For a card that offers a little more freedom when it comes to
travel rewards redemption, the Capital One ® Venture ® Rewards Credit Card comes close to the rewards rate you'll get with the Carlson hotels offering.
However, it's the added perks of the Chase Freedom cards that have folks saying, «Farewell Fargo» — like the fact that your Chase Freedom rewards can be turned into Ultimate Rewards points, a points program famous for its valuable
travel rewards redemption options.
For those who prefer more flexible
travel rewards redemption, a general travel card is probably a better option.
Even today, few issuers offer such flexible
travel rewards redemption as Venture Rewards users enjoy — and the fringe benefits are nothing to shake a stick at.
For a card that offers a little more freedom when it comes to
travel rewards redemption, the Capital One ® Venture ® Rewards Credit Card comes close to the rewards rate you'll get with the Carlson hotels offering.
Air
Travel Reward redemptions from the Air Travel Redemption Schedule start at 15,000 points for a round trip short - haul flight in economy class with a maximum ticket price of $ 350.
For Air
Travel Reward redemption details, visit www.rbc.com/travelredemption .
With the Chase Sapphire Preferred, you can earn 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide; 20 % discount on
travel reward redemption when you book through Chase Ultimate Rewards, and the ability to transfer points with many leading frequent travel partner programs.
For Air
Travel Reward redemption details, visit www.rbc.com/travelredemption.
Air
Travel Reward redemptions from the Air Travel Redemption Schedule start at 15,000 points for a round trip short - haul flight in economy class with a maximum ticket price of $ 350.
Not exact matches
The majority of business cards come with a points or miles - based
rewards program that offer you a choice of
redemption options — including
travel, merchandise and gift cards — in exchange for your miles or points.
When you're looking cards for yourself, look for the ones that offer attractive cash - back percentages, or
travel rewards, appealing sign - up bonuses, and simple
redemption models.
The
redemption value is different if you choose to redeem your Points for other
rewards such as
travel and hotel options, merchandise, gift cards, and / or statement credit.
The Sapphire Preferred's sign - up bonus is at its lowest
redemption level worth $ 500 in statement credit cards, but your 50,000 Ultimate
Rewards points are worth $ 625 in
travel if you redeem through Chase's
travel portal.
But, other flexible
travel credit cards have more valuable
redemption options if you are willing to make some tradeoffs in terms of smaller purchase
rewards.
For Jim's most memorable
redemption, he and his wife were able to
travel to Aruba using Southwest Rapid
Rewards points!
Each point you redeem for
travel booked through Chase Ultimate
Rewards is worth $.0125 (one and a quarter cents), which means that 100 points equals $ 1.25 in
redemption value, and points are worth 25 % more than if redeemed for cash.
1 point for everyday purchases is 2.1 % as
reward points equal 2.1 cent for
travel redemption.
The
redemption value is different if you choose to redeem your Points for other
rewards such as
travel options, merchandise, gift cards, and / or statement credit.
This is because the points are worth 25 % more when you make a
redemption for
travel rewards with Chase.
The $ 95 fee is a bit on the high side, but its
reward structure, lengthy list of
travel protections, lack of foreign transaction fees, and discount opportunities on
reward redemptions for airfare could make that fee worthwhile for frequent travelers who are diligent about using the card.
This combination of high
rewards rate and
redemption flexibility makes the Starwood Preferred Guest ® Business Credit Card from American Express well suited for most small businesses that engage in
travel.
This means you can (effortlessly) rack up lots of valuable Chase Ultimate
Rewards points to use on incredible
redemptions — or book through the Chase
travel portal.
If your business were to have a Ink Plus ® Business Credit Card tied to the account, you would be able to also use the Ultimate
Reward points toward
travel redemptions, instead of pure cash back.
Therefore, if you are looking for greater spending freedom and more
redemption flexibility out of your
travel rewards credit card, the AeroMexico Visa Card is not a good option.
This means you can rack up lots of valuable Chase Ultimate
Rewards points during the year to use on incredible
redemptions — or book through the Chase
travel portal.
You can also redeem your
rewards to book
travel directly through Chase for the same value, or transfer your
rewards to other Chase cards with more valuable
redemption options.
Note: Redeeming for
Travel vs. Non-Travel: now, the above analysis assumes that you redeem your Venture ® rewards for travel expenses - this maximizes your redemption r
Travel vs. Non-
Travel: now, the above analysis assumes that you redeem your Venture ® rewards for travel expenses - this maximizes your redemption r
Travel: now, the above analysis assumes that you redeem your Venture ®
rewards for
travel expenses - this maximizes your redemption r
travel expenses - this maximizes your
redemption return.
