the standard variable APR for purchases will be applied to unpaid promotional balances and new balance
transfers.
Always check the fine print for balance
transfer fees and the APR
after the
introductory period ends, but once you find the card that best suits you, you'll be ready to earn rewards on each new purchase with the card.
Keep in mind that the 18 - month 0 % APR
introductory period applies to balance
transfers made within a set
period of time
after you open your account (check the terms to see exact dates).
This card offers a 0 % A.P.R.
introductory offer on all purchases and balance
transfers for 12 billing cycles (12 months),
after this
period a variable A.P.R. ranges from 15 % to 24 %.