Redemption options - Not only can you earn cash back, but you can instead redeem points for
rewards like Amazon purchases, gift cards or
travel expenses.
Travel rewards cards offer all the same
redemption benefits as cash back cards, but not the other way around.
Chase Ultimate
Rewards points offer best in class
redemption with opportunity to transfer to
travel partners, redeem for cash or book for
travel through the Ultimate
Rewards Portal.
In that case, look for a
travel rewards credit card with flexible
redemption options so you aren't stuck with miles for an airline that you can't use.
The Citi ® ThankYou ® Premier card shines at its
rewards for
travel purchases and
redemption offer for exchange of
reward points for airfare.
However, your main
rewards redemption choice should be
travel statement credit.
Its bonus was recently 80,000 points — worth $ 1,000 in
travel redemptions through the Chase Ultimate
Rewards shopping portal — if you spend $ 5,000 in the first three months.
This major airline credit card, the Southwest Airlines Rapid
Rewards Premier Card, comes with an enticing headliner offer of 50,000 points towards
travel redemptions.
Arrival Plus ®
rewards are like cash - back that accumulates in your Barclays account and can only be used to give you statement credit toward
travel purchases (in $ 100 minimum
redemptions).
If you're not a frequently flier, look for a
travel rewards card with multiple
redemption options — so you can choose whether to redeem earned
rewards for flights, hotels, rental cars, or free gasoline.
When redeemed for
travel Reserve, Chase Ultimate
Rewards points are worth 1.5 points per dollar thanks to a 50 % point
redemption bonus.
Despite its high annual fee, the Citi Prestige ® Card beats it with great
rewards for
travel, dining out and entertainment, as well as with good
redemption rate for
travel and list of additional exclusive
travel benefits.
The Chase Sapphire Reserve ℠'s
rewards and
redemption rates give it much greater earning potential and long - term value than its sibling, especially when you factor in that $ 300
travel credit.
At a minimum desired
redemption of $ 0.02 per
reward point, you could get $ 1,100 or more in
travel value, depending on how you redeem!
Since the
rewards are in the form of cash back, businesses using the U.S. Bank Business Edge ™ Cash Rewards World Elite ™ MasterCard ® can enjoy greater freedom in how to use their credit card rewards - as opposed to, for example, the U.S. Bank Business Edge ™ Select Rewards Card which forces you into travel redemptions for the highest
rewards are in the form of cash back, businesses using the U.S. Bank Business Edge ™ Cash
Rewards World Elite ™ MasterCard ® can enjoy greater freedom in how to use their credit card rewards - as opposed to, for example, the U.S. Bank Business Edge ™ Select Rewards Card which forces you into travel redemptions for the highest
Rewards World Elite ™ MasterCard ® can enjoy greater freedom in how to use their credit card
rewards - as opposed to, for example, the U.S. Bank Business Edge ™ Select Rewards Card which forces you into travel redemptions for the highest
rewards - as opposed to, for example, the U.S. Bank Business Edge ™ Select
Rewards Card which forces you into travel redemptions for the highest
Rewards Card which forces you into
travel redemptions for the highest value.
The Capital One ® VentureOne ®
Rewards Credit Card's redemption rate of 1.25 % is rather low... and keep in mind, it's only 1.25 % if the rewards are redeemed towards
Rewards Credit Card's
redemption rate of 1.25 % is rather low... and keep in mind, it's only 1.25 % if the
rewards are redeemed towards
rewards are redeemed towards
travel.
Annual spending of $ 13,000: Charging $ 13,000 a year on my Capital One ® Venture ®
Rewards Credit Card gets me 26,000 miles, or $ 260 in
travel redemption value.
If the points are used for
travel redemptions, shopping in one of the above categories will yield a
rewards rate of 3 % - significantly higher than average.
Note: Redeeming for
Travel vs. Non-Travel: now, the above analysis assumes that you redeem your Venture ® rewards for travel expenses - this maximizes your redemption r
Travel vs. Non-
Travel: now, the above analysis assumes that you redeem your Venture ® rewards for travel expenses - this maximizes your redemption r
Travel: now, the above analysis assumes that you redeem your Venture ®
rewards for
travel expenses - this maximizes your redemption r
travel expenses - this maximizes your
redemption return.
The
reward points you earn through this card are best spent on
travel redemptions - there they can average a rate of $ 0.01 per point.
However, if you are in the market for a general
travel card, then you should consider the Chase Sapphire Preferred ® Card, as it gives cardholders more
rewards redemption options, especially for domestic air
travel.
The main draw of the Iberia Visa Signature ® Card is its high 4.5 %
rewards redemption rate for
travel purchases through Iberia, British Airways, Aer Lingus, LEVEL and OpenSkies.